Benefit Showcase

Welcome to Pega

Pega is committed to offering you the most comprehensive and affordable benefits in the market; and each year we conduct annual reviews to assess the competitiveness of our benefits package. We strive to take a holistic view of well-being that embraces the diverse needs of our employees and support them through different stages of their lives. This virtual benefits showcase provides a high-level overview of the 2023 benefits available to you. Please take the time to review this resource, the 2023 Benefits Overview Video, Benefits Guide, the plan summaries and the available resources to assist you with your benefits elections.

Click on the “Enroll Now” button below and select the “Us Benefits Enrollment” tile to make your 2023 benefits elections.

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Benefit Showcase

New Hire

New Hire

As a new hire, you have 31 days from your start date (hire date) to make your benefit elections and all coverage is retroactive to your start date. The benefit choices you make upon your initial enrollment cannot be changed until the next Open Enrollment; or when you experience a Qualifying Life Event. If you experience a Qualifying Life Event (such as marriage, birth, etc.) and want to make a change to your benefits:

• You must update your election via PeopleHub and click on the “US Benefits Enrollment” tile and submit documentation within 31 days of the date of the Qualifying Life Event
• Your benefits will become effective as of the date of the Qualifying Life Event. Please refer to the Qualifying Life Event Page for more information.

Here are important information and dates you should keep in mind:

• Benefits Eligibility Date: Your start date (hire date)
• Benefits Eligibility Requirement: Full-time or part-time employee working 24 hours or more per week
• Benefits Enrollment Window: You have 31 days from your start date to elect or waive benefits.
• Payroll Schedule: Pega is on a bi-weekly payroll schedule (please click here for the payroll schedule)
• Benefits Enrollment: You can enroll starting on your first Thursday by the end of the day. This assumes you start on a Monday or Tuesday and you’ve completed the required new hire paperwork (i.e. I-9 documents) within 3 days of your start date.

Important Reminder!

As a new hire you have 31 days from your start date to make your benefits elections or waive your benefits. If you miss your new hire window, you will cannot enroll in your Pega Benefits until next open enrollment period or unless you have a Qualifying Life Event (QLE) during the year.

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Benefit Showcase

Medical & Rx

Cigna Medical Plans

Your health and well-being are important to us! 

We offer different medical plan options through Cigna to provide you with the best coverage to suit your needs and budget. You will automatically be enrolled in the corresponding pharmacy/prescription plan depending on the medical plan you elect.

You have 2 Cigna Medical Plans to choose from in 2023. The Choice Fund with Health Savings Account (HSA) and the Open Access Plan 90 (OAP 90) plan.   

As a reminder, the Cigna OAP 80 medical plan will sunset as of 12/31/2022.

Both Cigna plans provide 100% coverage for in-network preventative care, use the same network of providers, include travel benefits for covered benefits, and cover preventive prescriptions.  

The HSA is available for employees that are enrolled in the Choice Fund with HSA Medical plan through Cigna. Pega contributes $350/individual or $700/family quarterly ($1,400 / $2,800 annually) to your HSA account even if you choose not to make any HSA contributions. 

Below are the Health Savings Account (HSA) changes you need to be aware of for the 2023 plan year:

• Health Savings Account (HSA) Deductible Increase: Due to IRS regulations, the Choice Fund HSA deductible for the Employee Only tier in 2023 will increase from $2,800 to $3,000.
• Health Savings Account (HSA) Maximum Limit Has Increased: The IRS increased the maximum pre-tax contribution limit for the Health Savings Account (HSA) to $3,850 for individuals and $7,750 for families.
• New Cigna Medical Cards: All employees who elect the Cigna Choice Fund with HSA medical plan will receive a new medical card in the mail by 12/31/2022.

We encourage you to review the information on the Health Savings Accounts (HSA) to learn more about all the benefits HSA offers.

We encourage you to leverage the medical plan decision-support tool to assist you with your medical plan elections.

It can take up to 14 business days to receive your medical ID card in the mail after you complete your benefits elections. However; all employees that are enrolled in the Cigna Choice Fund HSA medical plan will receive a new medical card in the mail from Cigna by 12/31/2022.

