HAGA CLIC AQUÍ PARA ESPAÑOL

2024 BENEFITS SHOWCASE

Welcome

Open Enrollment for 2024 benefits will take place November 1, 2023 to November 15, 2023. We know how important benefits are for you and your family. That's why we are committed to offering excellent, well-rounded options that protect your physical, mental, and financial health—and that of those you love. Our programs are designed to provide peace of mind in protecting your lifestyle and planning for the future.

Because choosing your benefits takes careful thought and planning, we created this virtual benefits showcase to help you easily navigate and understand our offerings. Please take some time to review the information and return to the site whenever you or your family members have questions or want to review our benefits.

This showcase will be available to you on demand throughout the year, so feel free to bookmark it.

How to Navigate

Use the navigation bar at the top of the page to learn more about each category of benefits. You can watch videos and view documents provided by the benefit carriers. If you have questions, we are here! Feel free to submit questions to your Benefits team by sending us an email.

Benefit Guide (Salaried)

Benefit Guide (CA Employees) (Salaried)

Benefit Guide (Hourly)

Benefit Guide (CA Employees) (Hourly)

VeSSO/OneLogin Instructions

Questions?

If you have questions, or need additional information, please contact the Employee Benefits Department.

HAGA CLIC AQUÍ PARA ESPAÑOL

2024 BENEFITS SHOWCASE

Medical Plans Comparison

Medical Plan Rates

Blue Cross Blue Shield Medical Plans

Vulcan Materials Company is a diverse group of employees and their families with different needs for medical care. That is why Vulcan offers three plans in the Blue Cross Blue Shield network with varying deductibles, coinsurance, and premium costs. Plan options include:

Gold PPO
Silver PPO
Bronze HDHP

Visit BCBS Online

Questions? Call 1.800.206.1056

CVS Prescription Drug Benefit

Vulcan Materials Company partners with CVS to provide prescription benefits to those enrolled in the BCBS medical plans. This benefit is provided at no additional cost. The CVS Prescription Drug Benefit is designed to bring you quality pharmacy care that will help you save money.

Visit CVS Caremark Online

Questions? Call 1.866.209.6182

Kaiser Permanente (California Only)

In addition to the BCBS Plans, California residents also have the option to enroll in the Kaiser HMO plan. If you enroll in the Kaiser medical plan, your prescription benefit is provided directly through Kaiser.

Visit Kaiser Online

Questions? Call 1.800.464.4000

Teladoc

Taking to a doctor has never been easier! Teladoc gives you 27/7/365 access to a doctor through the convenience of phone or video consults. It is an affordable option for quality, non-emergency healthcare.

To be eligible for Teladoc, you must be enrolled in the BCBS medical plans. The copay for Gold and Silver plan members is $10, and for Bronze members is $55.

Dermatology visits are covered. The Dermatology copay for Gold and Silver plan members is $15 and $85 for Bronze plan members.

*If you are enrolled in the Bronze plan, the copay will reduce to the Gold and Silver plan copay once you have met your deductible.

Visit Teladoc Online

Questions? Call 1.855.477.4549

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2024 BENEFITS SHOWCASE

Delta Dental Plans

Vulcan offers two dental plan options through Delta Dental. If you elect the Delta Dental PPO (preferred provider organization), you can use any dentist or specialist you choose, although you will receive maximum savings if you choose a provider in the PPO network. DeltaCare USA HMO (health maintenance organization) is only available to employees residing in California, Florida, Georgia, and Texas. DeltaCare USA is a closed network of skilled general dentists from the DeltaCAre USA network. Select a general dentist for your primary care and, if necessary, he or she will refer you to a specialist.

Questions? Call 1.800.521.2651

Visit Delta Dental Online

VSP Plan

Vulcan offers a vision plan that is administered by Vision Service Plan (VSP). You will maximize your benefits when you use a network provider.

