Milford Regional Benefits Showcase

Milford Regional Benefits

Milford Regional employees are dedicated to creating an environment of high-quality care. In return, we are committed to offering benefits that take care of our employees. Use the tabs at the top of this page to explore the comprehensive benefits offered to employees, including coverage options, rates, and more.

Employees are eligible for benefits if they are a part-time employee scheduled to work 24 or more hours per week or a full-time employee scheduled to work 32 or more hours per week. Benefits coverage is effective on the first day of the month following your date of hire or transfer to a benefits-eligible position.

Milford Regional Benefits Showcase

Medical Coverage

Milford Regional offers a choice of two medical plan options, both administered by Blue Cross Blue Shield of MA: Health Maintenance Organization (HMO) and the High Deductible Health Plan Plus Health Savings Account (HDHP plus HSA).

In-network preventive care is fully covered under both plan options. Both plans also offer significant savings for seeking care at our own high-quality Milford Regional providers.

2024

2025

Milford Regional Benefits Showcase

Dental Benefits

Employees have two options for dental coverage designed to make it easier to visit a dentist and minimize costs. The High plan covers dental services at a higher percentage, includes orthodontia, and covers up to four preventive cleanings a year. The Low plan provides a reduced level of dental coverage for a lower premium. Dental coverage is administered through MetLife.

Vision Benefits

Employees may elect vision coverage through Vision Service Plan (VSP). Coverage includes an annual eye exam and an allowance toward frames every 24 months or contact lenses every 12 months. Costs are lower when care is received within the VSP network, but out-of-network options may be available for some services.

Milford Regional Benefits Showcase

Flexible Spending Accounts (FSAs)

Employees can elect to contribute to a Health Care Flexible Spending Account (FSA) to pay for eligible health care expenses, and/or a Dependent Care FSA to pay for eligible dependent care expenses. Pre-tax dollars are set aside to reduce taxable income. According to IRS rules, employees must enroll in the FSAs each year if they wish to contribute. Any amounts left in FSAs at the end of the year are generally forfeited (other than up to $640 in the Health Care FSA that can rollover), so plan carefully.

Health Savings Accounts (HSAs)

A health savings account (HSA) can be used to pay qualified medical expenses today, tomorrow and throughout your retirement years. Like a Flexible Spending Account (FSA), it’s funded with pre-tax dollars—but it’s not a “use-it-or-lose-it” account. Your balance carries over each year, and can be invested once it reaches a certain threshold.

Milford Regional Benefits Showcase

Short-Term Disability Insurance

Milford Regional offers a Short-Term Disability (STD) plan through New York Life. The STD plan will provide income replacement of 60% of your weekly pay (based on hourly rate times scheduled hours, exclusive of shift differentials and overtime) up to a maximum of $3,000 per week for up to 13 weeks.

Long-Term Disability Insurance

For Long-Term Disability (LTD), Core LTD provides income replacement of 60% of your base monthly earnings, up to $2,500 per month. Core LTD coverage is paid for by Milford Regional and provided automatically through New York Life, with no enrollment required. You can elect additional LTD coverage that replaces 60% of your base monthly earnings up to $10,000 per month.

Life and AD&D Insurance

Milford Regional provides Group Term Life and AD&D Insurance through New York Life equal to your base salary, up to $250,000, at no cost to you. You may elect Supplemental Life Insurance coverage. If you elect coverage for yourself, you can also elect coverage for your spouse and/or dependent children.

Milford Regional Benefits Showcase

Well-Being Programs

Milford Regional offers several programs to support and enhance employee well-being at no cost.

Employee Assistance Program

Whether it's planning for your financial future or beginning to seek mental health resources, your Employee Assistance Program (EAP) is here to help. Available to you and your household members from Lucet (formerly New Directions), the EAP is your first step to resources, counseling and so much more to support your total wellbeing.

Hinge Health

Employees and their adult family members may be eligible for the no-cost Hinge Health program to help with back, knee, hip, neck, or shoulder pain. A health coach who will tailor exercise therapy and education to you, your schedule, and your pace. The program includes wearable sensors for live feedback in the app, unlimited 1-on-1 health coaching, and personalized exercise therapy.

Livongo

The Livongo digital platform comes with personal coaching from a certified diabetes educator—free to all qualifying members enrolled in the medical plan and eligible family members. Participants receive a connected meter with secure online account, support from Livongo coaches about diabetes, nutrition, or lifestyle, and free, unlimited blood glucose strips and lancets.

Milford Regional Benefits Showcase

Voluntary Benefits Programs

Voluntary benefits give employees the flexibility to purchase extra coverage, depending on their needs.

This additional coverage includes Critical Illness Insurance, Accident Insurance, a Legal Services Plan, Home and Auto Insurance, and Pet Insurance.

Milford Regional Benefits Showcase

Additional Benefits

Milford Regional offers the 403(b) Partnership Retirement Plan to help you save for your financial future. You are eligible to participate immediately on your hire date, and after one year of service, Milford Regional will provide a matching contribution of 100% of the first 3% you contribute.

Several additional employee benefits are offered, such as tuition reimbursement, adoption benefits, employee discounts, and more.