Fitness Reimbursement Benefits through Cigna

If you’re enrolled in a Cigna Medical Plan and a Pega employee, you are eligible for a fitness reimbursement of up to $200 per family, per calendar year in qualified health club membership fees, eligible home exercise equipment or fitness class fees. Use this form to submit for reimbursement.

Travel Benefits through Cigna

Travel Benefits: In July of this year, we announced the travel benefits for all medical services covered under the plan. As a reminder, there are certain requirements. You can learn more about our travel benefits here or contact Cigna with any questions.

• Important Note: Travel benefits are not available under the Kaiser medical plan. As such, if you would like to take advantage of the travel benefits for the 2023 plan year, now is the time for you to make changes to your benefits and elect one of the Cigna medical plans.

Cigna Pharmacy (Rx)

• Effective January 1, 2023, all employees enrolled in a Cigna medical plan will migrate to the Cigna Preferred Formulary Pharmacy plan.  
  
  • What does this mean? As part of Cigna’s active management, certain high-cost low-value drugs are being replaced with lower-cost alternatives and select others will have a higher cost. 
  • Who is impacted? 96% of our employees will experience NO impact as a result of this change. If you and/or your family members are impacted as a result of this change, you will receive communication from Cigna.  Cigna will be reaching out to those employees and/or family members who filled a prescription in the last 6 months (as of May 2022) and who will see a change in medication or increased costs.
  • Will I receive a communication from Cigna? Yes, all employees and family members that are impacted will receive a letter in the mail directly from Cigna in November. 
  • What should I do if I receive a letter from Cigna? It is very important that you review with your medical provider/doctor upon receipt and take the necessary actions that are outlined in the letter by the requested deadline. Also, as you transition, please ensure you have filled all appropriate medication in December to reduce any stress of these changes in January.

New Cigna Pharmacy Programs:

• *NEW* Exclusive Specialty Home Delivery: This program provides the lowest member cost for specialty medications by shifting delivery to 90-day supplies instead of monthly trips to pharmacies. 
  
  • What does this mean? If you are currently filling ongoing specialty medication at retail pharmacies, effective January 1, 2023, your specialty medication prescriptions will need to be filled via Cigna’s specialty pharmacy Accredo and you will start receiving home delivery. 
  • Will I receive a communication from Cigna? Yes, all employees and family members that are impacted will receive a letter in the mail directly from Cigna in November. 
  • Important Note: This only applies to specialty maintenance prescriptions.

• *NEW* SaveOn SP for Specialty Medications: This program ensures employees and/or family members enroll in the manufacturer coupon program and pay the lowest possible cost for over 170 specialty medications.
  • What does this mean? Impacted members must enroll in the manufacture coupon program prior to January 1, 2023, to achieve maximum savings.
  • Will I receive a communication from Cigna? Yes, impacted employees and/or family members must enroll in this program, and they will receive an outreach directly from Cigna between November and December of 2022.
  • Important note: If you receive notification from Cigna and you don’t enroll in SaveOn, you will pay significantly more for your medication (30% coinsurance on all eligible specialty medications).
  • Exclusions: Due to IRS regulations this program is only allowed for those enrolled in the Cigna OAP 90 medical plan.  Employees that are enrolled in the Choice Fund with HSA are NOT eligible for this program.
• *NEW* Patient Assurance Program: Provides employees and/or their family members that are taking insulin greater affordability and cost predictability – with the goal of improved adherence and better health.
  • What does this mean? This program makes arrangements with insulin pharmaceutical manufacturers to ensure the copay for employees and/or family members is capped and pay no more than $75 for a 90-day supply and $25 copay for a 30-day supply.
  • Will I receive communication from Cigna? No, you will NOT receive any communication from Cigna regarding this program. This benefit will automatically take effect when you fill an insulin prescription in 2023.
  • Important note: The costs will accumulate toward the out-of-pocket maximum but will not count towards the deductible.
• *NEW* Clinical Days’ Supply/Split Fill:  This program is being implemented to eliminate medical waste and reduce spend by ensuring new medication is tolerated prior to a full prescription being filled.

