IN-NETWORK BENEFITS |
PPO PLAN |
HMO PLAN |
|
Network |
Wellmark Blue Network |
Wellmark Blue Network |
|
Preventive Care |
100% Covered In-Network |
100% Covered In-Network |
|
Annual Deductible |
$1,000 Single $2,000 Family |
$1,000 Single $2,000 Family |
|
Coinsurance |
You pay 10% Plan pays 90% |
You pay 10% Plan pays 90% |
|
Out-of-Pocket Maximum |
$2,000 Single $4,000 Family |
$2,000 Single$ 4,000 Family |
|
Office Visit Copay |
$30 PCP $50 Non-PCP $30 Urgent Care |
$30 PCP $50 Non-PCP $30 Urgent Care |
|
Preventive Care |
100% Covered In-Network |
100% Covered In-Network |
|
Emergency Room |
$250 copay |
$250 copay |
|
Prescription Drug Rx Deductible Cost Per Tier |
$100 Single $200 Family
Tier 1: $8 Tier 2: $35 Tier 3: $50 Specialty: $150 |
$100 Single $200 Family
Tier 1: $8 Tier 2: $35 Tier 3: $50 Specialty: $150 |
CAMANCHE CSD
ENROLL IN YOUR BENEFITS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal to understand your options, make confident choices, and enroll with ease. Ensure you and your family are covered for the year ahead.
HOW TO ENROLL
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
QUALIFYING LIFE EVENTS (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
PREVENTIVE CARE
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
ADDITIONAL COVERAGE
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
APPROACHING RETIREMENT?
Understanding how Medicare works—and how it compares to your current coverage—can help you make informed decisions.
UNLOCK BENEFITS CLARITY
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your district's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
WELCOME
WE'RE SO GLAD YOU'RE HERE!
WHAT YOU NEED TO KNOW
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
ELIGIBILITY
Most benefits are effective the first day of the month following the date of hire.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
DEPENDENT ELIGIBILITY
Your eligible dependents include:
-
Your legal spouse;
-
Married or Unmarried dependents who are:
-
Your natural, adopted, legal guardianship and/or stepchildren from birth until the end of the month in which they reach the age of 26, regardless of whether they are eligible for another group health plan as an employee.
CHANGES
Changes to your benefits enrollment can only be made:
-
At the time of hire
-
During the annual enrollment period
-
Wave 1: May 15th - June 5th
-
For Administrators & Year-Round Employees
-
-
Wave 2: July 15th - August 8th
-
For School Year Employees
-
-
-
Due to a Qualifying Life Event
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
RESOURCES
The Plan Documents & Notices page contains benefit summaries (SBC), summary plan descriptions (SPD), brochures, forms, and applicable applications.
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
We partner with Employee Navigator to simplify the enrollment process! You can:
- Enroll or re-enroll
- Make changes to your benefits
- Add or remove dependents
- Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2026 MEDICAL BENEFITS
Administered by Wellmark.
Camanche CSD is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
RATE PER MONTH |
PPO PLAN |
HMO PLAN |
|
Employee |
$92.48 |
Covered by CCSD |
|
Employee + Spouse |
$388.41 |
$194.21 |
|
Employee + Child(ren) |
$395.35 |
$197.67 |
|
Employee + Family |
$454.59 |
$233.24 |
For full plan details, please review the plan documents.
DOCTOR ON DEMAND
Visit a doctor virtually anywhere, anytime.
Get treated for:
- Cold and flu
- Sore throats
- Allergies
- Fever
- Bronchitis, sinus infections
- Urinary tract infections
- Pink eye
- Skin condition
- Headache
- Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
For full plan details, please review the plan documents.
4 WAYS TO SAVE ON PRESCRIPTION DRUG COSTS
Many are feeling the strain of rising healthcare costs. You can save on prescriptions by exploring generic drugs, discount programs, different pharmacies, and what is covered by your health plan.
Learn how to alleviate the burden of high medication costs and prioritize your health!
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2026 DENTAL & VISION BENEFITS
Administered by DeltaDental and DeltaVision.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans.
