Benefits |
Tier 1 - Delta Health |
Tier 2 - First Health Network |
Deductible |
Individual: $0
Family $0
|
Individual: $1,500
Family $3,000
|
Coinsurance |
You pay 0%
Plan Pays 100%
|
You pay 20% (after deductible)
Plan Pays 80%
|
Out-of-Pocket Maximum |
Individual: $0
Family $0
|
Individual: $3,500
Family $7,000
|
Office Visit |
You pay 0%
Plan Pays 100%
|
$40 copay
|
Specialist Office Visit |
You pay 0%
Plan Pays 100%
|
$40 copay
|
Preventive |
You pay 0%
Plan Pays 100%
|
You pay 0%
Plan Pays 100%
|
Emergency Room |
You pay 0%
Plan Pays 100%
|
$300 copay then you pay 20% (after deductible)
Plan Pays 80%
|
Urgent Care |
You pay 0%
Plan Pays 100%
|
$75 copay
|
Hospitalization |
Inpatient:
You pay 0%
Plan Pays 100%
Outpatient:
You pay 0%
Plan Pays 100%
|
Inpatient:
You pay $300 copay + 20% (after deductible)
Plan Pays 80%
Outpatient:
You pay 20% (after deductible)
Plan Pays 80%
|
Prescription Drugs |
Prescription Drug Out-of-Pocket Max:
$1,500/$3,000 (prescription drug cost only)
Tier 1 & 2 Generic: $15 copay
Preferred Brand: 35% copay to max of $150
Non-Preferred Brand: 40% copay to max of $200
Specialty Tier: $200 copay
|
|
Can I use a Health Care Flexible Spending Account (FSA)? |
YES
|
|
DELTA HEALTH
ENROLL IN YOUR BENEFITS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
We partner with Kronos to simplify the enrollment process! With Kronos you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
View benefit costs
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits showcase whenever you or your family members have questions or want to review your benefits.
BENEFIT HIGHLIGHTS
Rx SAVINGS!
Where you shop makes all the difference, and prescriptions are no different! Prices for both generic and brand drugs can vary drastically between pharmacies. Use the Rx Price Finder tool on the myMedOne Portal to find the lowest-cost pharmacies in your area!
Click here to learn about additional ways to save on your prescriptions!
ADDITIONAL FINANCIAL PROTECTION AND INSURANCE COVERAGE
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
Each stage of life presents new challenges and complexities. TrueNorth takes the time to understand your needs and goals to ensure you’re protected and thriving along your life’s journey.
To get started:
- Complete the personal assessment form.
- TrueNorth will perform a personal review of your individual coverage.
- You and TrueNorth will jump on a call to make sure you are aware of the coverage you have and are not paying too much for it.
QUALIFYING LIFE EVENTS (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
PLAN ID CARDS
Accessing ID cards for your benefit plans shouldn't be difficult! On the Plan Documents & Notices page, you can download instructions for each ID card.
PREVENTIVE CARE
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
Learn more about this month's Monthly Minute communication topic by clicking here.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team at:
EMAIL THE TEAM WITH BENEFITS-RELATED QUESTIONS
A team member will respond within 24 hours.
Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
WELCOME
WE'RE SO GLAD YOU'RE HERE!
WHAT YOU NEED TO KNOW
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions if there’s anything you do not understand.
Most benefits are effective the first day of the month following 60 days of employment.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
Changes to your benefits enrollment can only be made:
- at the time of hire
- during the annual enrollment period (January 1 effective date)
- and due to a Qualifying Life Event
Qualifying Life Events (QLE) include:
- Marriage
- Divorce / Legal Separation
- Birth of a child
- Adoption of a child
- Loss of other employer-sponsored coverage
- New election of other employer-sponsored coverage
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
STEP 1
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
STEP 2
Make your benefit decisions and ensure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
STEP 3
Log into your KRONOS account to complete your enrollment.
Navigate to KRONOS to:
- Enroll or re-enroll
- Make changes to your benefits
- Add or remove dependents
- Enroll in health care flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits showcase whenever you or your family members have questions or want to review your benefits.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team at:
EMAIL THE TEAM WITH BENEFITS-RELATED QUESTIONS
A team member will respond within 24 hours.
Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2025 MEDICAL BENEFITS
Delta Health is proud to offer a very robust benefits package. The medical benefits you receive depend on where you seek care. Medical plans are administered through Kempton and MedOne.
