WELCOME

Welcome!

Welcome to Brink's benefits website! This site will be available to you all year, so visit whenever you or your family members need additional information. Use the navigation bar at the top of the page to learn more about each category of benefits.

New Hires

If you're a new hire, you must enroll within 30 days of your hire date in order to have benefits in 2022. Review this website as well as the 2022 Benefits Guide, linked below, to find information on your benefit offerings. To enroll, click on the link below to sign in to your Workday account.

MEDICAL & RX

Medical and Prescription Drug Coverage

Brink's offers three medical and prescription drug plans through Anthem and Express Scripts (ESI). You have a choice of two Consumer-Driven Health Plans (CDHP) and one Preferred Provider Organization (PPO) plan. Brink's also offers a Kaiser HMO plan in most areas of California; if you're eligible, this plan will be an option in Workday. 

Tobacco surcharge: employees who use tobacco will pay $100 per month more for medical coverage than those who do not. Tobacco users have the option to complete the Tobacco Cessation Program and have the surcharge refunded; see the Well-being section of this site for more details on the program. 

Spousal surcharge: employees with spouses who have access to coverage through another employer will pay $100 per month surcharge if they choose to participate in one of Brink's medical plans.

Anthem's Sydney Health Mobile App

Hi! I’m Sydney.

I’m here to make your healthcare experience easier.

Sydney Health makes it easy to find doctors near you, get important information about benefits and claims, complete a tobacco-cessation program, track your progress toward health goals and more. You can even get your member ID card right from Sydney.

You can also manage your well-being incentive activities (more information can be found on the "Well-being" page), complete a symptom checker, and initiate a virtual text or video visit with a doctor through the Sydney app. 

Download the Sydney Health app today in the Google Play or Apple App Store!

DENTAL & VISION

Dental Insurance 

Dental health is important to your overall health. Brink's offers a choice of two dental plans through Delta Dental of Virginia. You can enroll yourself and your dependents in this plan.

Vision Insurance 

Brink's encourages you to maintain your vision through regular eye exams. We offer a choice of two vision plans through MetLife. You can enroll yourself and your dependents in this plan.

SPENDING ACCOUNTS

Health Savings Account (HSA)

If you participate in one of the Consumer-Driven Health Plans (CDHPs), you can use a Health Savings Account (HSA), administered by HealthEquity, to help pay for qualified medical, dental, and vision expenses on a pre-tax basis.

Eligibility

To be eligible for an HSA, in addition to being enrolled in a CDHP, you also must not:

• Be covered by another health care plan, such as a health plan sponsored by your spouse’s employer, a general-purpose Flexible Spending Account, Medicare parts A, B, or D
• Be covered by Medicare
• Have received VA benefits within the last three months or be enrolled in Tricare, or
• Be claimed as a dependent on another individual’s federal tax return.

Advantages

An HSA is one of the best ways to save for future health care expenses. Money goes in tax-free, grows tax-free, and comes out tax-free. If you participate in a CDHP and enroll in an HSA, Brink’s will deposit money in your HSA ($300 for employee-only coverage, $600 for employee plus dependent coverage). You can also contribute pre-tax dollars to your HSA. You decide when to spend this money on eligible health care expenses, and it’s always yours — even if you leave the company. 

The IRS limits the amount of money you can put into an HSA each year: $3,650 individual / $7,300 family; additional $1,000 catch-up contribution if age 55 or older. These limits include company contributions.

How to Use the HSA

You can your debit card provided by HealthEquity to pay for eligible health care expenses. You can also use online bill pay to pay a doctor or hospital bill or to reimburse yourself for an eligible health care expense that you pay for out of your pocket. Check your account balance at www.healthequity.com or via the HealthEquity smartphone app.

Remember, the HSA is only for eligible health expenses; a list of eligible expenses can be viewed at www.healthequity.com/qme. You will owe tax on ineligible withdrawals, plus a 20% penalty if you are under age 65 and use your HSA for expenses that are not permitted by the IRS.