✨ If you have an FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
DENTAL PLAN
IN-NETWORK SERVICES |
PPO NETWORK |
PREMIER NETWORKNON-PARTICIPATING |
Preventive Services |
Covered at 100% |
Covered at 100% |
Deductibles |
$25 Individual $75 Family |
$25 Individual $50 Family |
Basic Services |
Covered at 80% |
Covered at 80% |
Major Services |
Covered at 80% |
Covered at 80% |
Annual Maximum |
$2,000 |
$2,000 |
COVERAGE LEVEL |
RATE PER MONTH |
|
Employee |
Covered by CCSD |
|
Employee + Family |
You pay $64.30
CCSD pays $35.42 |
For full plan details, please review the plan documents.
VISION PLAN
IN-NETWORK SERVICES |
IN-NETWORK & PREMIERMEMBER COST |
Eye Exam1 every 12 months |
$10 copay |
Contact Lenses * **1 every 12 months |
Please note: Contact lenses are in place of lenses and frames. • $40 for elective contact lens exam• $0 copay for medically necessary • $200 allowance and 15% off conventional lens |
Eyeglasses |
|
Frames*1 every 24 months |
$200 allowance And 20% off the amount over your allowance |
Lenses * **1 every 12 months |
Single vision-$10 Bi-focal-$10 Tri-focal-$10 Lenticular-$10 |
COVERAGE LEVEL |
RATE PER MONTH |
Employee |
$9.20 |
Employee + Spouse |
$17.50 |
Employee + Child(ren) |
$19.84 |
Employee + Family |
$26.18 |
*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.
**Plan allows only lenses or contacts within the calendar year not both.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
FLEXIBLE SPENDING ACCOUNTS
2026 FSA BENEFITS
Administered by Wex.
We offer Flexible Spending Accounts (FSA). Eligibility in each plan will be based on enrollment.
To learn more, watch the video, "Flexible Spending Account (FSA)."
Go deeper and learn the different kinds of accounts and how they differ in eligibility, ownership, and how money can be used. Download the flyer, "HSA vs. FSA vs. DCFSA."
For full plan details, please review the plan documents.
FLEXIBLE SPENDING ACCOUNTS (FSA)
An FSA can help you use pretax money to pay for certain out-of-pocket health expenses or dependent care expenses.
FSA OVERVIEW |
|
|
How do Flexible Spending Accounts compare? |
Healthcare FSA: A full-purpose FSA that's best for predictable medical, dental, or vision expenses
Limited Purpose FSA: Can be used for dental and vision only
Dependent Care FSA: Covers child or dependent care needed, so you (and your spouse, if applicable) can work |
|
Eligibility rules |
If you are enrolled in a High Deductible Health Plan (HDHP), you can only enroll in a Limited Purpose Flexible Spending Account. |
|
Maximum contributions |
Healthcare and Limited Purpose: $3,400
Dependent Care: $7,500 ($3,750, if filing Single) |
|
Pre-tax contributions? |
Yes |
|
Availability of funds |
Healthcare and Limited Purpose: Available on day 1
Dependent Care: Funds must accumulate before using |
|
Use it or lose it? |
Plan participants may utilize a grace period of up to 2 ½ months immediately following the end of the Plan Year to incur new eligible expenses against their prior year's balance, as well as file previous years' claims. |
|
Can you take it with you if you leave the company? |
No |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
|
Common examples |
|
|
Download information on Health Care and Limited FSAs from the Internal Revenue Service |
|
|
Download information on Child and Dependent Care Expenses from the Internal Revenue Service |
|
|
Also, try: |
|
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2026 LIFE & SUPPLEMENTAL BENEFITS
Administered by National Insurance Services, Assurity, and Prosperity Life.
We offer life, disability, and additional coverage plans to help you plan for your family's financial security.
For full plan details, please review the plan documents.
LIFE INSURANCE
LIFE AND AD&D BENEFIT* |
|
Life |
$50,000 |
Accidental Death & Dismemberment |
60% of wages |
* This benefit is covered 100% by Camanche CSD.
For full plan details, please review the plan documents.
DISABILITY INSURANCE
BENEFITS* |
LONG-TERMFT TEACHING STAFF |
LONG-TERMFT HOURLY STAFF |
Coverage amount |
60% of monthly income |
60% of monthly income |
Benefits begin after |
10 working days |
10 working days |
Maximum payment period |
Social Security Normal Retirement Age (SSNRA) |
Social Security Normal Retirement Age (SSNRA) |
Pre-existing conditions |
3 months / 12 months look back |
3 months / 12 months look back |
* This benefit is covered 100% by Camanche CSD.
