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Welcome!

We know how important benefits are for you and your family. That's why we are committed to offering excellent, well-rounded options that protect your physical, mental, and financial health — and that of those you love. Our programs are designed to provide peace of mind in protecting your lifestyle and planning for the future.

Because choosing your benefits takes careful thought and planning, we created this virtual benefits showcase to help you easily navigate and understand our offerings. Please take some time to review the information and return to the site whenever you or your family members have questions or want to review our benefits.
 
This showcase will be available to you on demand throughout the year, so feel free to bookmark it.

Sincerely,

Morgan Peel

Benefits Administrator

How to Navigate

Use the navigation bar at the top of the page to learn more about each category of benefits. You can watch videos and view documents provided by the benefit carriers. If you have questions, we are here! 

Questions? 

Contact us

Benefit Materials

Be sure to watch the benefits highlight video on this page and review your benefit guides to learn more about the firm's benefits.

• Reach out to FP Benefits if you have any questions.
• If you are adding dependents (i.e., spouse or children), you will need their names, birth dates, and social security numbers.
• If you would like to change your beneficiaries for your life insurance, you will need their names, dates of birth, addresses, and phone numbers. 

Questions?

Contact us

Health Plans

Medical

You may choose between two Consumer-Driven Health Plans (CDHP): CDHP Silver and CDHP Gold. We also offer two additional plans, however, enrollment is restricted. 

• Traditional OAP plan is only available to those grandfathered in the plan.
• Traditional OAP Buy plan is only available to equity partners.   

All plans offer the same level of coverage and use the same network of providers. To learn more about the medical plans, click the medical plan video below.

Health Savings Account (HSA)

The HSA is available for those enrolled in either the CDHP Silver or CDHP Gold medical plan. The IRS contribution limits for the 2021 tax year are $3,600 for individuals and $7,200 for family. If you are age 55 and over you may contribute an extra $1,000 catch-up contribution.

As a bonus, the Firm will contribute $500 toward your HSA just for enrolling. Upon completion of your wellness incentives (annual physical and wellbeing survey), the firm will contribute an additional $500 for individual coverage or $1,000 for family coverage toward your HSA.

Flexible Spending Account (FSA)  

Health Care FSA     

The Health Care FSA allows you to put aside money before it's taxed, and use it to pay for eligible medical, dental, and vision expenses. This is a use-it-or-lose-it account, so you will need to ensure you spend down the account by December 31. The IRS allows a grace period to March 15 of the following plan year to incur expenses. 

Dependent Care FSA 

The Dependent Care FSA allows you to save money on a variety of childcare or elder expenses. The Firm allows an extended grace period to June 15 of the following plan year to file claims incurred by March 15. 

Click above to play the Metlife Dental Insurance presentation

Dental

Your dental PDP plan offers the same benefit coverage for in-network and out-of-network. However, you can maximize your benefits by using in-network providers at a lower "negotiated discount" rate and the convenience of these providers filing claims on your behalf. We offer two dental options, a High plan and a Low plan. 

To learn more about your dental plan options, view the video on left.

Click above to play the EyeMed video

Vision

Your vision Select Network plan covers annual eye exams, eyeglass lenses, contact lenses, and more! Access the link to view providers in the network, plan information, and much more.  Should you enroll in vision benefits? View the EyeMed video to learn more.

To access the EyeMed virtual benefit fair, click on the Vision Plan Information link below and enter the code: FB66AVV8. Please do not copy and paste the code. You must type the code to gain access to the site.   

Questions?

Contact us

Voluntary Plans

Voluntary Life

In addition to the Firm-paid life insurance, the Firm offers supplemental life insurance for you, your spouse, or your child(ren).  The monthly cost is based on the age and coverage amount. 

Please note, evidence of insurability is not required if you elect up to the guaranteed issue amount for you or your spouse during the new hire eligibility period. After the eligibility period, you will be subject to evidence of insurability for Cigna’s approval. 

