IN-NETWORK BENEFITS |
PLAN A COPAY |
PLAN B HDHP |
|
Network |
Wellmark POS Network |
Wellmark POS Network |
|
Preventive Care* |
100% Covered In-Network |
100% Covered In-Network |
|
Office Visit Copay |
$10 Doctor On Demand $20 Designated PCP $25 PCP $40 Non-PCP $25 Urgent Care |
Deductible Applies |
|
Emergency Room |
20% Coinsurance |
Deductible Applies |
|
Prescription Drugs |
|
|
|
Rx Out-of-Pocket Maximum |
$2,000 Single / $4,000 Family |
Deductible Applies |
|
Rx Copay |
$10 Tier 1 $35 Tier 2 $55 Tier 3 $125 Specialty |
Deductible Applies |
|
Deductible |
$1,250 Single $2,500 Family |
$2,500 Single $5,000 Family |
|
Coinsurance |
You pay 20%, plan pays 80% |
You pay 0%, plan pays 100% |
|
Out-of-Pocket Maximum |
$2,500 Single $5,000 Family |
$2,500 Single $5,000 Family |
PRAIRIE CITY MONROE
COMMUNITY SCHOOL DISTRICT
ENROLL IN YOUR BENEFITS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal to understand your options, make confident choices, and enroll with ease. Ensure you and your family are covered for the year ahead.
HOW TO ENROLL
We partner with Employee Navigator to simplify the enrollment process! With Employee Navigator, you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
QUALIFYING LIFE EVENTS (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
PREVENTIVE CARE
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
ADDITIONAL COVERAGE
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
APPROACHING RETIREMENT?
Understanding how Medicare works—and how it compares to your current coverage—can help you make informed decisions.
UNLOCK BENEFITS CLARITY
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your district's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
WELCOME
WE'RE SO GLAD YOU'RE HERE!
WHAT YOU NEED TO KNOW
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
ELIGIBILITY
Most benefits are effective the first day of the month following the date of hire for full-time employees working a minimum of 30 hours per week.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
DEPENDENT ELIGIBILITY
Your eligible dependents include:
-
Your legal spouse;
-
Married or Unmarried dependents who are:
-
Your natural, adopted, legal guardianship and/or stepchildren from birth until the end of the month in which they reach the age of 26, regardless of whether they are eligible for another group health plan as an employee.
CHANGES
Changes to your benefits enrollment can only be made:
-
At the time of hire
-
During the annual enrollment period
-
July 1 effective date
-
-
Due to a Qualifying Life Event
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
RESOURCES
The Plan Documents & Notices page contains benefit summaries (SBC), summary plan descriptions (SPD), brochures, forms, and applicable applications.
Documents can also be found in Employee Navigator.
Company ID: PCMCSD
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
ENROLL
Log in to your Employee Navigator account to complete your enrollment.
Company ID: PCMCSD
We partner with Employee Navigator to simplify the enrollment process! With Employee Navigator you can:
- Enroll or re-enroll
- Make changes to your benefits
- Add or remove dependents
- Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL & Rx
2026 MEDICAL & PRESCRIPTION DRUG BENEFITS
Administered by Wellmark.
The medical insurance benefit that uses a network of providers, hospitals, and pharmacies to provide employees and their families access to quality healthcare and protection against the cost of illness or injury.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
* Preventive Care is defined by the Affordable Care Act (ACA). Visit Healthcare.gov/coverage/preventive-care-benefits to access a list of covered preventive services by gender and age.
MONTHLY RATES |
PLAN A COPAY |
PLAN B HDHP |
|
Employee |
$94.25 |
$0.00 |
|
Employee + Family |
$1,399.67 |
$1,164.05 |
For full plan details, please review the plan documents.
USE WHEN:
-
You don't have time to wait a week to see a doctor
-
You don't want to infect (or be infected by) another person
-
You need a lower-cost option.
GET TREATED FOR:
-
Cold and flu
-
Sore throats
-
Allergies
-
Fever
-
Bronchitis, sinus infections
-
Urinary tract infections
-
Pink eye
-
Skin condition
-
Headache
-
Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
4 WAYS TO SAVE ON PRESCRIPTION DRUG COSTS
Many are feeling the strain of rising healthcare costs. Learn how to alleviate the burden of prescription medication costs and prioritize your health!