DESIGNATE YOUR BENEFICIARY(S)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, add or change your beneficiary(s) via Employee Navigator.
SUPPLEMENTAL INSURANCE
As an employee of Camanche Community Schools, you are eligible for supplemental insurance. These are voluntary programs that are made available to you on a payroll deduction basis. Benefits are paid directly to you, so you decide what bills get taken care of first.
For full plan details, please review the plan documents.
ACCIDENT INSURANCE BENEFIT |
|
What is it? |
Even with a good health insurance plan, a trip to the doctor or hospital can be expensive. Many people find themselves paying more out of their own pocket each year. If you or someone in your family is hurt in an accident, the last thing you want to think about is how you are going to pay for medical care. Accident expense insurance provides peace of mind and offers additional funds to help cover your health insurance deductible and other related expenses. |
What is covered? |
Group Accident Expense insurance pays a benefit directly to you when you receive treatment from a physician for a covered accident. Key Features
|
For full plan details, please review the plan documents.
CRITICAL ILLNESS BENEFIT |
|
What is it? |
More people are surviving life-threatening illnesses than ever before. Unfortunately, the cost of critical illness care is high, and medical bills can follow survivors long after they’ve proven victorious in their fight. Critical illness insurance provides peace of mind and gives you additional cash to help pay your health insurance deductible and other out-of-pocket expenses. |
What is covered? |
Group Critical Illness insurance pays a lump-sum benefit directly to you if you are diagnosed with stroke, heart attack, or a number of other covered conditions. Key Features
|
For full plan details, please review the plan documents.
HOSPITAL INDEMNITY BENEFIT |
|
What is it? |
A hospital stay can be expensive, even with a good health insurance plan. If you or someone in your family gets sick or injured and needs to go to the hospital, the last thing you want to think about is how you are going to pay for medical care. Hospital indemnity insurance provides peace of mind and gives you additional cash to pay your health insurance deductible and other expenses resulting from a covered hospital stay. |
What is covered? |
Group Hospital Indemnity insurance pays a benefit directly to you, starting at admission, for each day of hospital confinement. Key Features
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
|
For full plan details, please review the plan documents.
SHORT-TERM DISABILITY BENEFIT |
|
What is it? |
An accident or injury may stop you from working, but it won’t stop your bills. If you’re unable to work, do you have enough money set aside to cover your expenses while you recover? Disability Income insurance helps replace income and maintain financial stability if you become disabled and are unable to work, providing a reliable stream of income and peace of mind. |
What is covered? |
Group Short-Term Disability Income insurance pays a weekly benefit directly to you if you are sick or injured and can’t work. Key Features
|
For full plan details, please review the plan documents.
TERM LIFE BENEFIT |
|
What is it? |
Term life insurance is designed as an inexpensive solution to short-term insurance needs. As the name implies, this coverage lasts for a specified period of time, often when a family is most vulnerable to losing income if something happens to the insured. |
What is covered? |
Key Features
|
Guaranteed Issue |
Guaranteed issue benefit maximum is
Benefit amounts above those limits are subject to underwriting. |
For full plan details, please review the plan documents.
CANCER INSURANCE BENEFIT |
|
What is it? |
Your health and financial peace of mind are important. You and your loved ones can rest a little easier knowing you have extra financial protection in place when a critical health event occurs. Benefits are paid directly to you, placing you in control at a time when you may feel that your options are limited. |
What is covered? |
This plan can help cover a variety of expenses, allowing you to focus on your recovery. You can use your benefits however you want, including direct or indirect costs associated with your illness, such as:
Note: Carefully read the policy before you purchase something to be sure the things that are covered meet your expectations. |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
RETIREMENT PLAN
2026 RETIREMENT BENEFITS
Administered by IPERS and RIC 403(b).
Whatever the future looks like for you, are you saving enough money today to make your retirement dreams come true?
For full plan details, please review the plan documents.