• • What does this mean? There will be a dispensing limit on some specialty medications. Certain prescriptions may be available for 90 days supply while others will be limited to 30 days’ supply. In addition, some new prescriptions may require “split fill” (split into two orders of 15 days supply each).  The limit will increase once you and/or a family member have stabilized/tolerate the new prescription. 
  • Will I receive Communication from Cigna? No, you will NOT receive any communication from Cigna regarding this program. This benefit will automatically take effect when you fill a qualified prescription in 2023.

Kaiser Medical Plans

Your health and well-being are important to us! 

In addition to all Cigna medical plans, Kaiser medical plans are available to California employees (only).

Kaiser offers two HMO medical plan options and CA employees can elect one of the Kaiser plans based on their home zip code instead of electing a Cigna medical plan.

1. Kaiser North
2. Kaiser South

We encourage you to leverage the medical plan decision-support tool to assist you with your medical plan elections.

Important Note: Please note that travel benefits are ONLY available under the Cigna medical plans and are NOT offered through the Kaiser medical plans.

Health Savings Account (HSA)

If you elect the Choice Fund with HSA medical plan, Pega will automatically establish a Health Savings Account for you and you can choose to make contributions to your HSA. You can make changes to your HSA at any time throughout the year via the benefits enrollment system

Important reminder: Every year, you must actively elect to contribute to your HSA account as it will not rollover into the following year.  

Pega Quarterly Contribution:

Pega contributes $350/individual or $700/family quarterly ($1,400 / $2,800 annually) to your HSA even if you choose not to make any HSA contributions. 

The HSA maximum contribution: $3,850/$7,750 (Ind/Fam). If you are 55 and over, you’re eligible to contribute an additional $1,000 (catch-up contribution) per year.

Here are a few benefits of a Health Savings Account (HSA):

Triple Tax Advantage:

• HSA contributions, earnings, and qualified withdrawals are not taxed

Grow Your Account and Control Your Expenses:

• Your account balance rolls over from year to year and can be invested once it reaches $1,000.
• Your HSA is yours to keep into the future, even if you change health plans or change jobs.
• Lower monthly premiums + Pega’s Quarterly employer contribution to the HSA = More Savings for the future.
• The HSA plan gives you more control over your healthcare costs. You can choose when and how you pay for your health care expenses.
• It also allows you to save for health care costs now and into retirement. 

Flexible Spending Account (FSA)

Pega’s Flexible Spending Accounts (FSA) are administered by Optum Financial (Connect Your Care

Health Care FSA and Limited Purpose FSA are plans that allow you to budget and save up to $3,050 of pre-tax dollars through payroll deductions to pay for qualified expenses (as defined by the IRS) incurred for the plan year. Please note the minimum amount you can elect to contribute in Pega’s benefit enrollment system is $60.

Dollars invested in Health Care and Limited Purpose FSAs are tax-free, and the entire election amount is available on the first day of the plan year.

Dependent Care FSA allows you to budget up to $5,000 of pre-tax dollars through payroll deductions to pay for qualified childcare expenses (as defined by the IRS) incurred for the plan year. Please note the minimum amount you can elect to contribute in Pega’s benefit enrollment system is $60.

We offer three types of Flexible Spending Accounts (FSA): Health Care FSA, Limited Purpose FSA, and Dependent Care FSA.

1. Health Care FSA - can elect if enrolled in the OAP90 (through Cigna), or HMO Kaiser plans, an FSA covers eligible medical, dental, and vision expenses. You can carry over $610 unused balance into the following year. However, please note you must re-enroll in the plan to have access to the carryover balance.
2. Limited FSA - You can enroll in this FSA if you choose to elect the Choice Fund with HSA through Cigna. The Limited FSA can be used for dental and vision expenses only. However, you can also enroll in both the HSA and the Limited Purpose HSA at the same time. You can carry over $610 unused balance into the following year. Please note you must re-enroll in the plan to have access to the carryover balance.
3. Dependent Care FSA - allows you to put money aside for dependent care for children up to age 13, a disabled dependent, or a disabled spouse. All unused balances will be forfeited and cannot rollover any balance into the following year. 

