Welcome!

Employee benefits are more valuable than ever and are a significant part of your compensation package. The resources and videos here are designed to provide the information you need to identify the best offerings for you and your family.

Take some time to review the information provided on this website. The videos provide a general overview of the benefits, while the documents go into more detail.

Medical, Dental & Vision Benefits

Medical, dental, and vision coverage provides you and your family the protection you need for everyday health.

Life & Disability Benefits

Basic life and disability insurance are available and provide financial protection in the event of unforeseen circumstances. 

Voluntary Benefits

You have the flexibility to select from a range of benefits to keep you and your family healthy and protected.

Qualifying Events

Employees must notify HR within 30 days of any of the following family status changes:

• Marriage/Divorce
• Birth/Adoption
• Death
• Loss of eligibility (e.g., dependent child turns 26, etc.)
  

Failure to notify HR promptly may void COBRA rights!

Employee Benefits Helpline

Please contact our employee benefits helpline for additional support:

Monday-Friday, 8am-5:30pm EST

empoweringabilities@assuredpartners.com

1-888-381-7269 option 2

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150

Medical Benefits

We are proud to offer you a choice of different medical plans. Coverage includes comprehensive medical care and prescription drug coverage. The plans also offer many resources and tools to help you maintain a healthy lifestyle.

Carrier: UMR 1-800-826-9781

Eligibility: Employees regularly scheduled to work 40+ hours per week

Waiting Period: First of the month following 60 days of Date of Hire

Medical Plan Premiums (Pre-tax)

Employee cost per month

Effective April 1, 2026

With Teladoc, you can access a full suite of primary and urgent care services.

Getting sick is bad enough without getting out of bed to see a doctor. With Teladoc, you and your family can connect face-to-face with a board-certified doctor 24 hours a day, seven days a week, 365 days a year. Get treatment for cold and flu, bronchitis and sinus infections, urinary tract infections, sore throats, allergies, fever, headache, pink eye, and skin conditions.

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150

Nomi Health

Empowering Abilities has added Nomi Health to your benefit offering. Nomi Health provides you access to thousands of medical services, located nationwide. These services include lab work, imaging, physical therapy, surgery, and more.

Contact a Cared Guide at 855-601-1900 or getcare@nomihealth.com.

Benefits of using Nomi Health:

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150

Dental & Vision Benefits

As part of the comprehensive health insurance coverage, we offer employees the option to select dental and vision coverage for themselves and their dependents.

Eligibility: Employees regularly scheduled to work 40+ hours per week

Waiting Period: First of the month following 60 days of Date of Hire

Dental

Taking care of your oral health is not a luxury but a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can significantly reduce your costs regarding restorative and emergency procedures.

Carrier: Delta Dental of Iowa

Customer Service: 1-800-544-0718

Dental Plan Premiums (Pre-tax)

Employee cost per month

Effective April 1, 2026

Vision Plan Premiums (Pre-tax)

Employee cost per month

Effective April 1, 2026

Vision

Healthy eyes and clear vision are important to your overall health and quality of life.

Carrier: UnitedHealthcare

Customer Service: 1-800-638-3120

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150

Life & Disability Insurance

While no one likes to think about it, planning for your family’s financial security in sickness, serious injury, or death is one of the greatest gifts you can give your loved ones.

Carrier: Equitable

Customer Service: 1-866-274-9887

Eligibility: Employees regularly scheduled to work 40+ hours per week

Waiting Period: First of the month following 60 days of Date of Hire

Life insurance helps protect your family’s finances by providing a cash benefit if you pass away. This ensures they’ll be financially supported and cover essentials, from bills to funeral costs. With life policies, you can get affordable life insurance protection for a set period.

Please refer to the benefit summaries below for benefit amount.

Life insurance helps protect your family’s finances by providing a cash benefit if you pass away. This ensures they’ll be financially supported and cover essentials, from bills to funeral costs. With life policies, you can get affordable life insurance protection for a set period.

Voluntary Term Life is available in $10,000 increments to a maximum of $300,000.

Spouse and Child Benefits are available.

Long Term Disability

LTD benefits are an additional benefit offered to you. The plan allows you to receive 60% of your pre-disability earnings.

Benefit Percentage: 60% of pre-disability earnings to a Maximum Gross Monthly Benefit of $5,000 per month

Elimination Period: 180 Days

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150

Critical Illness

Voluntary critical illness insurance provides a fixed, lump- sum benefit upon diagnosis of a critical illness, which can include heart attack, stroke, paralysis and more. These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare.

•Pays a lump sum upon diagnosis of a covered critical illness.
•You decide how to use the benefit funds - for medical and non-medical expenses.
•Multiple coverage options for your spouse and children.

See Plan Summary for cost information.

Accident Insurance

Short Term Disability Insurance

To ensure your income will continue if you are unable to work due to a disability, Empowering Abilities offers short-term disability (STD). Benefits are payable for a non-occupational injury or illness that keep you from performing the normal duties of your job. If a medical condition is job-related, it is considered Workers’ Compensation rather than STD.

Have Benefit Questions?

Alexis Dykstra, Vice President of Human Resources

Email: alexisdykstra@empoweringabilities.org

Phone: 563-391-4834 ext. 150