Welcome

Welcome to our new benefits portal. 

We've created this portal with you in mind. Think of the portal as a place where you can learn about all of your benefits and HR programs. Be sure to share this portal with the dependents you cover under our plans so that they can be "in the know" as well. 

Take a look around to get a better understanding of your benefits!

Login Instructions

• Last 4 digits of your SSN
   

Provider: Wellmark

Plan ID# 60347

Phone: 800-524-9242

https://www.wellmark.com/

Provider: Delta Dental 

Plan ID# 308840 00001

Phone: 800-544-0718

https://www.deltadentalia.com/

Provider: Delta Dental

Plan ID# 308840 00002

Phone: 800-544-0718

https://www.deltadentalia.com/

Provider: Dearborn Group

Plan ID# 800360296

Phone: 

Healthcare:
We all have health care expenses. But are you spending money you don’t have to? If you were buying a pair of eyeglasses, and you could pay $70 or $100 for the exact same glasses, what would you choose to pay? $70, right?

That’s how Flexible Spending Accounts work. You put money into an FSA, and then you use that money to buy health-related items the IRS deems “eligible.” You save money by using funds that aren’t taxed. If you aren’t convinced, do the math!

Dependent Care:
Do you have children who go to day care, or need before- or after-school care? Do you have an aging parent who lives with you and needs care while you’re at work? Are you tired of writing checks to your day care provider? Using a Dependent Care Flexible Spending Account (DCFSA) can knock 30% off the cost of day care by reimbursing you with money that isn’t taxed.

The Dependent Care FSA is NOT for your dependent’s health care expenses. It is for dependent DAY CARE needs. You can use this account to help pay for day care that lets you go to work. If you’re married, your spouse must work, be looking for work, or go to school full time. 

If you’re enrolled in a High Deductible Health Plan, you can use a Health Savings Account (HSA) to pay for medical expenses with pre-tax dollars. Using an HSA can give you a triple tax advantage:

• Your contributions to an HSA are pre-tax, meaning you don’t pay federal income tax, Social Security tax, and in most cases, state income tax on the money you contribute. That can save you 30% or more on eligible medical expenses.
• Earnings on your investments in an HSA are tax free. 
• Withdrawals are tax free. (This is true unless you use money from your HSA for something other than medical expenses; if you do that, you’ll have to pay federal income taxes and a 10% penalty tax. These rules don’t apply past the age of 65.)

With an HSA, you are in control. The account belongs to you, not your employer. So, you decide whether to use the money now or roll it over to pay for medical expenses in the future (as in, save them for retirement). The account is portable, so you can move the money with you if you change employers or decide to change where the account is held. And, the money in your account can be invested, earning you income on your savings—you decide how it’s invested

Provider: Employee Benefit Systems EBS

Plan ID# TBD

Phone: 319-752-3200

https://www.ebs-tpa.com/