Please note: Every year, IRS regulations requires Pega to perform non-discrimination testing to balance FSA participation levels between highly compensated employees and lower paid employees. Depending on the results of this testing, your Dependent Care FSA elections may need to be reduced if you are considered a highly compensated employees (annual salary of $135,000 or more the prior year). If your Dependent Care FSA elections is impacted due to this non-discrimination testing, you will be notified by a member in the People Function with next steps.

While IRS allows you to contribute a maximum of $5,000 towards the Dependent Care FSA per year; if you meet the definition of a highly compensated employee, you may want to limit your contribution consider contribute to $4,100 maximum. This amount is based on the maximum amount a highly compensated employee was able to contribute in Pega’s Dependent FSA in 2022 due to the 2022 non-discrimination testing result.

You can contact Optum Financial (Connect Your Care) via the contact information below to request a new FSA card, to file a reimbursement claim or to check your FSA balance.

Phone: +1 (877) 292 4040
Fax: +1 (443) 681 4601
Website: www.optumfinancial.com

Health Advocate is a Pega paid benefit (no cost to you) and covers all eligible employees, spouses, dependent children, parents and parents-in-law.

Navigating your benefits, finding care, and understanding medical claims can be overwhelming. Health Advocate is here to help!

Benefits specialists and healthcare experts with Health Advocate can help you research and resolve any benefits issues, which can save you time! They can help you make sense of an insurance claim, billing, or help you locate a medical specialist in your area. Furthermore, they are there to help you navigate the complicated healthcare and health insurance systems, and to assist you in resolving complex issues and find the right care and the right answers at the right time. 

In addition, Health Advocate can also help you understand Pega's benefits plan options to help you decide on the plan that is right for you.

NEW: Medical Bill Saver Services

It can be overwhelming to receive a large bill for medical or dental perhaps because you went to an out-of-network provider or received care you thought was covered by your insurance plan. Health Advocate’s Medical Bill Saver™ service can help. You can learn more about this service on the Pega Portal.

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Benefit Showcase

Dental & Vision

Dental

Maintaining good oral hygiene is paramount to your overall health and well-being. That's why Pega offers two dental plan options through Cigna to choose from. Please note orthodontia is not covered under the basic dental plan.

Please review the plan summary for each of the dental plans in details before you make your dental elections. Below is a high-level summary of benefits offered:

1. In and out of network coverage
2. Preventative cleanings per year (Basic plan)
3. Preventative cleanings per year (Premium plan) Orthodontia care (Premium) Implants covered under major services

You can learn more about the plans on the Pega New Hire Page on the portal. You can also contact Cigna directly at:

Website: www.mycigna.com

Phone:  Please refer to your member ID card or call 1-800-244-6224

It can take up to 14 business days to receive your dental ID card in the mail after you complete your benefits elections.

Vision

Getting an eye exam is not just about finding out if you need glasses or contact lenses. It’s about your health! An eye exam can detect eye-health problems like glaucoma or cataracts. However, it can also help identify early signs of diseases that impact your whole body such as high blood pressure, diabetes, and high cholesterol. That is why Pega offers two vision plans through EyeMed.

You can learn more about the plans on the Pega New Hire Page on the portal. You can also contact EyeMed directly at www.eyemed.com or Phone: 866-800-5457 to locate an EyeMed Provider.

If you elect one of the Cigna medical plans and you do not need glasses or contact lenses. You can use your Cigna medical plan for a vision exam very 2 years. 

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Benefit Showcase

Employer-Paid Benefits

Basic Life and Accidental Death and Dismemberment

To protect you and your family, Pega offers base coverage in the amount of 2x your base salary up to $500,000, at no cost to you. If you are benefits-eligible, you will be enrolled in both of these benefits as of your start date.

The life insurance will be paid to your designated beneficiary in the event of your death while you are covered under the plan. The AD&D benefit will be paid to your designated beneficiary in the event of a loss of life or limb by accident while covered under the plan. 

Even if you are waiving your Pega Benefits, you are still required to accept your acknowledgment of Pega's paid benefits via Pega's Benefits Enrollment system.

Long-Term Care

Long-Term Care is the type of care received either at home or in a facility when someone needs assistance with the activities of daily living or suffers severe cognitive impairment.

