Open Enrollment Resource Center

Welcome

The Employee Resource Center is designed to provide useful tools, forms and information for employees to make benefit selections for the 2026 Benefit Year.

As you continue through the resource center you will find benefit plan summaries and instructions on how to enroll for the 2026 Benefit Year.

Open Enrollment will run from November 3rd - November 17th.

If you plan to enroll or make changes to your current benefits you must do so by Novemeber 17th.

Now is the Time to Enroll in Benefits..........

Each year you are given the opportunity to choose the benefits that work best for you and your family situation. The "Benefits Guide" and Plan Summaries below will provide the information you'll need to enroll in benefits. We encourage you to to use the Open Enrollment Materials and Links to learn about your benefit plan options, decide on the levels of coverage that are right for you and your family, and compare costs before you enroll.

In addition to details about the 2026 plan options, this resource center provides other important information, such as eligibility requirements, step-by-step instructions on how to enroll, and how to get answers to your questions. Be sure to to take a few minutes to review the premium contributions for each benefit before making your selections for 2026.

This information is supplemented by videos located in the "Video Benefits Library".

If you have any questions, please do not hesitate to contact the HR Department or Educators Benefit Services. Thank You!

Open Enrollment Materials and Links

Benefits Guide

To access your Employee Benefit Guide please select the button below. 

Enrollment Benefits Recording

To watch the 2026 Benefits Recording please select the button below.  

Password : m7&EL1=N 

Enrollment

To enroll or change your current benefits please select "Enroll Now" . 

Reference Library

Important Employment, Benefits Information, and Core reference materials are found by clicking directly on the embedded links below. This information is supplemented by videos on the "Benefits Video Library" page.

Medical Plan Summaries

• Cigna Plan Comparison Document

• Cigna Core HSA

• Cigna Premium HSA

• Cigna PPO

• Kaiser Signature HMO

Dental Plan Summaries

• Dominion National Elite Plus

• Cigna Dental PPO 2500 MAC Plan

• Cigna Dental PPO 5500 MAC Plan

Vision Plan Summary

• VSP Plan

Health Savings Account (HSA) Information

• Optum Bank HSA Enrollment Information

2026 HDHP and FSA Limits

Schedule a Meeting with EBS

• One on One Open Enrollment Benefits Meeting

Wellness Programs

• Cigna Personify Health

• Cigna Virtual Care

• Cigna Nurse Advocate

• Cigna Lifestyle Management Programs

• Cigna Behavioral Health Program

• Kaiser Virtual Care

• Kaiser Healthy Extras Program

• Kaiser ClassPass Program

• Kaiser Self-care Apps

Other Benefits

• THRIVE Student Loan Assistance

• SUMMUS - Virtual Specialists

• Revive and Thrive EAP

Insurance Carrier Links

Select "Cigna" below to access medical account information.

Cigna

Select "Kaiser Permanente" below to acess the web portal.

Kaiser Permanente

Select "VSP Vision" below to acess the web portal.

VSP Vision

Select "Optum Bank"  below to access the web portal.

Optum Bank

Select "FIGO" below to access the web portal.

FIGO

Need to Speak to A Benefits Advocate?

Email: Clientservices@ebsonline.net

Phone: 410-590-6590

Benefits Video Library

Videos below will provide basic information on how different types of health insurance plans operate and provide you with a better understanding of insurance terminology. 

Preferred Provider (PPO) Plans

This video will provide a brief decription of PPO Plans. 

High Deductible Health Plans (HDHP) with HSA

This video will provide a brief decription of HDHPs and how they work alongside of an HSA Account.

Health Maitenance Organization (HMO) Plans

This video will provide a brief decription of HMO Plans.

Prescription Drug Program

This video will provide important information about Prescription Drug Plans.

Cigna and Dominion Dental

This video will provide a brief decription of Dental Insurance.

VSP Vision

This video will provide a brief decription of Vision Insurance.

Healthcare FSA

This video will provide a brief description of how to utilize an FSA Account. 

Dependent Care FSA

This video will provide a brief description of how to utilize a DCFSA Account.  

Employee Assistance Program (EAP)

This video will provide a brief description of reasons to access your EAP Plan. 

Life/AD&D

This video will provide a brief description of  Life and AD&D benefits. 

403 (b) Retirement Plan

This video will provide a brief description of  403(b) benefits.

Benefits Key Terms Explained

This video will provide a brief description basic benefit terminolgy.

Embedded vs. Aggregate Deductibles

This video will provide a brief description of different deductible types and how they operate within the plan.

TeleHealth

 This video will provide a brief description of  the best circumstances to use TeleHealth benefits. 

Balance Billing

This video will provide a brief description of  how you  may be billed when using an Out of Network provider.

Voluntary Benefits Overview

This video will provide a brief description of voluntary/supplemental benefits. 

Have benefit questions?

Contact your benefits manager

Email: customercare@ebsonline.net

Phone: 410-590-6590