For full plan details, please review the plan documents.
Tier 1: Delta Health Providers & Facilities
Services at Delta Health are COVERED 100% if it is a covered service under the plan. This means you won’t have to pay anything—no deductible, copay, or coinsurance—when you choose a Delta Health provider or facility.
This includes:
-
Physicians that are not employed by Delta Health, but have admitting rights at Delta Health.
-
Labs or pathology that are conducted by a Delta Health Provider, even if sent out for processing. Note: There may be a delay in the processing of these claims. If your claim is not processed correctly after 45 days of the initial processing date, please contact Human Resources for assistance.
This does not include prescription drugs, alternative medicine, and routine vision care, which require you to pay a copay.
If services are available at Delta Health and you prefer to go elsewhere, it will not be covered by the plan. There are some exceptions:
- Urgent care services
- Mental health outpatient services and OB-GYN care will be covered by any First Health provider
- Any OB-GYN services received by a non-Delta Health provider will be covered under Tier 2 First Health Network
- Non-Delta Health family practice or pediatricians are covered under Tier 2 First Health Network
- Emergency care will always be covered, but you will pay a percentage of the cost if you receive this care outside of Delta Health
- Vision care will be covered by any in-network VSP providers. Limited coverage is available for providers outside of the VSP network. Find in-network providers here.
- Alternative care (such as chiropractic, acupuncture and massage) will be covered at a cost share for any provider, regardless of their network status. Note: If the total charge is more than the allowed amount, members may be responsible for the difference.
- St. Mary’s Hospital and Grand Valley Surgical Center are covered under Tier 2 First Health Network
Tier 2: First Health Network Providers & Facilities
If services are not available at Delta Health, you will have coverage if you see a provider or facility that is in the First Health Network. To find an in-network provider or facility, click here.
Tier 2: Out of Network
After receiving medical care from an out-of-network provider, keep an eye out for the explanation of benefits (EOB) from your health plan and a provider bill sent by the doctor or facility. Compare the “amount you owe” on the EOB and bill. If they don’t match, this is a balance bill. Zelis will help!
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
RX SAVINGS
DID YOU KNOW NOT ALL PRESCRIPTIONS COST THE SAME?
Where you shop makes all the difference and prescriptions are not different! Prices for both generic and brand named drugs can vary drastically between pharmacies. Use the Rx Price Finder tool on the myMedOne Portal to find the lowest cost pharmacies in your area.
| Medication | Pharmacy | Total Drug Cost |
|---|---|---|
| Amlodipine Besylate 10 MG |
Walgreens | $12.30 |
| City Market | $1.95 | |
| Buproprion HCL ER 150 MG |
Walgreens | $16.79 |
| King Soopers Pharmacy | $5.54 | |
| Escitalopram Oxalate 10 MG |
CVS | $15.39 |
| City Market | $2.72 |
MAIL ORDER FOR MAINTENANCE MEDICATIONS
By enrolling in the MedOne Mail Order program, members receive their prescriptions delivered right to their door, right on time. This allows you to skip the lines and never worry about running out of your maintenance medications as they are delivered directly to your door with pharmacy partners. Between MedOne Pharmacy Services and Thrifty White Pharmacies, delivery is an option in all 50 states. Enroll on the member portal or on the website medone-rx.com.
BONUS FOR MEDONE MEMBERS
MedOne is one of just a handful of PBM's integrated with Mark Cuban's Cost-Plus Drug Company. Not only do you have access to extremely low prices, but scripts filled with Mark Cuban's Cost-Plus Drug Company track to your deductible and out-of-pocket maximum.
Visit markcubancostplusdrugcompany.com to see if your prescription can be obtained through mail-order at a lower cost than a retail pharmacy.
INTERNATIONAL SOURCING FOR BOTH SPECIALTY AND BRAND NAMED MEDICATIONS
Delta Health has implemented international sourcing for all members. MedOne has partnered with CanaRx and RxManage which offer simple, safe and smart ways for members to get brand-name maintenance medications from licensed and regulated pharmacies in tier 1 countries such as the United Kingdom, Australia, New Zealand, and Canada.
If you are not filling a medication that is available for one of these programs, you will be contacted directly. Any medication fills internationally sourced will incur no out-of-pocket cost to you! That's right, all copays are waived.
Applicable prior authorizations still apply to internationally sourced medications.