Pega offers basic coverage for Long-Term Care at no cost to you. If you are benefits-eligible, you will be enrolled in this benefit as of your start date. Should this benefit be needed, coverage is provided by Pegasystems at $1,000 per month for 2 years.

Even if you are waiving your Pega Benefits, you are still required to accept your acknowledgment of Pega's paid benefits via Pega's Benefits Enrollment system. 

Short-Term Disability (STD) Benefits

Pega offers short-term disability (STD) income protection through Prudential at no cost to you in the event you become disabled and unable to work. If you are benefits-eligible, you will be enrolled in this benefit as of your start date. If your short-term disability claim is approved, you may be eligible for up to 12 weeks of these benefits. The first 4 weeks of your STD will be paid at 100% of your weekly base pay and the remaining 8 weeks of your leave will be paid at 66.7% of your weekly base salary for a total of 12 weeks. STD may run concurrently with FMLA and other local/state medical leaves. Payment for this benefit will be paid through your regular payroll and will be taxed upon distribution. STD has a seven day elimination period. 

Long-Term Disability (LTD) Benefits:

Pega offers long-term disability (LTD) income protection through Prudential at no cost to you in the event you become disabled and unable to work. If you are benefits-eligible, you will be enrolled in this benefit as of your start date. Coverage is provided at 60% of your monthly base salary earnings to a maximum of $12,500/month. Payment for this benefit will be made directly by Prudential (not through Pega’s payroll) and will be taxed upon distribution. LTD has a 90-day elimination period.

Even if you are waiving your Pega Benefits, you are still required to accept your acknowledgment of Pega's paid benefits via Pega's Benefits Enrollment system.

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Benefit Showcase

Voluntary Benefits

Accident Insurance

Life happens!  Accidents can happen anytime, anywhere-at home or at work, on the playground or on the road. Even though your medical plan will cover many expenses due to an accident, there are additional expenses that can really add up. Recent statistics show the average family needs additional financial support when an accident occurs.

By purchasing Accident Insurance, it can help you fill some of the gaps caused by paying your deductible, copays, or out-of-pocket costs related to an accidental injury and ensure you have a safety net of financial protection to help if an accidental injury occurs.

This benefit is available to you, your spouse/partner as well as your children. Contributions are made on a post-tax dollar. Benefits are paid directly to you, or covered family member, and income received will not be considered taxable. This is a portable benefit which means you can take it with you should you leave Pega.  

Important Note: Premium does not increase with age

Critical Illness Insurance

A serious medical event such as cancer, heart attack or stroke could leave you in a period of financial difficulty. Even though your medical plan will cover many expenses, there are typically other expenses to consider, such as deductibles, coinsurance, travel expenses to and from treatment centers and potential loss of wages or salary.

Critical Illness Insurance may help guard you against financial hardship, which will offer the protection you need to concentrate on what is most important-your treatment, care, recovery, and family.

This benefit is available to you, your spouse/partner as well as your children. Contributions are made on a post-tax dollar. Benefits are paid directly to you, or covered family member, and income received will not be considered taxable. This is a portable benefit which means you can take it with you should you leave Pega.

Important Note: This is an age band policy which means that the premium increases once you reach a certain age. Please visit the Pega portal for more information.

Supplemental Life and Accidental Death and Dismemberment

Supplemental Life and AD&D insurance is available to you at an additional cost (based on group discounted rates). You may elect up to 5X your annual salary (up to a maximum of $500,000) in increments of $10,000. 

You can elect supplemental life & AD&D coverage for your spouse/partner and child(ren) if you elect supplemental life & AD&D coverage for yourself. Coverage is available for your spouse/domestic partner, up to 50% of your election, in increments of $5,000, and coverage for your children, 50% of your employee election, up to $10,000.

Pega's guaranteed amount for supplemental life insurance coverage without requiring evidence of insurability (EOI) is $200,000. This means that if you elect supplemental life insurance of any amount under $200,000 within your first 31 days as a new hire, evidence of insurability is NOT required. 

If you DID NOT elect supplemental life insurance coverage during your 31 day new hire window, you will be required to complete an Evidence of Insurability (EOI) form, regardless of the requested amount. 