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2026 DENTAL & VISION BENEFITS
Administered by DeltaDental and Avesis.
Dental care is an important part of your overall health. This plan provides you with no-cost, in-network preventive care, as well as coverage for basic care and major procedures.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
DENTAL PLAN
IN-NETWORK SERVICES |
PPO DENTIST |
NON-PPO DENTIST |
|
Network |
Delta Dental PPO |
Delta Dental Premier® |
|
Deductibles |
$15 Single $45 Family |
$25 Single $75 Family |
|
Annual Maximum |
$1,000 |
$1,000 |
|
Preventive Services Preventive & Diagnostic Care |
100% Covered |
100% Covered |
|
Basic Services |
||
|
Routine & Restorative Care |
10% after deductible |
20% after deductible |
|
Endodontic & Periodontal Services |
20% after deductible |
20% after deductible |
|
Major Services
|
50% after deductible |
50% after deductible |
|
Orthodontic (up to age 19) |
50% after deductible Up to $2,000 lifetime maximum |
50% after deductible Up to $2,000 lifetime maximum |
Refer to the plan certificate to determine if a procedure is considered Basic or Major.
MONTHLY RATES |
DENTAL PLAN |
|
Employee |
$0.00 |
|
Employee + Family |
$70.35 |
For full plan details, please review the plan documents.
VISION PLAN
IN-NETWORK SERVICES |
WHAT YOU PAY |
|
Exam 1 every 12 months |
$10 Copay |
|
Eyeglasses |
|
|
Frames* 1 every 24 months |
$130 allowance and 20% discount off the balance |
|
Lenses * ** 1 every 12 months
|
$15 Single Lined $15 Bi-focal Lined $15 Trifocal $15 Lenticular |
|
Contacts Please note: Contact lenses are in place of eyeglass lenses and frame. |
|
|
Elective Contacts * ** 1 every 12 months |
$130 allowance |
|
Medically Necessary Contacts * ** 1 every 12 months |
100% Covered |
*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.
**Plan allows only eyeglass lenses or contact lenses within the calendar year, not both.
MONTHLY RATES |
VISION PLAN |
|
Employee |
$12.23 |
|
Employee + Spouse |
$23.47 |
|
Employee + Child(ren) |
$25.58 |
|
Employee + Family |
$32.95 |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HSA & FSA
2026 HSA & FSA BENEFITS
Health Savings Account (HSA) administered by isolved.
Flexible Spending Accounts (FSA) administered by isolved.
HSAs and FSAs help you save pre-tax dollars for healthcare or dependent care. Eligibility in each plan will be based on enrollment.
To learn more about the differences, watch the video, "HSA vs. FSA."
Go deeper and learn the different kinds of accounts and how they differ in eligibility, ownership, and how money can be used. Download the flyer, "HSA vs. FSA vs. DCFSA."
For full plan details, please review the plan documents.
HEALTH SAVINGS ACCOUNT (HSA)
An HSA can help you lower your taxes, cover some expenses your plan doesn't, and even help save for retirement.
HSA OVERVIEW |
|
|
To be eligible you must:
*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
• Be covered under a High Deductible Health Plan (HDHP) • Not be claimed as a dependent on someone else's tax return • Not maintain a full-purpose Healthcare FSA • Not be enrolled in Medicare* • Not have received VA benefits within the past three months • Not have a spouse with an full-purpose FSA plan through their employer |
|
Maximum contributions |
Single: $4,400 Family: $8,750 Catch-up: $1,000 (those 55+) |
|
Pre-tax contributions? |
Yes |
|
Availability of funds |
Funds must accumulate before using |
|
Use it or lose it? |
No, unused funds roll over from year to year |
|
Can take it with you if you leave the company? |
Yes |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
|
More common examples |
|
|
Download the full list from the Internal Revenue Service |
|
|
Also, try: |
|
For full plan details, please review the plan documents.
FLEXIBLE SPENDING ACCOUNTS (FSA)
An FSA can help you use pretax money to pay for certain out-of-pocket health expenses or dependent care expenses.