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
VISION
2025 VISION BENEFITS
Vision coverage is included for covered members and dependents under the Medical plan. There is no additional charge for the vision benefit.
For full plan details, please review the plan documents.
Services - In Network |
Vision Benefit |
Network |
VSP - Find a ProviderOut-of-network providers may require you to manually submit a claim form to VSP.
See below to learn about benefits through Alpine Optical
|
Eye Exam |
You pay $20 copay |
Eyeglass Lenses |
Single vision, Bifocal, Trifocal, and Lenticular: Covered in full after $25 copay
|
Eyeglass Frames |
Plan pays $200 frame allowance |
Contact Lenses |
Elective: Plan pays up to $200
|
Frequency Limits |
Exams: Every 12 months
|
Alpine Optical is not part of the VSP network. However, they do offer discounts to Delta Health employees.
- Discounted Prices: Employees receive a 25% discount on the purchase of eyewear.
- 2-year warranty on frames and lenses purchased at Alpine Optical
- A 90-day satisfaction guarantee
- Free adjustments and repairs
If you purchase eyewear through Alpine Optical, you will need to submit a claim form directly to VSP.
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
DENTAL
2025 DENTAL BENEFITS
As part of the comprehensive health insurance coverage, we offer a Dental plan administered through Ameritas. If you have an HSA or an FSA, you can use these funds to cover eligible costs like your deductible or copay.
For full plan details, please review the plan documents.
Services |
In and Out of Network Dentists |
Network |
Classic PPO Network Ameritas - Find a ProviderSeeing out-of-network dentists may result in higher out-of-pocket costs
|
Annual Maximum |
$2,000 per person/year |
Deductibles |
$50 per person lifetime
|
Preventative Services |
Plan pays 100% |
Basic Services |
You pay 20% (after deductible)
|
Major Services |
You pay 50% (after deductible)
|
Orthodontic |
You pay 50% (after deductible)
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
FSA
2025 FSA BENEFITS
We offer Flexible Spending Accounts (FSA), administered through Wex. Eligibility in each plan will be based on enrollment.
For full plan details, please review the plan documents.
|
|
Health Care FSA |
Dependent Care FSA |
Contribution Limits - 2025 |
Minimum: $500 for the year($20.83 per pay period)Maximum: $3,300 for the year($137.50 per pay period)Under the Flex Calendar in Kronos, choose semi-monthly when selecting your benefit. |
Single or married, filing jointly: $5,000/year maximumMarried, filing separate tax returns: $2,500/year maximum |
Claim Deadline |
Use funds from January 1, through March 15. File claims by April 30. |
March 15, 2026 |
“Use it or lose it” rule apply? |
Yes |
|
Unused funds carry over? |
Yes, you can carry over up to $660 to use the following year. |
No |
Eligible ExpensesBeyond Your Plan Coverage
|
|
Common Examples |
|
Download information on Health Care and Limited FSAs from the Internal Revenue Service |
IRS - Publication 502 |
Download information on Child and Dependent Care Expenses from the Internal Revenue Service |
|
What expenses are eligible? |
Click HERE, Publication 502. |
Also, try: |
FSAstore.com |
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2025 LIFE & SUPPLEMENTAL BENEFITS
We offer life, disability, and additional coverage plans through Lincoln Financial to help you plan for your family's financial security.
For full plan details, please review the plan documents.
Company Paid/Basic Life And AD&D Benefit* |
|
Life and Accidental Death & Dismemberment |
2x annual base salary up to a maximum of $50,000.
Beneficiary changes must be completed through your record in Kronos:
|
Employee-PaidLife and AD&D |
Benefits |
Guarantee Issue** |
Age Reduction |
Employee |
Elect in increments of $10,000 up to $300,000 or 7x annual salary, (whichever is less)New Hire EOI required for amounts higher than $150,000
Open Enrollment: New Enrollees must submit EOI for any volume elected. If currently enrolled, you must submit EOI for any volume increase over $10,000. |
$150,000 |
Employee benefits will reduce by 35% at age 65, 60% at age 70, and by 70% at age 75. |
Spouse |
Elect in increments of $5,000 up to $150,000 or 50% of the employee’s election, (whichever is less).New Hire EOI required for amounts higher than $30,000.
Open Enrollment: EOI is required for any new enrollees or for any enrollee increasing coverage. |
$30,000 |
Spouse benefits will reduce by 35% at age 65. Benefits end when you reach age 70 or retire, whichever occurs first. |
Children |
Birth to 6 months: $250; 6 months to age 26: $10,000 |
$10,000 |
|
*100% of the cost of this benefit is covered by Delta Health.