If an EOI form is required for your supplemental life and AD&D amount, you will need to complete it in the Benefits Enrollment system as part of the enrollment process. You will see the EOI link once you reach the "Congratulations" page and it will take you to the Prudential site to complete it. Please make sure you complete the EOI form as your supplemental life insurance coverage will not be approved without the completed EOI form.

Legal Insurance

Legal coverage isn't just for the serious issues, it's for your everyday needs too! Legal insurance helps you address common situations like creating wills, transferring property, or buying a home. 

Identity-Theft Protection

If you were one of those affected individuals, or just want to ensure you can protect you and your family’s privacy, identity and finances.

High-level benefits summary:

• Tri-bureau credit monitoring
• Unlimited credit reports from TransUnion
• Credit Freeze assistance
• Credit lock (adult and child)
• Digital wallet storage and monitoring
• Deceased family member coverage
• Full-service 24/7 fraud remediation
• $1M identity theft insurance policy
• 401(k) and Health Savings Account (HSA) fund reimbursement
• Social media monitoring
• And more

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Benefit Showcase

Retirement, ESPP and More

We also support financial well-being through various programs. 

401(k) Retirement Plan

Helping you save for your retirement is important to us! 

Pega’s 401(k) plan is administered through Empower Retirement. Our retirement plan allows you to invest pre-tax and Roth post-tax dollars from a minimum of 2% up to a maximum of 75% per paycheck or the current maximum employee contribution allowed by law, which is $22,500 for the 2023 plan year. 

Employer Match

Pega will match 50% up to 6% of your contributions, quarterly to your 401K.  Only base salary and overtime will be eligible for employee payroll deductions and employer matching contributions (CICP and commissions are excluded). However, you have the option to also contribute your CICP and/or commissions (MBO's are excluded) if you elect to do so in Empower, but they are not eligible for the employer match. 

2023 IRS Maximum Contribution

You are allowed to contribute up to $22,500 of your base salary (pre-tax dollars) to your 401(k) for the 2023 plan year. 

Important note: The maximum contribution amounts below reflects the IRS increases for the 2023 plan year. If you’d like to contribute the maximum amounts to your retirement plan, please log into Empower to update your contribution increases as of January 1, 2023.  

Catch-up Contributions

Employees 50 and over during the calendar year may be eligible for catch-up contributions that allow increased contributions of up an additional $7,500 for a combined annual contribution of $30,000 in 2023.

Vesting

Matching contributions made by Pega will be subject to different rules than those for employee contributions. Employee contributions are immediately 100% vested.

Pega’s matching contributions will become vested based on the employee's length of service. Employees will be 25% vested for each year of service. Years of service already earned will be credited toward vesting. For example, if you have one year of service, the Pegasystems contribution for you will be 25%; two years, 50%; and three years, 75%. If you have four or more years of service, your employer match will be 100% vested.

How to Enroll

You can enroll in Pega's 401(k) Plan over the phone or online beginning the Tuesday following receipt of your first paycheck or upon receipt of your PIN from Empower in the mail. 

Once enrolled, Empower Retirement will send you a quarterly statement and provide you with free access to the online platform to view and access your 401(k) account information and for fund reallocation. You can make changes to your 401(k) at any time during the year.  

Financial (Retirement, ESPP and more)

Employee Stock Purchase Plan (ESPP)

Our Employee Stock Purchase Plan (ESPP) allows you to purchase Pega stock at a 15% discounted price by investing up to 10% of your annual salary through payroll deductions. You can enroll on quarterly basis during an Open Trading Window. 

Education Assistance:

Education Assistance not only helps you grow your career, but it also eases the financial burden. We’ll pay 50% of your tuition fees upfront so you don’t have to be out of pocket. We also offer education assistance for executive MBA program.

SoFi and First Tech Credit Union:

We also offer you the opportunity to refinance your student loans and personal loans with SoFi and First Tech Credit Union. 

Perks and Discounts:

Finally, we also have some great discounts for travel, entertainment and gifts you can take advantage of via the Talent Recognition & Discount system. We can also find great corporate discounts on the Pega portal to help make your money go further.

