Benefits Showcase

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Welcome

Benefits are more valuable than ever and are a significant part of your total compensation package. The resources and videos here are designed to provide you the information you need so you can identify which offerings are the best for you and your family.

The benefits guide was designed to answer some of the basic questions you may have about your benefits. Please take the time to review this guide to make sure you understand the benefits that are available to you and your family.

Notices & Disclosures

Benefit Enrollment

We know how important benefits are for you and your family. That is why the City of Rock Island is committed to offering excellent, well-rounded options that protect your physical, mental, and financial health. Our programs are designed to provide you peace of mind and protect you and your loved ones.

Choosing your benefits takes careful thought and planning. Use this benefits showcase to learn about the benefits available to you and your family.

Benefit changes made during open enrollment (November 11 - 30, 2024) will become effective January 1. As a new hire, your benefits will become effective on the first of the month following 30 days of employment.

This site will be available to you on demand all year. Take some time to review this information and return to this site whenever you or your family members have questions or want to review your benefits.

Eligibility

If you work at least 30 hours per week you are eligible for benefits. Your benefits are effective on the first of the month following 30 days of employment. You may also enroll your eligible dependents for coverage. Eligible dependents could be:

Your legal spouse
Children under the age of 26, regardless of student, dependency, or marital status
Children who are past the age of 26 and are fully dependent on you for support due to a mental or physical disability and who are indicated as such on your federal tax return

Changing Benefits After Enrollment

During the year, you cannot make changes to your benefits unless you have a Qualified Life Event.

If you do not make changes to your benefits within 30 days of the Qualified Life Event, you will have to wait until the next annual Open Enrollment period to make changes (unless you experience another Qualified Life Event).

Have benefit questions?

Email: rasmussen.angela@rigov.org
Phone: (309) 732-2058

Email: tally.neofotist@assuredpartners.com
Phone: (563) 345-6006

Benefits Showcase

Medical Plans

The City of Rock Island is committed to offering medical benefits that provide generous coverage for both employees and their covered dependents. We are offer a medical plan, administered though Blue Cross Blue Shield of Illinois.

Medical Plan - PPO Plan BCBS of Illinois

PPO Plan Summary

RETIREES ONLY

Medical Plan - HDHP/HSA Plan BCBS of Illinois

HDHP Summary

The City of Rock Island has partnered with MDLive to provide you with 24/7/365 on-demand access to a national network of U.S. board-certified doctors and therapists through the convenience of phone, video or mobile app visits. MDLive doctors can diagnose, treat and prescribe medication, when necessary, for a variety of issues. It’s more convenient access to quality healthcare, when and where you need it.

+ Learn More

Create an Account at bcbsil.com/member

24/7 access to your health plan.

Blue Access for Members (BAM) helps you easily access and manage your health plan. Here are some of the ways BAM can help you.

Find network doctors, hospitals and facilities
Check your coverage
Check your claim status
Get a list of covered prescription drugs
Request or print an ID Card

Learn More Here

Visit Blue Access for Members

Have benefit questions?

Email: rasmussen.angela@rigov.org
Phone: (309) 732-2058

Email: tally.neofotist@assuredpartners.com
Phone: (563) 345-6006

Benefits Showcase

What is Well on Target?

Well onTarget is a program that’s designed to give you the support you need to make healthy choices. With Well onTarget, you have access to a convenient, secure website with personalized tools and resources.

Register for Well onTarget now to take advantage of:

Health assessment
Self-management programs
Tracking tools and interactive health calculators
A variety of trusted health resources and information

Redeem Blue Points
Redeem your points for items in the online shopping mall. These items include DVDs, electronics, sporting goods, charity donations and apparel. Visit the member portal at Well onTarget to learn more.

Program Benefits

Sign Up Now

Well on Target

Have benefit questions?

Email: rasmussen.angela@rigov.org
Phone: (309) 732-2058

Email: tally.neofotist@assuredpartners.com
Phone: (563) 345-6006

Benefits Showcase

Dental & Vision

As part of the comprehensive health insurance coverage, the City of Rock Island offers employees the option to select dental and vision coverage for themselves and their dependents.

Dental Insurance

Maintaining good oral hygiene is paramount to your overall health and wellness. That is why the City of Rock Island has partnered with Delta Dental of IL to provide our employees and their families with excellent dental coverage.

Regular dental care is an important part of caring for your overall health, and keeping your teeth fit may protect you from major expenses in the future. Use dental coverage through Delta Dental to help pay for the cost of routine checkups and just about any other type of dental work you might need, such as crowns or root canals.

If you have an FSA, you can use these funds to cover eligible dental costs like your deductible or copay.

Low Plan Dental Benefit Summary

High Plan Dental Benefit Summary

Find a Provider

Vision Insurance

Regular eye examinations can not only determine your need for corrective eyewear, but also may detect general health problems in their earliest stages. It can help identify early signs of diseases that impact your whole body such as high blood pressure, diabetes and high cholesterol.

Whether you have perfect vision or require some type of corrective lenses, preventive eye care is an important part of your overall health. Avesis can help you offset the expensive costs of exams, frames, contact lenses, corrective surgery, and more.

If you have an FSA, you can use these funds to cover eligible vision-related costs like your deductible, glasses or contact lenses.

Vision Benefit Summary

Find a Provider

Have benefit questions?

Email: rasmussen.angela@rigov.org
Phone: (309) 732-2058

Email: tally.neofotist@assuredpartners.com
Phone: (563) 345-6006

For Internal Use Only

Benefits Showcase

Flexible Savings Account

A Flexible Spending Account (FSA) is a plan that allows you to budget and save up to $3,300 of pre-tax dollars through payroll deductions to pay for qualified expenses (as defined by the IRS) incurred for the plan year.

Dollars invested in an FSA are tax-free and the entire amount is available on the first day of the plan year (January 1, 2025). Your plan includes the Grace Period provision, allowing employees to incur eligible expenses 2 ½ months following the end of the plan year. Anything after that time will be forfeited.

An FSA covers eligible out-of-pocket health care expenses such as medical copays, coinsurance, prescription drugs, dental and vision costs. It's available to you and any eligible dependents including spouse, children and any other person who is a qualified IRS dependent.

Dependent Care Account

You may use pre-tax dollars from your Dependent Care Account to pay expenses for care when the services enable you and your spouse to work outside of the home. These include expenses for the care of a dependent child, spouse or elderly parent inside your home. Also included are baby-sitters, nursery schools, and day care centers.

Only the portion of expenses that enable you to remain employed are eligible. Educational expenses are not eligible.

$5,000 maximum per tax household per year (Joint and Head of Household; $2,500 if married and filing separately)