Welcome
Welcome to your 2023 Virtual Benefits Fair! We've invited our benefit providers to present information to help you understand all the medical and voluntary programs we offer. Feel free to browse and share with your spouse so you can take advantage of these valuable programs.
2023 Virtual Benefits Fair
Main Exhibition Hall
Click on a booth to visit
2023 Virtual Benefits Fair
Medical
SimVentions is dedicated to maintaining and improving the health of our staff and is proud to offer you a comprehensive medical program that is affordable, enables staff to receive high-quality care, and is partnered with a focus on wellness, offering programs in support of protecting both your physical and financial health and improving your quality of life.
SimVentions offers a PPO plan through Anthem Blue Cross. The plan provides a comprehensive level of benefits structured to encourage preventative care. It provides you with a broad national network of hospitals and physicians through its network.
PPO
HDHP
Questions?
Contact the McGriff Insurance Team for the answers or call 804-678-5071!
2023 Virtual Benefits Fair
Dental
Maintaining good oral hygiene is paramount to your overall health and wellness. That's why SimVentions has partnered with Delta Dental, one of the largest carriers, to provide our employees and their families with excellent dental coverage.
Regular dental care is an important part of caring for your health, and keeping your teeth fit may protect you from major expenses in the future. Use dental coverage through Delta Dental to help pay for the cost of routine checkups and just about any other type of dental work you might need, such as crowns or root canals.
If you have an HSA or FSA, you can use these funds to cover eligible dental costs like your deductible or copay.
Questions?
Contact the McGriff Insurance Team for the answers!
2023 Virtual Benefits Fair
Vision
Regular eye examinations can not only determine your need for corrective eyewear but may also detect general health problems in their earliest stages. They can help identify early signs of diseases that impact your whole body such as high blood pressure, diabetes and high cholesterol.
Whether you have perfect vision or require some type of corrective lenses, preventive eye care is an important part of your overall health. EyeMed can help you offset the expensive costs of exams, frames, contact lenses, corrective surgery and more.
If you have an HSA or FSA, you can use these funds to cover eligible vision-related costs like your deductible, glasses, or contact lenses.
Questions?
Contact the McGriff Insurance Team for the answers!
2023 Virtual Benefits Fair
Life and Disability Insurance
Life insurance provides a tax-free payout that protects your family’s financial health in the event of death. This money replaces the income you provided and can be used for anything — funeral expenses, living expenses, mortgage payments, and even everyday bills and expenses.
When you purchase a life insurance policy, a robust-enough policy won’t just cover the basics but will cover your dependents’ future and standard of living as well.
Questions?
Contact the McGriff Insurance Team for the answers!
2023 Virtual Benefits Fair
HRA, FSA, Limited Purpose FSA
Limited Purpose FSA
Health Reimbursement Accounts
Dependent Care FSA
Questions?
Contact the McGriff Insurance Team for the answers!
2023 Virtual Benefits Fair
Pet Insurance
Nationwide pet insurance helps you cover veterinary expenses so you can provide your pets with the best care possible without worrying about the cost.
This is an exclusive product for employer groups only, with preferred pricing for employees. Plus, every My Pet Protection policy includes these additional benefits to maximize your value:
- Lost pet advertising and reward expense
- Emergency boarding
- 24/7 access to veterinary experts ($110 value)
- Available via phone, chat and email
- Unlimited help for everything from general pet questions to identifying urgent care needs
- Save time and money by filling pet prescriptions at participating in-store retail pharmacies across the U.S.
- Rx claims submitted directly to Nationwide
- More than 4,700 pharmacy locations
We offer a choice of reimbursement options so you can find coverage that fits your budget. All plans have a $250 annual deductible and $7,500 maximum annual benefit. Coverage includes:
- Accidents
- Illnesses
- Hereditary and congenital conditions
- Cancer
Questions?
Contact the McGriff Insurance Team for the answers!
2023 Virtual Benefits Fair
Legal Plan
Have you ever…
- Signed a contract or document?
- Had a landlord/tenant Issue?
- Been overcharged or treated unfairly?
- Received a traffic ticket?
- Needed your will prepared or updated?
- Had a real estate transaction?
- Been a victim of identity theft or a data breach?
- Been concerned about your child’s identity?
LegalShield offers personal legal advice on an unlimited number of issues. Examples of services provided include: letters and calls made on your behalf, contracts and documents up to 15 pages reviewed, IRS-audit assistance, civil trial defense for covered situations and family services such as uncontested divorce, adoption, separation or name change.
2023 Virtual Benefits Fair
Accident and Critical Illness
Aflac enables you to take charge and to help provide for an unpredictable future by paying cash benefits for accidental injuries and covered illnesses. Aflac pays cash benefits directly to you unless you choose otherwise. This means you'll have added resources to help with expenses incurred due to an injury or covered illness to help with ongoing living expenses or to help with any purpose you choose.
2023 Virtual Benefits Fair
Universal Life Insurance with LTC
One Policy that Can Help with Chronic Care Expenses - When you own the TransElite UL with the Accelerated Death Benefit for Chronic Care and the extension of benefits rider, you not only have coverage for life insurance but can provide money for adult daycare, home healthcare, assisted-living-facility care and nursing-home-care expenses, if approved.
Level Premiums – Life insurance does not increase as you age. Employees can elect up to the guaranteed-issue amount depending on group size, not to exceed five times your annual salary.
Portable - The policy is yours and you can take it with you if you retire or change jobs. Dependent Options Available* - spouses up to $100,000, children and grandchildren up to $25,000.
*Dependent Insurance is still available even if the member waives insurance.
2023 Virtual Benefits Fair
McGriff Insurance Services
McGriff is excited to partner with SimVentions to administer your employee benefits. Please feel free to contact us via phone or email to schedule a time to talk. We're here to help answer any questions you have pertaining to your benefits.
Benefits Key Terms Explained
Qualifying Life Events
Prescription Drugs: Cost Management
Medicare Overview
Questions?
Contact the McGriff Insurance Team for the answers or call 804-678-5071!
2023 Virtual Benefits Fair
Actwise HSA
A health plan with a health savings account (HSA) gives you access to many doctors and hospitals in your plan and helps pay for your costs when you need care. This plan also comes with a spending account and debit card you can use to pay for certain medical expenses. The money you put into your HSA, the interest you earn, and even the money you take out to pay for healthcare costs is all tax free.
- All the money in your HSA rolls over from year to year, and it’s yours even if you change health plans, jobs or retire.
- You can earn rewards by taking certain steps to improve your health. Money you earn for improving your health goes into an Extra Bucks Account. You can use it to pay for your healthcare costs after you’ve paid your deductible for the plan year. If you have unused funds from a health reimbursement account (HRA), don’t worry. The money will move to an Extra Bucks Account.
- If you’re 55 or older you can contribute an extra $1,000 a year.