For more information please refer to the benefits guide.

Retirement Plan 

We provide the opportunity for you to contribute to a 401(K) retirement plan. You may contribute up to the 2021 IRS maximum of $19,500 to your 401(k). If you are over age 50, you can contribute an additional catch-up contribution of up to $6,500.  

Profit-Sharing

In addition to your contributions, the Firm offers a profit-sharing contribution, which you are eligible for the first day of the month following one year of employment.

• Attorneys: We make a yearly discretionary contribution based on eligible earnings on December 31. 
• Staff: We make a 5% profit-sharing contribution each payroll period for based on earnings for that period, and a yearly discretionary contribution based on eligible earnings if employed by December 31.  

The Firm contributions are subject to the plan's five-year vesting schedule. 

Pet Insurance  

We offer pet insurance to take care of your furry family member. The plan provides 24/7 access to veterinary professionals through Vet Help Line, wellness coverage, and more. You can enroll at any time of the year by calling 877-738-7874.

Accident, Critical Illness, Hospital Indemnity  

We offer Accident, Critical Illness, and Hospital Indemnity insurance. UNUM offers a lump-sum benefit and is designed to help offset the financial effects of accidental injuries, catastrophic events, critical illness, and hospitalization treatment.

As a bonus, UNUM offers a Wellness Benefit for the Accident and Critical Illness plan! Each covered family member can receive $50 for completing a screening test, such as a blood test, stress test, mammogram, etc.

Short-Term Disability 

The Firm offers an employee-paid short term disability option, which pays a portion of your salary if you are unable to work due to a covered disability. 

• The plan pays 60% of your weekly base salary up to $2,000/week.
• There is a seven-day exclusion period from the date disability begins.
• The benefit pays up to 11 weeks.
• Premiums are paid on a post-tax basis In the event of personal disability, exempt employees and hourly attorneys who meet the eligibility requirements for FMLA (or FMLA-like) benefits will also qualify for Firm-paid salary continuation for up to 12 weeks.  

Please refer to the benefits guide for additional information.

Group Personal Excess (GPE) Liability Insurance (Partner and Executive Management Only)

The GPE insurance provides you or a family member with broad protection and liability limits as an added layer of insurance coverage that sits above your primary auto homeowners renters, recreational vehicle motorcycle, and watercraft insurance policies. Coverage includes personal injury and property damage for which you or a covered household member may be legally responsible in the event of a personal liability lawsuit.  

Student-Loan Refinancing

Refinancing could help you pay off student loans sooner, lower your monthly payment, or both. Our student loan benefits provider CommonBond will help you understand the ins and outs of student loan refinancing, including the simple application process, timeline, available rates, and even how to transfer or consolidate loans between spouses and family, including Parent Plus loans! 

Questions?

Contact us

Firm-Paid Benefits

Group Life Insurance and Accidental Death & Dismemberment 

To protect you and your family, the Firm covers the full cost of Group Life and Accidental Death & Dismemberment (AD&D) insurance, both of which you are eligible for after 30 days of service. The life insurance will be paid to your designated beneficiary in the event of your death while you are covered under the plan. The AD&D benefit will be paid in the event of a loss of life or limb by accident while covered under the plan. 

• Equity Partner: 2x your projected distribution up to $1,000,000
• Income Partner: 2x your annual salary up to $1,000,000
• Chief Officer/Senior Director: 2x your annual salary up to $1,000,000
• Associates/Of Counsel/Staff :1x your annual salary up to $250,000

To review plan document information, refer to the intranet under the Human Resources page. 

Long-Term Disability (LTD)

The Firm provides long-term disability income protection through Cigna in the event you become unable to work due to a non-work-related illness or injury. This benefit covers 60% of your monthly base salary, up to $15,000. 

In addition, the Firm provides a supplemental disability policy through Metlife for equity partners and income partners that earn a base salary of $300,000 or more. This benefit, in conjunction with the Cigna benefit, covers 60% of your monthly base salary, up to a maximum of $35,000. 