Health Care Flexible Spending Account (FSA)

FSAs are tax-advantaged accounts that can be used to help pay for qualified medical, dental, and vision expenses on a pre-tax basis.

Eligibility

You can participate in the Health Care Flexible Spending Account (FSA) as long as you are not enrolled in a CDHP. You are eligible for an FSA whether you enroll in Brink's PPO plan or waive medical coverage. 

Advantages

You can contribute up to $2,750 to a Health Care FSA with pre-tax dollars and then use your account to reimburse yourself for eligible medical, prescription drug, dental, and vision out-of-pocket expenses (employers cannot contribute to this account). Note: Health Care FSA limits for 2022 have not been released by the IRS and are subject to change.

If you estimate that you will have any health care expenses in the upcoming year, it is wise to contribute to an FSA throughout the year so that your health care expenses can be paid tax free. However, make your best estimate of health care expenses because if you have money left over in the FSA at the end of the year, up to $550 of that money can be rolled over to the next year and any remaining amount will be forfeited. 

How to Use the FSA

You will receive a debit card in the mail after you first enroll in the Health Care FSA. You can use this card when you visit your doctor, pharmacy, or other network providers to pay for eligible health care expenses with your FSA funds. In some instances, you may wait for the doctor to file a claim to see how much you owe and then use your FSA to pay any amount due. Visit www.healthequity.com for more information. A list of qualified expenses can be found at www.healthequity.com/qme.

Dependent Care Flexible Spending Account (DCFSA)

Dependent Care FSAs can be used to pay for expenses associated with caring for your dependents while you’re at work, like daycare centers, babysitters, summer day camp, and eldercare. You can make pre-tax contributions of up to $5,000 per household and can enroll regardless of whether or not you're currently enrolled in Brink’s medical plans. Note: Dependent Care FSA limits for 2022 have not been released by the IRS and are subject to change. All funds must be submitted for reimbursement for the year in which they are contributed; funds do not rollover. Visit www.healthequity.com for more information. 

LIFE & DISABILITY

Life and AD&D Insurance

Company-paid basic life insurance and accidental death & dismemberment (AD&D) insurance is a combined benefit available at no cost for employees. You may also purchase optional life and AD&D insurance for yourself and your dependents. 

Disability Insurance

Disability insurance provides income protection in the event of a disability. Brink's offers both Short-Term Disability (STD) and Long-Term Disability (LTD). Review the details provided in the links below for the plan that applies to you. 

Business Travel Accident (BTA) 

Travel Accident is a policy per trip that offers coverages and services to help in emergencies and to make travel easier for employees who travel for Brink's. To access your 24/7 Assistance Services website, visit aig.com/us/travelguardassistance or download the AIG Travel assistance app to your Apple or Android smartphone. 

WELCOME

Accident Insurance

Accident Insurance offers you coverage that would give you a lump-sum payment for specific injuries and events from a covered accident. Please view the plan summary for more information.

Critical Illness Insurance

Critical Illness insurance offers you coverage that would give you a lump-sum payment if you are diagnosed with a covered illness or condition. Please view the plan summary for more information.

Hospital Indemnity

Hospital Indemnity insurance offers coverage that would give you a fixed-daily benefit for a covered stay at a hospital or rehabilitation facility. Please view the plan summary for more information.

Legal Services

Brink's legal services plan through MetLife offers coverage for a variety of legal needs. Please view the plan summary for more information. 

Identity Protection 

Brink's identity protection plan through Allstate offers monitoring services to alert you of suspicious activity, as well as up to $1 million in identity theft expense coverage and stolen fund reimbursement

Pet Insurance

We offer pet insurance to take care of your furry family member. The plan provides 24/7 access to veterinary professionals through Vet Help Line, wellness coverage, and more. You can enroll at any time of the year by calling 877-738-7874 or visiting benefits.petinsurance.com/brinks. 