Questions? Call 1.800.877.7195

Visit VSP Online

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2024 BENEFITS SHOWCASE

Healthcare Flexible Spending Account

A Flexible Spending Account (FSA) allows you to budget and save for qualified medical expenses incurred over the course of your plan year. The FSA can be paired with the BCBS Gold and Silver Plan. Dollars invested in an FSA are tax-free, and the entire election amount is available on the first day of the plan year. The FSA account is administered through Optum Financial.

Remember each year during Open Enrollment you decide and make an election for what your annual FSA contribution will be. The 2024 limit for FSA contributions is $3,050.

FSA Eligible Expenses

Visit Optum Financial Online

Questions? Call 1.844.220.8790

Dependent Care FSA

If you elect to contribute to a Dependent Care FSA, you can pay yourself back tax-free for eligible dependent care expenses such as day care, after-school care, or elder care expenses.

Dependent Care costs are refunded through reimbursement from Optum Financial. There is no debit card associated with this account. The current annual contribution is $5,000 or $2,500 if you are married and file your taxes separately from your spouse.

Visit Optum Financial Online

Questions? Call 1.844.220.8790

Health Savings Account

If you enroll in the Bronze Plan, you can elect to contribute to a Health Savings Account. Your contributions towards the HSA account are tax-free, grow tax-free, and comes out as tax-free when you use it for qualified medical expenses. Unlike a FSA, you can carry over funds year, and the account is your to keep even if you change jobs, health plans, or retire.

For the 2024 plan year, the Individual HSA contribution maximum is $4,150 and the Family contribution maximum is $8,300.

HSA Eligible Expenses

Visit Optum Financial Online

Questions? Call 1.844.220.8790

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2024 BENEFITS SHOWCASE

Salaried Basic Life and ADD&D Insurance – Company Paid

Vulcan Materials Company provides salaried employees with basic life, accidental death and dismemberment insurance at no cost to you. The Basic Life ADD&D coverage is subject to a maximum benefit of $500,000 and is distributed as follows:

Less than age 65 - 2x base pay
Age 65 and over - 1x base pay

Hourly Basic Life and ADD&D Insurance – Company Paid

Vulcan provides hourly employees with Basic Company-Paid Life and ADD&D insurance coverage of $45,000 at no cost to you. In the event of accidental death, an additional amount of ADD&D Insurance, equal to the Basic Life Insurance amount, is paid to the beneficiary. At age 65 and over, the Basic Company-Paid Life Insurance is 50% of $45,000, or $23,000.

It is very important that you keep an updated beneficiary form on file. If you need to update your beneficiary please complete the beneficiary form and send it to your division HR. You may also request the beneficiary form from your division HR.

Visit The Hartford Online

The Hartford Beneficiary Form

Questions? Call 1.888.755.1503

Salaried Supplemental Life and ADD&D Insurance – Employee Paid

You may elect supplemental life insurance, in addition to the company-paid insurance. The cost of the coverage is based on your age and tobacco use status, and amount of insurance purchased. Late enrollment after the initial 31 days of employment is subject to the provision of satisfactory evidence of good health to the insurance company.

No coverage
1x base pay
2x base pay
3x base pay

In the event of accidental death, an additional amount of ADD&D insurance equal to the Employee-Paid Supplemental Life Insurance amount is paid to the beneficiary.

Hourly Supplemental Life and ADD&D Insurance – Employee Paid

Vulcan gives you the opportunity to purchase Supplemental Life Insurance for yourself, your spouse, and dependent children. You may elect to enroll in this coverage in the amount of $25,000, $35,000, or $45,000 for yourself. This benefit would pay in addition to the Basic Life Insurance provided by Vulcan.

All Supplemental Life Insurance plans include ADD&D coverage. This means that in the event of accidental death, the ADD&D amount would equal the amount of elected coverage.

Supplemental Life Insurance is conveniently payroll deducted. The cost of coverage varies based on coverage amount, age, and tobacco status.