To learn more about the LTD benefit please refer to the benefits section of the intranet under the Human Resource section. 

Milk Stork

We have partnered with Milk Stork, a service that enables breastfeeding moms to ship or carry refrigerated breast milk while they travel for work. Just pump, pack and have it shipped to you at no cost! 

Questions?

Contact us

FP Wellness

Wellness Portal 

As we adapt to our new routines, it's important to remain focused on our health and wellbeing. Portal features include:

• Personal Challenges - Address health topics important to you with personal challenges, which can be joined at any time.  The library of challenges includes options addressing 8 key categories, which are referred to as the Power of 8:  Purpose, Physical, Mindfulness, Nutrition, Social, Balance, Financial, and Community.  Simply select Challenges at the top of the portal dashboard to browse all of the available options!
• The Snap Challenge Tool - This easy to use feature allows you to create your own friendly step, activity, or weight challenges and invite your colleagues to join -- a fun, healthy way to keep in touch with others while you work from home.  Visit the Challenges page, and select Snap Challenges to get started, then follow the easy on-screen prompts.
• Financial Education - Timely video learning resources to help ease financial worry are now available.  Access the videos on the Home page of the portal dashboard.
• Social Wall - Let’s stay connected! Share success stories, give kudos, create chat groups, upload images and more. Select Social Wall at the top of the portal dashboard to join in on the fun.  

Wellness Incentives 

The Firm is excited to increase your HSA and FSA balance by contributing money on your behalf! Firm contributions are determined by your completion of wellness incentives. 

Enroll in a CDHP and earn $500 just for enrolling!  Earn an additional Firm contribution by completing an annual physical and the Wellbeing survey, which is located on the Wellness portal. 

HSA Wellness Incentives:

Individual: Wellbeing Survey ($250) + Annual Physical ($250) = $500

Family: Wellbeing Survey ($500) + Annual Physical ($500) = $1,000 

FSA Wellness Incentive:

Individual: Wellbeing Survey ($100) + Annual Physical ($100) = $200

Family: Wellbeing Survey ($200) + Annual Physical ($200) = $400

Cigna Behavioral Health 

Emotional Well-Being Help Line An emotional well-being helpline is available to you and your family members.  This resource, sponsored by Cigna, can connect you with qualified clinicians that focus on issues related to stress, anxiety and coping with loss, as well as COVID-19 related issues impacting your emotional well-being.  You may contact them 24/7 at 800-538-3543.

Cigna's COVID-19 Resource Center

Cigna is committed to supporting the emotional well-being of FP employees.  Whether you are dealing with anxiety, stress or other life challenges, Cigna's tools and resources are designed to help you manage whatever challenges you are facing — big or small.  For more information visit:  Cigna.com/COVID19

Resources include:

• Behavioral virtual care
• Expansion of free emotional well-being sessions - up to six virtual sessions at no cost
• Coaching and support services
• iPrevail - on-demand coaching and personalized learning tool to help you improve your mental health
• happify - a self-directed program with activities to help you overcome negative thoughts and life's challenges

Be sure to visit the Human Resources intranet site for information and updated resources on behavioral health.

Managing Stress

While it may not be possible to eliminate all of the stressors in your life, there are many ways to reduce the effects.  Below are some tactics to consider for keeping stress under control:

• Plan and prioritize your responsibilities
• Take breaks away from your work area to mentally regroup
• Listen to relaxing music
• Take time off work
• Learn to ask for help when feeling overwhelmed 

Employee Life Assistance Program 

We offer you and eligible family members support every step of the way. Our Life Assistance Program is confidential and there to assist you and your family members with big or small challenges which include:

• 24-hour/365-day live phone access- 800-538-3543
• 24-hour phone consultation with a licensed behavioral health clinician
• Referrals and consultations for stress management, work-related issues, time management, and more. 
• Initial consolations for legal and financial services and up to 25% discount on select fees.

Questions?

Contact us