FSA OVERVIEW |
|
|
How do Flexible Spending Accounts compare? |
Healthcare FSA: A full-purpose FSA that's best for predictable medical, dental, or vision expenses
Limited Purpose FSA: Can be used for dental and vision only
Dependent Care FSA: Covers child or dependent care needed, so you (and your spouse, if applicable) can work |
|
Eligibility rules |
If you are enrolled in a High Deductible Health Plan (HDHP), you can only enroll in a Limited Purpose Flexible Spending Account. |
|
Maximum contributions |
Healthcare and Limited Purpose: $3,400
Dependent Care: $7,500 |
|
Pre-tax contributions? |
Yes |
|
Availability of funds |
Healthcare and Limited Purpose: Available on day 1
Dependent Care: Funds must accumulate before using |
|
Use it or lose it? |
Yes |
|
Can you take it with you if you leave the company? |
No |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
|
Common examples |
|
|
Download information on Health Care and Limited FSAs from the Internal Revenue Service |
|
|
Download information on Child and Dependent Care Expenses from the Internal Revenue Service |
|
|
Also, try: |
|
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2026 LIFE & SUPPLEMENTAL BENEFITS
See Carrier information below.
We offer life, disability, supplemental insurance, and additional protection plans to help you plan ahead for your family's financial security.
For full plan details and rate information, please review the plan documents.
LIFE INSURANCE
Administered by Madison Life.
Life insurance provides your named beneficiary(ies) with a benefit in the event of your death. Accidental Death and Dismemberment (AD&D) insurance provides specified benefits to you in the event of a covered accidental bodily injury that directly causes death or dismemberment (i.e., the loss of a hand, foot, or eye). You may enhance your life benefits by purchasing additional insurance. The cost is based on your age and the coverage amount elected.
BASIC LIFE AND AD&D INSURANCE*DISTRICT-PAID |
Employees - Group 1 |
|
$30,000 |
Superintendent - Group 2 |
|
1.5x annual earnings plus $40,000 |
|
All amounts are rounded to the nearest multiple of $1,000, if not already an exact multiple thereof. MAXIMUM BENEFIT OF LIFE INSURANCE FOR YOU: $300,000 |
Administrators - Group 3 |
|
$40,000 |
Spouse Benefit** |
|
$10,000 |
Child Benefit** |
|
Birth to 14 days: $1,000 14 days to 6 months: $2,500 6 months to 19 or to 26 if a full-time student: $2,500 |
*100% of the cost of this benefit is covered by the employer.
** The amount of life insurance for a dependent will not be more than 100% of your amount of life insurance.
For full plan details and rate information, please review the plan documents.
DISABILITY INSURANCE
Administered by Madison Life.
Disability insurance provides you with benefits to replace part of your lost income when you become unable to work due to a covered injury or illness.
LONG-TERM DISABILITY*DISTRICT-PAID |
EmployeesGroup 1 |
SuperintendentGroup 2 |
AdministratorsGroup 3 |
Coverage amount |
60% of monthly income, up to $3,075 per month. |
60% of monthly income, up to $6,000 per month. |
60% of monthly income, up to $4,500 per month. |
Accident benefits begin |
Day 91 |
Day 91 |
Day 91 |
Illness benefits begin |
Day 91 |
Day 91 |
Day 91 |
Age at Disability |
Maximum Period of Payment |
Less than age 65 |
The later of 36 months or the date you attain Social Security Normal Retirement Age |
Age 65 through 67 |
24 months |
Age 68 through 69 |
18 months |
Age 70–71 |
15 months |
Age 72 and over |
12 months |
DESIGNATE YOUR BENEFICIARY(IES)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, log in to Employee Navigator to add or change your beneficiary(s).
SUPPLEMENTAL INSURANCE
Administered by Trustmark.
For full plan details and rate information, please review the plan documents.
PERMANENT LIFE INSURANCE
Administered by Trustmark.
PERM LIFE INSURANCE BENEFIT |
|
What is it? |
Offers you and your family long-term financial security with coverage that lasts a lifetime. |
What is covered? |
In addition to providing lifelong protection, this plan also includes living benefits, ensuring financial support in the event of a long-term care stay. |
Life Insurance |
|
Employee Guaranteed Issue up to $100,000; Spouse and Child(ren) Guaranteed Issue up to $15,000 |
|
Life Insurance Volume reduces to 33% when you turn 70 or your 10th certificate anniversary, whichever is later |
|
Life Term Care Benefits never reduce and remain the same for the life of the policy |
Life + Care |
|
Professional Caregiving Benefit 4% per month for licensed care (up to Life Insurance Volume); Family Caregiving Benefit 2% per month for non-licensed care |
|
90-day elimination benefit |
|
Benefit Trigger: 2 of 6 activities (Bathing, Toileting, Feeding, Dressing, Transferring, Continence) |
Provisions |
|
Guarantee Issue |
|
Rates based on employee age, spouse age, and tobacco status |
|
Terminal Illness benefit: Less than 24 months life expectancy, up to 50% of benefit payable; Portable at same rate if you change jobs or retire |
For full plan details and rate information, please review the plan documents.
