Add a Long-Term Care Rider to Your Life Insurance for Your Golden Years

The costs for long-term care are high and are expected to double in the next few decades. It's easy to exhaust retirement savings and assets on long-term care expenses if you aren't prepared. Including a Long-Term Care (LTC) Rider on your life insurance plan can help cover those expenses in the event you need them.

• Use funds from the death benefit, while living, to pay for qualifying long-term care, such as in-home services or nursing home expenses.

• If you don't need to activate the LTC rider, beneficiaries receive the policy's full death benefit.

Partner Life Insurance is running a special enrollment period for this new offering. For a limited time, you can enroll in this benefit without a medical questionnaire.