Visit The Hartford Online

Questions? Call 1.888.755.1503

Salaried Dependent Life and ADD&D Insurance – Employee Paid

Dependent Life Insurance: You may elect Dependent Life Insurance coverage for your spouse and children. The amount of insurance is subject to a maximum benefit of $50,000 for a spouse and $10,000 per child ($500 for children under 6 months of age). The cost of the coverage for the spouse is based on the age of the spouse, tobacco usage, and the amount of insurance purchased. The cost for children is a flat monthly rate regardless of the number of children or their age and no evidence of good health is required.

In the event of accidental death, an additional amount of ADD&D insurance equal to the Dependent Life Insurance amount is paid to the beneficiary. Late enrollment after the initial 31 days of employment is subject to the provision of satisfactory evidence of good health to the insurance company for the spouse.

Hourly Dependent Life and ADD&D Insurance – Employee Paid

An employee may elect Employee-Paid Dependent Life Insurance. The amount of insurance is subject to a maximum benefit of $15,000 for a spouse and $10,000 per child ($500 for children under 6 months of age).

In the event of accidental death, an additional amount of ADD&D insurance equal to the Dependent Life Insurance amount is paid to the beneficiary. The cost of coverage for the spouse is based on the age of the spouse, tobacco usage, and the amount of insurance purchased. The cost for children is a flat monthly rate regardless of the number of children or their age and no evidence of good health is required. Late enrollment after the initial 31 days of employment is subject to the provision of satisfactory evidence of good health to the insurance company for the spouse.

Visit The Hartford Online

Questions? Call 1.888.755.1503

Salaried Disability Income Protection

Short-Term Disability Plan (STD) – Company Paid

Short-Term Disability Insurance replaces a portion of your income if any injury or illness forces you out of work for an extended period of time. Vulcan provides STD benefits at no cost to you, and enrollment is automatic. If approved by The Hartford, you will receive STD benefits for a maximum of 26 weeks, based on a rolling 12-month period. The eligibility waiting period is 90 days from hire. The plan pays 60% to 100% of your pre-disability earnings, depending on the length of your service. Benefits commence on the first day of disability.

Long-Term Disability Plan (LTD) – Employee Paid

Long-Term Disability Insurance protects your finances when your disability continues beyond the period covered by the STD plan. If approved by The Hartford, LTD benefits will continue until normal retirement age under Social Security, or earlier, depending on age at the time of disability. Benefit payments begin on the 181st day of disability. The plan pays 60% of your pre-disability earnings.

Hourly Disability Income Protection

Short-Term Disability Plan (STD) – Company Paid

Short-Term Disability Insurance replaces a portion of your income if any injury or illness forces you out of work for an extended period of time. Vulcan provides STD benefits at no cost to you, and enrollment is automatic. If approved by The Hartford, you will receive STD benefits for a maximum of 26 weeks, based on a rolling 12-month period. The eligibility waiting period is 90 days from hire. The plan pays 60% of your pre-disability earnings.", "Long-Term Disability Plan Long-Term Disability Plan (LTD)- Employee/Employer shared contribution LTD insurance protects your finances when your disability continues beyond the period covered by the STD plan. If approved by The Hartford, LTD benefits will continue until normal retirement age under Social Security, or earlier depending on age at the time of disability. Benefit payments begin on the 181st day of disability, and the plan pays 60% of your pre-disability earnings," and "The Core LTD/Employer Paid" plan provides 50% of your pre-disability earnings and is provided at no cost to you.

The Buy-up Long-Term Disability (LTD) Insurance – Employee Paid

The Buy-Up LTD Plan provides an additional 10% payment so your LTD total is equal to 60% of your pre-disability earnings. The Buy-Up LTD is paid by you.

Visit The Hartford Online

Questions? Call 1.800.741.4306

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2024 BENEFITS SHOWCASE

Accident Insurance

Major injuries are painful, but the ﬁnancial impact of the medical treatment doesn’t have to be. Vulcan now offers Accident Insurance through The Hartford. Accident Insurance pays beneﬁts directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Beneﬁts are paid even if you have other coverage. The beneﬁt amount is calculated based on the type of injury, its severity, and what medical services are required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses, including injury treatment, hospitalization, physical therapy, transportation, and emergency room treatment.