ACCIDENT INSURANCE
Administered by Trustmark.
ACCIDENT INSURANCE BENEFIT |
|
What is it? |
When you have a covered accident, you can receive cash benefits to use however you see fit. |
What is covered? |
Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc. |
EXAMPLESNOT A COMPLETE LIST
|
AMOUNTS |
|
Urgent Care |
$150 |
|
Physical Therapy |
$50 (10) |
|
Follow Up |
$100 (6) |
|
Fractures |
Up to $10,000 |
|
Dislocations |
Up to $6,000 |
|
X-Ray |
$200 |
|
Lacerations |
Up to $800 |
|
Concussion |
$200 |
|
Hospital Admission |
$2,000 |
|
Hospital Confinement |
$400 (365 days) |
|
Emergency Medical and Travel Assistance |
Yes |
|
Health Screening Benefit |
$50 payable once per person per calendar year |
For full plan details and rate information, please review the plan documents.
CRITICAL ILLNESS INSURANCE
Administered by Trustmark.
CRITICAL ILLNESS BENEFIT |
|
What is it? |
This typically pays a lump-sum benefit directly to you at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed. |
What is covered? |
You can use the money for everyday expenses like mortgage payments, utility bills or childcare. |
|
Types of illnesses |
Invasive cancer; Heart attack; Stroke; Multiple Sclerosis; End Stage Renal Failure |
|
Benefit |
$10,000, $20,000, or $30,000 depending on your election |
|
Spouse |
50% of employee benefit |
|
Child |
25% of employee benefit |
|
Pre-existing limitation |
No |
|
Wellness benefit |
Yes - $50 per person per calendar year |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
RETIREMENT PLAN
2026 RETIREMENT BENEFITS
Administered by Retirement Investors' Club (RIC).
Whatever the future looks like for you, are you saving enough money today to make your retirement dreams come true? We are proud to offer you a 403(b) to help you plan for retirement.
For full plan details, please review the plan documents.
403(b) RETIREMENT PLAN
You can save for retirement by participating in PCM's 403(b) plan offered through the Iowa Retirement Investors' Club (RIC). The RIC 403(b) is a voluntary retirement savings benefit offered by participating employers of education-related institutions.
You may participate by making pre-tax or post-tax contributions. To contribute, you must open an account with one of the RIC investment providers and submit the 403(b) salary reduction form to the payroll office. Provider information is available on the RIC website.
CONTRIBUTION LIMITS |
|
For 2026, the IRS retirement contribution limits are:
|
|
You can change your contribution amount periodically, based on plan guidelines. |
RIC CONTACT |
|
Call: 866-460-4692 Option 1 |
|
Website: https://das.iowa.gov/ric |
Ready to make sense of Medicare?
Every situation is unique, and the right choice depends on yourspecific circumstances. Our Medicare specialists can support you in making informed decisions about your healthcare coverage.
To request a quote, please visit: khisolutions.com/tn
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
ANNUAL LEGAL NOTICES
TELEHEALTH DOCUMENTS
VISION DOCUMENTS
HEALTH SAVINGS ACCOUNT (HSA) DOCUMENTS
FLEXIBLE SPENDING ACCOUNT (FSA) DOCUMENTS
LONG-TERM DISABILITY (LTD) DOCUMENTS
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
SUPPLEMENTAL CARRIER
Trustmark
403(b) RETIREMENT CARRIER
Iowa Retirement Investors' Club (RIC)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
BENEFITS EDUCATION
BENEFITS EDUCATION VIDEOS
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL PLANS
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE INSURANCE
DISABILITY INSURANCE
SUPPLEMENTAL INSURANCE
EMPLOYEE ASSISTANCE & WELLNESS
FINANCIAL BENEFITS
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enroll in your benefits or change your existing enrollment - as easy as online shopping.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA or FSA?
Having correct First and Last names on hand is also helpful.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
