Welcome Guest Services Team Members
Group Whole Life Insurance with a Long-Term Care feature is a voluntary benefit that is available to you if you are a new hire or have experienced a qualified life event.
One of the key advantages of this benefit is that you are eligible for up to the guaranteed issue amount with no medical questions. This means that you can secure coverage without having to go through a medical underwriting process.
To learn more about this benefit and its features, we encourage you to review the Frequently Asked Questions (FAQs) document that has been provided.
Access the below enrollment link to enroll or make changes to your elections. If you have questions regarding this voluntary benefit, please contact the BenAssist Call Center at 855-485-9727.
Group Whole Life Insurance with Long-Term Care
Explore your Financial Options
- Three-in-one protection: Long-Term Care benefits, Life Insurance, and accumulates cash value
- Guaranteed issue for employees up to $150,000 (through age 70 max)
- Restore your death benefit and cash value if death benefit is depleted for Long-Term Care services
- Spouse coverage may be added if employee elects coverage. Group Whole Life Child Term Life Insurance, may be added if the employee elects coverage
- Up to 50 months of benefits payable for professional Long-Term Care services (for example, home health care or assisted living)
- Up to 3x your policy value (4% per month Long-Term Care benefit for up to 50 months + death benefit restores to the face amount if Long-Term Care benefits are used
