IN-NETWORKBENEFITS |
Blue Advantage EntrepreneurPPO PLAN |
BlueEdgeHSA PLAN |
Deductible |
Individual: $2,500Family: $7,500 |
Individual: $2,500
|
Coinsurance |
You pay 40%Plan pays 60% |
You pay 20%Plan pays 80% |
Out of Pocket Maximum |
$2,000 Single$6,000 Family |
$5,000 Single$10,000 Family |
Office Visit Copay |
$30 PCP$50 SpecialistUrgent care: 20% after deductible
|
PCP: Covered at 100%Specialist: Covered at 100%Urgent Care: Covered at 100% |
Preventive Office Copay |
Covered at 100% |
Covered at 100% |
Emergency Room Copay |
$150 copay |
Covered at 100% |
Prescription DrugCost Per Tier |
Tier 1: $15Tier 2: $30Tier 3: $50 |
Covered at 100%
|
KEYSTONE CONSULTING GROUP
ENROLL IN YOUR BENEFITS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal to understand your options, make confident choices, and enroll with ease. Ensure you and your family are covered for the year ahead.
HOW TO ENROLL
You can:
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Enroll or re-enroll
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Make changes to your benefits
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Add or remove dependents
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
QUALIFYING LIFE EVENTS (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
PREVENTIVE CARE
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
ADDITIONAL COVERAGE
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
APPROACHING RETIREMENT?
Understanding how Medicare works—and how it compares to your current coverage—can help you make informed decisions.
BENEFIT HIGHLIGHTS
Your health benefit elections remain in effect for the entire year (December 1—November 31). During each annual enrollment period, you will have the opportunity to review your benefit elections and make changes for the coming year.
BENEFITS ELIGIBILITY
Regular, full-time employees scheduled to work at least 30 hours per week are eligible for benefits. You must also be a citizen of the United States (U.S.) or a non-U.S. citizen who is a legal permanent resident of the U.S.
DOMESTIC PARTNERS
In order to add a Domestic Partner, a BCBS Domestic Partner Affidavit (linked here) must be completed and notarized when submitting member enrollments for a domestic partner.
Domestic Partner coverage can only be added at renewal or with an anniversary date change.
According to BCBS, a Domestic Partnership is defined as a long-term committed relationship of indefinite duration with a person that meets the following criteria:
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You and your Domestic Partner have lived together for at least six months;
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Neither you nor your Domestic Partner is married to anyone else nor has another domestic partner;
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Both you and your Domestic Partner are at least 18 years of age and mentally competent to consent to the contract;
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You and your Domestic Partner reside together and intend to do so indefinitely;
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You and your Domestic Partner have an exclusive mutual commitment similar to marriage; and
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You and your Domestic Partner are jointly responsible for each other's common welfare and share financial obligations (see Affidavit form for additional documents that may be requested).
UNLOCK BENEFITS CLARITY
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
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