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Benefit Showcase

Additional Benefits

Employee Assistance Program

Your Employee Assistance Program (EAP) is designed to help you with upcoming life events, manage ongoing challenges and gain access to resources in all areas of your life. No matter when, no matter where, you have free, confidential support by phone, email or web. You can learn more about our EAP program via the Pega Portal

Time Away

Our time away and leave programs are designed to support you when you need it, whatever the circumstances. 

Vacation:

Our flexible vacation helps you maintain a healthy work-life balance, find opportunities to recharge and spend time with family and friends.

Family Leave Benefits:

Our parental leave gives 20 weeks of paid leave for primary caregivers and 4 weeks paid for secondary caregivers. To ease with the transition back to work we also offer a reduced working week for primary caregivers in their first month. 

Bereavement: 

Employees who lose an immediate family member can take paid bereavement leave of up to two weeks.

Backup Care

In an effort to support our working parents and caregivers through COVID-19, employees have up to 20 days of backup care that can be used to provide additional support or help with childcare or elder care, whether you need in home care for your child, adult or elder backup care or child care through one of Bright Horizons centers.

With your membership through Bright Horizons, you’ll have access to easily find nannies sitters, elder care and pet care. You’ll also be obtain discounts to learning pods and tutoring services. You will need to register with Bright Horizons to have access to the backup care services. You can also download their app to see what services are available to you. Registration information can be found on the Pega Portal page below.

Pet Insurance

Pega employees can receive a 5% group discount that makes a Nationwide policy even more affordable!  And if you enroll more than one pet, you can receive an even bigger discount!

A Nationwide Pet Insurance policy covers a multitude of medical problems and conditions related to accidents or illnesses (even cancer) most pets.  There’s no pre-authorization, and you can keep the special relationship you have with your veterinarian since you can visit any licensed veterinarian worldwide

BurnAlong on-demand fitness

BurnAlong is a comprehensive health and wellness platform and is available to you from any device. It provides you with access to on-demand fitness classes and wellness programs that cover over 45 categories, from physical to emotional to financial. You can gift up to four licenses to anyone you choose. You can also invite colleagues, friends and family to take classes together and see each other on screen to get real live motivation!

Headspace

Headspace offers an easy way to engage with meditation with modules that help us live life with more focus, presence and compassion, focusing on sleep, eating, movement, play and meditation. When you sign up, you will receive your own personalized mindfulness plan based on your needs and preferences.  

You can learn more about these programs on the Pega Portal Pages via the links below.

PegaUP! Rewards Well-being Program

Our PegaUp! Rewards Program received the 2019 Cigna Well-Being Award®! Each year Cigna bestows this distinct honor for workplaces that are making a difference in the health and well-being of their employees.

We believe that providing robust wellness initiatives is key to promoting a healthy lifestyle and controlling healthcare dollars while encouraging and rewarding healthy living behaviors.

The PegaUp! Rewards Program is a points-based program. The more you do, the more you earn!

• Earn 1,100 points = $250 reimbursement
• Earn 1,400 points = $500 reimbursement
• Earn 1,750 points = $700 reimbursement

Important Note: You must complete the Health Risk Assessment (HRA) by 9/30/2023 to participate in the program.

You are not eligible to participate in the program for the 2023 plan year if you join after October 1, 2023. To receive points, all your wellness activities must have been completed during your Pega employment. Activities that were completed prior to your employment with Pega will not count towards the program.

Reimbursements will be made in your December paycheck based on the total number of points you earned during the year. You must be actively employed on the date reimbursement is paid out. 

Group Auto and Home Insurance

Liberty Mutual to offers Pega employees Group Savings Plus - a program that provides a savings of up to 10% on your auto, home and renters' insurance. Group Savings Plus also features direct home billing or convenient Electronic Funds 

Transfer with no finance charges, convenient 24-hour claims service, and roadside assistance.

Benefits Offered

• Special Group Rates on Auto 8%
• Home and Renters Insurance 5%
• Multi-Car and Multi-Policy Discounts Available 5% & 10%
• Convenient Payment Plans Including Payroll Deduction or Direct Billing at Home
• No Down Payment Required with Payroll Deduction Option
• No Monthly Service or Finance Charges with Payroll Deduction Option
• 24-Hour Emergency Roadside Assistance for Auto Policyholders

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