Gossner Foods
Benefit Showcase
Welcome
Benefits are more valuable than ever and are a significant part of your total compensation package. The resources and videos here are designed to provide you with the information you need so you can identify which offerings are the best for you and your family.
This site will be available to you on demand all year. Take some time to review this information and return to this site whenever you or your family members have questions or want to review your benefits.
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Gossner Foods
Benefit Showcase
Enrollment
We know how important benefits are for you and your family. That's why Gossner Foods is committed to offering excellent, well-rounded options that protect your physical, mental and financial health. Our programs are designed to provide you peace of mind and protect you and your loved ones.
Choosing your benefits takes careful thought and planning. Use this Benefits Showcase to learn about the benefits available to you and your family.
As a new hire, your benefits will become effective on the first of the month following 60 days of full-time employment.
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Gossner Foods
Benefit Showcase
Medical
Gossner Foods is committed to offering a variety of medical benefits that provide generous coverage for both employees and their covered dependents. We offer two medical plans administered through UMR to fit your budget and needs.
Website: www.umr.com | Phone: 800.826.9781
HSA Preferred Plan
The HSA plan is FREE to all full-time employees, and $15 per check per enrolled dependant. The HSA Preferred plan offers deductibles. If you're enrolled in the HSA plan, you can choose to contribute to a Health Savings Account (HSA) to help pay for healthcare expenses not covered by your plan. Check out the HSA page to learn more.
With the HSA Preferred Plan, you have the choice of two benefit tiers: Plan providers (in network) and non-plan providers (out of network). The HSA option offers a large network of providers and specialists to choose from.
PPO Medical Plan
The PPO plan is $35 per person enrolled per paycheck. It offers deductibles and requires copays when receiving treatment. If you're enrolled in the PPO plan, you can choose to contribute to a Flexible Spending Account (FSA) to help pay for healthcare expenses not covered by your plan. Check out the FSA page to learn more.
With the PPO medical plan, you have the choice of two benefit tiers: Plan providers (in network) and non-plan providers (out of network). The PPO option offers a large network of providers and specialists to choose from.
Prescription Plan
If you're enrolled in one of Gossner Food's medical plans, you automatically have prescription drug coverage through OptumRx. Your prescriptions are subject to your medical deductible and may be paid with available HSA or FSA dollars.
Home delivery is also provided by OptumRx. Certain controlled substances and prescriptions that have expired will require a new prescription from a doctor.
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HSA and FSA
Gossner Foods provides both an Health Savings Account (HSA) and a Flexible Spending Account (FSA) to help employees budget and save for qualified medical expenses incurred over the course of the plan year.
HSA
A Health Savings Account (HSA) is a tax-free account that you can use to pay for current and future medical expenses.
If you're enrolled in a HSA Preferred PLan, you're eligible to contribute on a pre-tax basis to an HSA. Gossner Foods will match your contribution with double the amount you put in, up to $1,000 annually. You can use these funds to cover qualified medical, dental and vision expenses.
Money you don't spend rolls over from year to year. So, if you change jobs, switch to another medical plan, or even retire, your HSA and the money in it is still yours to keep. You can choose to save it for eligible healthcare expenses tax free in retirement. You can even invest this money so that it can grow over time like a 401k!
Website: www.optumbank.com | Phone: 801.963.6040
FSA
A Flexible Spending Account (FSA) is a plan that allows you to budget and save up to $3,050 in pre-tax dollars through payroll deductions to pay for qualified expenses (as defined by the IRS) incurred for the plan year.
Dollars invested in an FSA are tax-free and the entire amount is available on the first day of the plan year (January 1, 2023). However, any money not used by end of the plan year is forfeited. These funds do not roll over or accrue.
An FSA covers eligible out-of-pocket healthcare expenses such as medical copays, coinsurance, prescription drugs, dental, and vision costs. It's available to you and any eligible dependents including spouses, children, and any other qualified IRS dependent.
Website: www.nbsbenefits.com | Phone: 800.274.0503
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Benefit Showcase
Dental and Vision
As part of the comprehensive health insurance coverage, Gossner Foods offers employees the option to select dental and vision coverage for themselves and their dependents
EMI Dental Plan
Take Care of your smile with EMI Health Dental Insurance. Your Dental plan offers access to hundreds of thousands of in-network providers throughout the country. You can have peace of mind due to your rich benefits and broad coverage.
Website: www.emihealth.com | Phone: 800.662.5851
HealthSmart Dental Plan
Good oral care enhances overall physical health, appearance and mental well-being. Problems with the teeth and gums are common and easily treated health problems. Keep your teeth healthy and your smile bright with the Gossner Foods dental benefit plan.
Website: www.healthsmart.com | Phone: 888.745.3274
EMI Vision Plan
Regular eye examinations can not only determine your need for corrective eyewear but also may detect general health problems in their earliest stages. Protection for the eyes should be a major concern to everyone.
Website: www.emihealth.com | Phone: 800.662.5851
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Benefit Showcase
Life Insurance and LTD Coverage
While no one likes to think about it, planning for your family’s financial security in the event of sickness, serious injury or death is one of the greatest gifts you can give your loved ones. That's why Gossner Foods provides each full-time employee a Life Insurance Policy and LTD benefit at no cost to you!
Life Insurance and AD&D
Each full-time employee, spouse, and their children are automatically enrolled in a Life Insurance policy at no cost to you. You can choose the beneficiary of the policy so that your loved ones are taken care of in the event of your death. Be sure to keep your beneficiary updated as your life circumstances change.
Website: www.metlife.com | Phone: 800.638.5000
Long-Term Disability (LTD) Coverage
Each full-time employee is automatically enrolled in a LTD policy at no cost to you. This benefit will pay you an income if you become disabled and are no longer able to work.
Website: www.metlife.com | Phone: 800.638.5000
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Accident
While major medical insurance pays for a good portion of the costs associated with an illness, injury or hospitalization, there are some expenses that are not covered — from deductibles and copays to living expenses. With one of the Voluntary Benefits offered as part of our benefits package, you can get assistance with financial burdens in the event of qualifying illnesses or injuries.
Website: www.metlife.com | Phone: 800.638.5000
Critical Illness
Critical Illness Insurance will pay a lump-sum benefit for a covered person diagnosed with any of the covered illnesses while insurance is in effect, subject to any pre-existing condition limitation.
Website: www.metlife.com | Phone: 800.638.5000
Hospital Indemnity
Hospital Indemnity Insurance will pay a scheduled benefit for hospital confinement that occurs for a covered person while insurance is in effect. Additional benefits for certain services or treatments may also be available. All benefits are subject to applicable policy limitations and exclusions.
Website: www.metlife.com | Phone: 800.638.5000
Allstate Identity Protection
Identity crime can happen to anyone — 1 in 6 Americans have been impacted by an identity crime — no matter how careful you are. That’s why Gossner offers Allstate Identity Protection Pro+ as a benefit.
Allstate Identity Protection is proud to have a broad, inclusive definition of “family” that covers everyone under your roof (or under your wallet) — no matter their age.
Get comprehensive identity monitoring and fraud resolution designed to help you protect yourself and your family against today’s digital threats.
Website: www.infoarmor.com | Phone: 800.789.2720
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EAP
There are times in life when you might need a little help coping or figuring out what to do. Take advantage of the Employee Assistance Program (EAP), which includes counseling services and resources that are available to all employees and their families.
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