The Hartford - Accident Insurance

The Hartford Member Portal

Questions? Call 1.866.547.4205

Critical Illness Insurance

Medical insurance does not prevent all of the ﬁnancial strain of a major illness or injury. Supplemental medical beneﬁts like Critical Illness can help cover this out-of-pocket ﬁnancial exposure for a reasonable cost. Critical Illness Insurance through The Hartford pays a lump sum benefit directly to you if you are diagnosed with a covered illness that meets the plan criteria. Covered illnesses include heart attack, stroke, cancer, major organ failure/transplant, coronary artery disease/bypass graft, and COVID-19. The benefit is paid in addition to any other insurance coverage you may have. For coronary artery disease/bypass graft and COVID-19, the coverage pays 25% of the face amount of the policy once per lifetime.

The Hartford - Critical Illness

The Hartford Member Portal

Questions? Call 1.866.547.4205

Hospital Indemnity Insurance

If you are admitted into a hospital, it doesn’t take long for the out-of-pocket costs to add up. Hospital Indemnity Insurance through The Hartford pays beneﬁts directly to you if you are admitted into a hospital for care or childbirth. Beneﬁts are paid even if you have other coverage. You receive a beneﬁt as soon as you are admitted and then an additional beneﬁt based on the number of days you are conﬁned to the hospital. The beneﬁt increases if you are admitted and conﬁned to an intensive care unit. The following are covered: first-day hospital confinement, daily hospital confinement, daily Intensive Care Unit confinement, and hospital observation/short stay.

The Hartford - Hospital Indemnity

The Hartford Member Portal

Questions? Call 1.866.547.4205

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2024 BENEFITS SHOWCASE

Employee Assistance Program (EAP)

Vulcan's Employee Assistance Program (EAP) with OPTUM offers confidential support for a full range of services including work-life programs, educational resources, financial wellness, legal consultations, and counseling visits. EAP services are available to all employees and their household members at no additional cost. Counseling Services: Employees and their household members may have up to 8 no-cost counseling sessions per issue, per year. Counseling sessions are available in the face-to-face setting and as Virtual Visits. WorkLife Services: When you contact OPTUM for WorkLife Services, a WorkLife advisor will conduct a search based on your needs using an extensive database. Adult and eldercare support, child care support, financial and legal issues, and pet services are a few topics WorkLife can assist with. You will get a list of options detailing the services offered, cost, professional credentials, and contact information. There is no charge for referrals and all records are confidential.

Talkspace Online Therapy

Vulcan employees now have the ability to receive online messaging therapy at no cost through the EAP. TalkSpace is an online therapy service that connects users to dedicated, licensed, network EAP providers. Users can send their therapist in-app messaging, voice, or video messages—anytime, anywhere—and it's always confidential and secure.

Visit OPTUM EAP Online

Questions? Call 1.866.248.4096

Diabetes Management

Livongo is available through the Blue Cross Blue Shield medical benefit and offers no-cost tools, services, and support to manage diabetes. You will get Livongo's advanced glucose meter, all the strips and lancets you need, and personalized coaching.

Visit Livongo Online

Questions? Call 1.800.945.4355

Weight-Loss Program

Real Appeal is a weight-loss program that gives you access to one-on-one coaching as well as great online tools, such as an exclusive website, program guide, food journal, and more. You can speak with a registered dietitian to learn how small changes in your daily food choices and eating habits can make a big difference. This program is available at no cost to Vulcan benefit-eligible employees, spouses, and adult dependents.

Visit Real Appeal Online

Questions? Call 1.844.924.REAL

Tobacco Cessation Program

Quit for Life is a tobacco cessation program available at no cost to Vulcan benefit-eligible employees, spouses, and adult dependents. Participate in phone-based coaching and receive a personalized plan to help you quit. You will also receive up to eight weeks of nicotine patches or gum and quit aids or tools at no cost to you.

If you or your spouse are tobacco users and are enrolling in the medical coverage with Vulcan, you can eliminate the additional tobacco surcharge of $60 (or $120 for both) per month for your medical premium by enrolling and completing five sessions with a coach any time during the plan year (2024).