RETIREMENT PLAN
403(b) RETIREMENT PLAN |
|
Eligibility |
Iowa Retirement Investors’ Club (RIC) provides an easy way for you to save a portion of your current wages for future income needs. Social Security (SS) and IPERS provide irrevocable income in retirement; RIC is your flexible income safety net. RIC has no vesting requirements. Certain plan provisions are customized by your employer. |
Contributions |
403b Employee Contribution Account – Employee contributions to the 403b plan are through automatic salary reduction only. The total of all 403b contributions in a tax year must not exceed IRS declared annual maximum limits.
Tax Advantages - Tax benefits differ based on the tax treatment of payroll deductions and saver’s tax credit eligibility. Contact a tax professional if you have questions about how these tax benefits may affect your specific needs.
|
Program Summary |
The Iowa Retirement Investors’ Club (RIC) 403b Plan is your supplemental retirement savings benefit designed to help eligible employees* save a portion of current wages to supplement IPERS and Social Security income in retirement. There are no vesting requirements! Participants enjoy many benefits, such as:
|
How To Enroll |
Enrollment begins by choosing a RIC Provider.
RIC providers have everything you need to open your accounts, select investments, and begin salary reductions. Enrollment is generally year-round.
Choose a provider using the RIC At-A-Glance document. |
*Certain 403b plan options and eligibility requirements are established by your employer. See plan details at https://das.iowa.gov/RIC/403b/plan_details.
IPERS PLAN BENEFITS |
|
Summary |
The Iowa Retirement Investor's Club (RIC) 403b Retirement Plan is the district’s supplemental retirement savings benefit designed to help eligible employees save a portion of current wages to supplement IPERS and Social Security income in retirement. There are no vesting requirements! |
Benefits |
The plan through IPERS is a Defined Benefit Plan. Your benefits will grow with you throughout your working career.
When you retire, you receive the benefit you earned, regardless of the stock market's performance. |
Ready to make sense of Medicare?
Every situation is unique, and the right choice depends on yourspecific circumstances. Our Medicare specialists can support you in making informed decisions about your healthcare coverage.
To request a quote, please visit: khisolutions.com/tn
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE ASSISTANCE
2026 EMPLOYEE ASSISTANCE PROGRAM (EAP)
Administered by TELUS Health.
Camanche CSD is committed to the overall well-being of our employees and your covered dependents. Our Employee Assistance Program (EAP) includes 24/7 services.
For full plan details, please review the plan documents.
EMPLOYEE ASSISTANCE PROGRAM
Download the app!
Search “TELUS Health”,
then login using the user ID and password.
EMPLOYEE ASSISTANCE PROGRAM (EAP) |
|
Who is eligible? |
The EAP is available to:
You are not required to be enrolled in a medical plan. |
Is it confidential? |
YES. You have confidential access to experienced clinicians and professional staff. |
When can I access? |
24 hours per day |
What is covered? |
The EAP can help with challenges like:
|
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
ANNUAL LEGAL NOTICES
HUMAN RESOURCES
MEDICAL DOCUMENTS - PPO PLAN
MEDICAL DOCUMENTS - HMO PLAN
ADDITIONAL MEDICAL DOCUMENTS
DENTAL DOCUMENTS
FLEXIBLE SPENDING ACCOUNT (FSA) DOCUMENTS
LIFE INSURANCE DOCUMENTS
LONG-TERM DISABILITY DOCUMENTS
SHORT-TERM DISABILTY DOCUMENTS
SUPPLEMENTAL TERM LIFE DOCUMENTS
ACCIDENT INSURANCE DOCUMENTS
HOSPITAL INDEMNITY DOCUMENTS
CANCER INSURANCE DOCUMENTS
EMPLOYEE ASSISTANCE PROGRAM
RETIREMENT PLAN DOCUMENTS
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
SUPPLEMENTAL CARRIERS
Assurity
Wellness (Assurity)
Prosperity Life (Cancer)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
BENEFITS EDUCATION
BENEFITS EDUCATION VIDEOS
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL PLANS
DENTAL & VISION
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE INSURANCE
DISABILITY INSURANCE
SUPPLEMENTAL INSURANCE
EMPLOYEE ASSISTANCE & WELLNESS
FINANCIAL BENEFITS
ADDITIONAL COVERAGES
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enrolling in your benefits or changing your existing enrollment is as easy as online shopping.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your FSA?
Having correct First and Last names on hand is also helpful.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