**New Hire / Open Enrollment Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI). To complete your EOI form click here.
**New Hire / Open Enrollment Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI). To complete your EOI form click here.
For full plan details, please review the plan documents.
Benefits |
Short-Term (STD) |
Long-Term (LTD) |
Voluntary LTD |
Weekly Benefit |
60% of base weekly earnings up to $1,000 |
60% of your monthly pay, up to $5,000/month |
60% of your monthly pay, up to $10,000/month |
Elimination Period |
Benefits begin after 14-day elimination period/waiting period. |
Benefits begin after 90 days |
Benefits begin after 90 days |
Benefit Period |
Benefits may be paid for up to 11 weeks |
Benefits may be paid if you are unable to work, up to social security normal retirement age (SSNRA). |
Benefits may be paid if you are unable to work, up to social security normal retirement age (SSNRA). |
Who pays for coverage? |
You, if you choose to enroll |
Your Employer |
You, if you choose to enroll |
Is EOI required? |
Any existing employee who has previously declined Voluntary Short Term Disability but wants to enroll at this time will be subject to EOI.
|
|
Any existing employee who has previously declined Voluntary Long Term Disability but wants to enroll at this time will be subject to EOI.
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE ASSISTANCE
2025 EMPLOYEE ASSISTANCE PROGRAM (EAP)
Delta Health is committed to our employees and their covered dependents. Our Employee Assistance Programs (EAP) are administered through Marvin EAP and Lincoln Financial Group.
For full plan details, please review the plan documents.
We all know healthcare work can be fulfilling—and stressful. Sometimes we need care, too. That’s why I’m pleased to tell you about a new benefit for all Delta Health employees and family members aged 18 and over.
Marvin Behavioral Health provides access to vetted therapists trained to support the mental health needs of healthcare workers and their families.
The service offers:
-
Expert support from top-rated therapists
-
Sessions billed in-network through your health plan
-
1-1, couples, and family therapy
-
Night and weekend sessions
-
100% confidentiality
-
A 24/7 crisis hotline 888-404-1163
Developed with the help of practicing psychiatrists and academics, Marvin’s approach has been built specifically with the needs of medical professionals in mind.
Get started at meetmarvin.com/deltahealth.
Employee Assistance Program (EAP) |
|
Who is eligible? |
The EAP is available to all employees, and family members aged 18 and older. |
Is it confidential? |
YES.You have confidential access to experienced clinicians and professional staff. |
Benefits |
|
EmployeeConnect EAP
Lincoln Financial Group
Username: LFGSupport
Password: LFGSupport1
Employee Assistance Program (EAP) |
|
Who is eligible? |
The EAP is available to all employees and their eligible family members. |
Is it confidential? |
YES.You have confidential access to experienced clinicians and professional staff. |
Benefits |
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
ANNUAL LEGAL NOTICES
MEDICAL DOCUMENTS
FLEXIBLE SPENDING ACCOUNT (FSA) DOCUMENTS
LIFE INSURANCE DOCUMENTS
SHORT-TERM DISABILITY DOCUMENTS
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
MEDICAL CARRIER
VISION CARRIER
DENTAL CARRIER
PRESCRIPTION DRUG CARRIER
FSA CARRIER
EAP CARRIER
LIFE CARRIER
DISABILITY CARRIER
PERSONAL COVERAGE
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
BENEFITS EDUCATION
BENEFITS EDUCATION VIDEOS
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE & SUPPLEMENTAL
DISABILITY INSURANCE
ADDITIONAL SUPPLEMENTAL
EMPLOYEE ASSISTANCE & WELLNESS
ADDITIONAL COVERAGES
FINANCIAL BENEFITS
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enrolling in your benefits or changing your existing enrollment is as easy as online shopping.
STEP 1
Explore this portal and learn more about your benefits to make sure you and your family have the right protection for the next year.
STEP 2
Make your benefit decisions and make sure you have what you need to enroll...
- Do you have your Dependents' birthdays and Social Security Numbers?
- How about your Beneficiary(s)' address?
- Have you decided how much to contribute to your FSA?
STEP 3
Login to your KRONOS account to complete your enrollment.
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday between 6:30 a.m. and 4:00 p.m. (MDT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