401(k) Plan

Don't forget your 401(k) plan. It's an important part of your overall benefits package – and a key factor to successful retirement planning. The 401(k) plan allows you to:

• Save money for retirement
• Choose from a variety of investment options
• Receive company matching contributions on the salary that you save per pay period
• Defer paying taxes on contributions and earnings
• Make changes to your contribution or investment allocation at any time
• Track your account through quarterly statements.

Visit rps.troweprice.com anytime throughout the year for more information about your account, to make changes, or to enroll. You can also always call 800-922-9945.

Smart Dollar

Reach your money goals and learn how to make the most of your money with motivating content, budgeting tools, and an easy-to-follow, step-by-step plan from SmartDollar. This free benefit features:

• Easy Online Access – Access video, audio, and written content any time and from any device.
• Inspirational Content – Learn from speakers on personal finance and stay motivated by earning SmartDollar Points!
• Tools for Success – Revolutionize your budget with online budgeting and find answers to your personal finance questions.
• Take the first step toward a better financial future by signing up with SmartDollar at smartdollar.com/enroll/trp_104830. Your bank account will thank you.

WELL-BEING

Brink’s is committed to building a well-being culture that educates, engages and empowers our employees to live healthier lives and improves your overall physical, financial and emotional well-being. As such, Brink’s provides programs and resources to help you achieve this goal. 

Brink's Well-being Incentive Program

We partner with Anthem’s Total Health Total You program to offer you well-being incentives. Please note: you must be enrolled in a Brink’s medical plan to participate. You can earn $250 in well-being incentives by completing all three of the activities listed below and your covered spouse is eligible to earn $250 too — that’s $500 total! Upon completion of all three activities, you'll receive your $250 reward in the form of gift card options that will be fulfilled by Anthem.

Tobacco Cessation 

If you use tobacco or tobacco products (e.g., cigarettes, cigars, chewing tobacco) and you enroll in a Brink's medical plan, you'll be required to pay the tobacco surcharge, which is $100 more per month for medical coverage.

However, tobacco users have the option to complete the tobacco-cessation program through LiveHealth Online, accessed through Anthem Sydney Health Mobile app, and have the surcharge refunded. You must complete the program by November 30th of the plan year in order to receive the refund.

Livongo for Diabetes Program

The Livongo for Diabetes Program is a health benefit that makes living with diabetes easier. It's offered at no cost to all employees enrolled in a Brink's medical plan and their covered family members with diabetes. 

If you enroll in the program, you'll receive:

• Latest Technology to Simplify Living with Diabetes: The Livongo connected meter automatically uploads readings.
• Real-Time Support from Coaches to Help You Make Better Decisions: Personalized support provided from the Livongo mobile app, website, or Certified Diabetes Educators.
• Unlimited Strips at No Cost: Test strips and lancets are shipped to you with the click of a button with no hidden costs or co-pays.

Visit join.livongo.com/BRINKS/register to enroll or learn more. 

Omada Pre-Diabetes Program

Omada is a digital lifestyle change program that inspires healthy habits that last. It combines the latest technology with ongoing support so you can make the changes that matter most — whether that’s around eating, activity, sleep, or stress. It’s an approach shown to help you lose weight and reduce the risks of type 2 diabetes and heart disease.

You’ll get your own:

• Interactive program to guide your journey
• Wireless smart scale to monitor your progress
• Weekly online lessons to empower you
• Professional health coach for added support
• Small group of participants to keep you engaged

Great news: If you’re eligible and at risk for type 2 diabetes and heart disease, Brink's will cover the entire cost of the program—a $650 value.

Take a one-minute risk screener to see if you’re eligible: omadahealth.com/brinks.

Employee Assistance Program (EAP)

Anthem’s Employee Assistance Program (EAP) provides quick and easy access to confidential counseling and referral services to help you deal with daily work and life challenges. It’s available at no cost to you, your dependents or household members. Brink's program covers five face-to-face counseling sessions per issue. In addition to counseling sessions, the plan also provides referral services and resources to assist with parenting, education, adoption, elder care, and more. Visit anthemEAP.com for more information. 

COVID RESOURCES

RESOURCES