The City provides the choice of two EPO medical plans. The plans provide in-network benefits only and the plans include pharmacy benefits and a Health Reimbursement Account (HRA). The plans are provided by Cigna and are the same except for three items:
Calendar Year Deductible
Out of Pocket Maximum
The amount you pay in premiums
When you are trying to decide on a plan you should review the above three items and then consider what you and your family spend on medical and pharmacy each year.
The FSA is administered by Cigna. FSA accounts let you use pre-tax dollars to pay for eligible expenses. The FSA is funded by contributions you make each pay period (24 periods) on a pre-tax basis. FSA accounts save you money because you pay less in taxes. Plan your spending wisely and know the rules and you will save money with an FSA.
FSA healthcare account
The FSA healthcare account is used for eligible expenses for medical, dental, vision, pharmacy and some over the counter items. You can sign up for an FSA healthcare account even if you are not enrolled in a medical plan. Account can be used for your eligible dependent’s expenses. Maximum you can contribute is $114.50 per pay period (24 periods). Tip! With the FSA healthcare account, the annual amount you elect is available for use on January 1. The healthcare account comes with a Cigna debit card. If you are enrolled in the medical plan be sure and check the medical menu to learn how the HRA account and the FSA healthcare account interact.
FSA Dependent account
The FSA dependent account is typically used for expenses related to your eligible dependent’s childcare expenses, such as day care. The maximum you can contribute is $208.33 per pay period (24 periods)
Life and Disability benefits are designed to provide insurance against those unfortunate events.
Basic life and disability are provided to full-time employees at no cost to you and enrollment in the benefits is automatic.
You have the option to purchase additional life insurance for yourself, spouse, and eligible children. The City changed to a new vendor for 2022 and due to the change, ALL employees during open enrollment can elect voluntary coverage up to the guaranteed issue amounts without completing an EOI or health questionnaire. In addition, the City achieved lower voluntary life rates. If you are currently enrolled in voluntary life you will see a savings for 2022.
Be sure and take advantage of this one-time open enrollment opportunity.
The City is a member of the Texas Municipal Retirement System (TMRS). As an employee working 1000 hours a year or more you are automatically an enrolled member in TMRS and will be required to contribute 7% of your earnings.
After 5 years actively employed with the City you are considered vested and earn a lifetime monthly benefit. Visit the TMRS website for more information and videos about the TMRS retirement benefits.
In addition, you have the option to contribute to a 457 deferred compensation plan. With the 457 deferred compensation plan you can contribute on a pre-tax or post-tax basis; you can choose the investments you would like to contribute or elect to have your account managed. You can change your contribution amount 24/7 online, review and choose investments and the 457 plan has a loan provision. It is never too late to get started saving for the future!
Be sure and check out the range of benefits and services available to you.
Healthy Here Wellness program provided by Asset Health
The City offers free membership to the Frisco Athletic Center by working out at least 8 times a month. There are other gym memberships available at a discount through Cigna.
You also have free access to the Frisco Library as a Frisco employee, even if you are not a Frisco resident.
See a doctor virtually for minor conditions at no cost to you through Cigna MDLive
Employee concierge service provided by Alight Solution. Alight provides an extra layer of service relating to your benefits. See the document below.
You and your dependents can receive free assistance for a range of support services for things like emotional support, mental health, stress and anxiety, childcare resource referrals and financial concerns. See Cigna EAP at mycigna.com.
Healthy Baby Healthy Pregnancy program provided by Cigna. The program provides resources and help during your pregnancy and when you enroll and complete the program you earn an additional $300 in your HRA account.
Make life easier, go mobile. Mycigna and AssetHealth have mobile capability.
Preventive Care Overview
Telehealth and Telemedicine
Managing Stress and Mental Health
Employee Assistance Program
We would like your input
If you could enhance your benefits, what would it be?
The City provides a range of benefits to allow you the time you may need to care for yourself and loved ones. There are several programs available, and you can find detailed information about all the programs on the City’s Benefits Website.