Visit OPTUM Quit for Life Online

Questions? 1.866.QUIT.4.LIFE

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2024 BENEFITS SHOWCASE

401(k)

Vulcan Materials Company recognizes how important it is to invest in your future, which is why we offer a 401(k) plan through Empower Retirement. Your company-sponsored 401(k) plan provides you with tax-favored means to save money and increase your financial security when you retire. Get the most out of your plan with easy payroll deductions. Vulcan offers pre-tax, after-tax and Roth contributions.

To learn more, start a contribution or make changes to your account, visit Empower’s website using the link below.

Mobile App

Your Plan is accessible while on the Go! The Empower Retirement mobile experience puts your 401(k) plan at your fingertips. Use it to access and manage your 401(k) plan when you’re on the go—right from your mobile device.

From the convenience of your mobile device:

Quickly check balances
Change your contribution rate
Update your beneficiary
Change your allocation elections
Customize your communication preferences
And, much more!

Download the free app today Get the Empower Retirement mobile app and connect to your plan whenever, wherever. Available in the App Store from Apple and on Google Play.

EMPOWER Financial Advisory Services

Empower Financial Services helps Vulcan provide employees with innovative tools and services to find the best options and strategies to create and maintain a customized savings and retirement plan. You can self-manage your account or have professionals do it for you!

Questions? Call 833.862.4015

401(k) Website

Preview link with tracking disabled - do not distribute live

2024 BENEFITS SHOWCASE

Welcome

How to Navigate

Questions?

2024 BENEFITS SHOWCASE

Blue Cross Blue Shield Medical Plans

Questions? Call 1.800.206.1056

CVS Prescription Drug Benefit

Questions? Call 1.866.209.6182

Kaiser Permanente (California Only)

Questions? Call 1.800.464.4000

Teladoc

Questions? Call 1.855.477.4549

2024 BENEFITS SHOWCASE

Delta Dental Plans

Questions? Call 1.800.521.2651

VSP Plan

Questions? Call 1.800.877.7195

2024 BENEFITS SHOWCASE

Healthcare Flexible Spending Account

Questions? Call 1.844.220.8790

Dependent Care FSA

Questions? Call 1.844.220.8790

Health Savings Account

Questions? Call 1.844.220.8790

2024 BENEFITS SHOWCASE

Salaried Basic Life and ADD&D Insurance – Company Paid

Hourly Basic Life and ADD&D Insurance – Company Paid

Questions? Call 1.888.755.1503

Salaried Supplemental Life and ADD&D Insurance – Employee Paid

Hourly Supplemental Life and ADD&D Insurance – Employee Paid

Questions? Call 1.888.755.1503

Salaried Dependent Life and ADD&D Insurance – Employee Paid

Hourly Dependent Life and ADD&D Insurance – Employee Paid

Questions? Call 1.888.755.1503

Salaried Disability Income Protection

Short-Term Disability Plan (STD) – Company Paid

Long-Term Disability Plan (LTD) – Employee Paid

Hourly Disability Income Protection

Short-Term Disability Plan (STD) – Company Paid

The Buy-up Long-Term Disability (LTD) Insurance – Employee Paid

Questions? Call 1.800.741.4306

2024 BENEFITS SHOWCASE

Accident Insurance

Questions? Call 1.866.547.4205

Critical Illness Insurance

Questions? Call 1.866.547.4205

Hospital Indemnity Insurance

Questions? Call 1.866.547.4205

2024 BENEFITS SHOWCASE

Employee Assistance Program (EAP)

Talkspace Online Therapy

Questions? Call 1.866.248.4096

Diabetes Management

Questions? Call 1.800.945.4355

Weight-Loss Program

Questions? Call 1.844.924.REAL

Tobacco Cessation Program

Questions? 1.866.QUIT.4.LIFE

2024 BENEFITS SHOWCASE

401(k)

Mobile App

EMPOWER Financial Advisory Services

Questions? Call 833.862.4015