IN-NETWORKBENEFITS |
EnhancedBlue3000 POS |
CompleteBlue4000 POS |
CompleteBlue5000 POS |
|
Preventive Care* |
Covered at 100% |
Covered at 100% |
Covered at 100% |
|
Office Visit Copay |
$25 Designated PCP $40 Other PCP $60 Specialist $40 Urgent Care |
$35 Designated PCP $50 Other PCP $100 Specialist $50 Urgent Care |
$45 Designated PCP $60 Other PCP $100 Specialist $60 Urgent Care |
|
Emergency Room Copay |
$400 copay per visit |
$700 copay per visit |
$600 copay per visit |
|
Prescription Drugs |
|
|
|
|
Rx Copay |
$15 Tier 1 $40 Tier 2 $100 Tier 3 |
$30 Tier 1 $60 Tier 2 $150 Tier 3 |
$35 Tier 1 $70 Tier 2 $140 Tier 3 |
|
Specialty Rx Copay |
$160 Specialty Generic $200 Specialty Preferred $400 Specialty Non-Preferred |
$135 Specialty Generic $150 Specialty Preferred $500 Specialty Non-Preferred |
$170 Specialty Generic $200 Specialty Preferred $500 Specialty Non-Preferred |
|
Rx Out-of-Pocket Maximum |
$6,500 Single $13,000 Family |
$10,000 Single $20,000 Family |
$9,800 Single $19,600 Family |
|
|
|
|
|
|
Deductible |
$3,000 Single $6,000 Family |
$4,000 Single $8,000 Family |
$5,000 Single $10,000 Family |
|
Coinsurance† |
You pay 30% Plan pays 70% |
You pay 30% Plan pays 70% |
You pay 30% Plan pays 70% |
|
Out-of-Pocket Maximum |
$6,500 Single $13,000 Family |
$10,000 Single $20,000 Family |
$9,800 Single $19,600 Family |
KURRENT ELECTRIC
WELCOME TO YOUR BENEFITS INTRANET PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
Open Enrollment
October 30 - November 9, 2026
This is your opportunity to make changes to your current health benefit elections for the 2027 plan year.
Action is required for all employees. You must re-elect your benefits for 2027. If you do not, you will not be enrolled for the new plan year.
We partner with Employee Navigator to simplify enrollment. With Employee Navigator you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
BENEFIT HIGHLIGHTS
BENEFITS SPOTLIGHT
Delta Dental's improved Member Connection is live. You can print ID cards, find a provider, view benefits, track claims, and much more!
To learn more, download the flyer.
BENEFIT TIP
Did you know that a portion of your unused dental benefits carry over to the next calendar year? Create an account in the Delta Dental Member Login and find out how much in benefits you have available to use!
SIMPLE IRA
Set up an account to manage your funds. You will need your Policy or account number and personal phone to receive a passcode.
HEALTH INSURANCE
How to get a big discount on your copay:
- Create an account at Wellmark.com
- Enter your Primary Care Provider (PCP)
- Download the App
YOUR PHYSICAL
You often hear you should visit your doctor for your annual physical, but what does that mean?
SAFETY PROGRAM
We care about our employees and want you to be safe and secure. Please download the Safety Manual to learn more.
APPROACHING RETIREMENT?
Understanding how Medicare works—and how it compares to your current coverage—can help you make informed decisions.
UNLOCK BENEFITS CLARITY
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Welcome
New Hires
What You Need To Know
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
ELIGIBILITY
Most benefits are effective the first day of the month following 60 days of full-time employment.
The enrollment deadline is within 20 days of their start date/ equal to 3 weeks of business days and weekends.
DEPENDENT ELIGIBILITY
Your eligible dependents include:
-
Your legal spouse;
-
Married or Unmarried dependents who are:
-
Your natural, adopted, legal guardianship and/or stepchildren from birth until the end of the month in which they reach the age of 26, regardless of whether they are eligible for another group health plan as an employee.
CHANGES
Changes to your benefits enrollment can only be made:
-
At the time of hire
-
During the annual enrollment period (January 1 effective date)
-
Due to a Qualifying Life Event
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
RESOURCES
The Plan Documents & Notices page contains benefit summaries (SBC), summary plan descriptions (SPD), brochures, forms, and applicable applications.
Documents can also be found in Employee Navigator.
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
With Employee Navigator,
you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2027 MEDICAL BENEFITS
Administered by Wellmark BCBS.
Kurrent Electric is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. Our medical plan is designed to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
* Preventive Care is defined by the Affordable Care Act (ACA). Visit Healthcare.gov/coverage/preventive-care-benefits to access a list of covered preventive services by gender and age.
MEDICAL RATES BY AGE
2027 RATE PER PAY PERIOD (26)
Your Contribution to Medical Rates
|
|
EnhancedBlue 3000 POS |
CompleteBlue 4000 POS |
CompleteBlue 5000 POS |
Employee |
Employees pay 25% |
Employees pay 25% |
Employees pay 25% |
Employee + Spouse |
Employees pay 50% |
Employees pay 50% |
Employees pay 50% |
Employee + Child(ren) |
Employees pay 50% |
Employees pay 50% |
Employees pay 50% |
Employee + Family |
Employees pay 50% |
Employees pay 50% |
Employees pay 50% |
|
|
Enhanced Blue 3000Rate Per Pay Period (26)
|
Complete Blue 4000Rate Per Pay Period (26)
|
Complete Blue 5000Rate Per Pay Period (26)
|
|||
|
Age Range |
Employee |
Spouse/Child |
Employee |
Spouse/Child |
Employee |
Spouse/Child |
|
0-14 |
$37.85 |
$75.71 |
$33.43 |
$66.87 |
$32.57 |
$65.15 |
|
15 |
$41.22 |
$82.44 |
$36.41 |
$72.81 |
$35.47 |
$70.94 |
|
16 |
$42.51 |
$85.01 |
$37.54 |
$75.08 |
$36.58 |
$73.15 |
|
17 |
$43.79 |
$87.58 |
$38.68 |
$77.35 |
$37.68 |
$75.36 |
|
18 |
$45.18 |
$90.36 |
$39.90 |
$79.80 |
$38.88 |
$77.75 |
|
19 |
$46.56 |
$93.13 |
$41.12 |
$82.25 |
$40.07 |
$80.13 |
|
20 |
$48.00 |
$96.00 |
$42.39 |
$84.78 |
$41.30 |
$82.60 |
|
21 |
$49.48 |
$98.97 |
$43.70 |
$87.41 |
$42.58 |
$85.16 |
|
22 |
$49.48 |
$98.97 |
$43.70 |
$87.41 |
$42.58 |
$85.16 |
|
23 |
$49.48 |
$98.97 |
$43.70 |
$87.41 |
$42.58 |
$85.16 |
|
24 |
$49.48 |
$98.97 |
$43.70 |
$87.41 |
$42.58 |
$85.16 |
|
25 |
$49.68 |
$99.36 |
$43.88 |
$87.75 |
$42.75 |
$85.50 |
|
26 |
$50.67 |
$101.34 |
$44.75 |
$89.50 |
$43.60 |
$87.20 |
|
27 |
$51.86 |
$103.71 |
$45.80 |
$91.60 |
$44.62 |
$89.25 |
|
28 |
$53.79 |
$107.58 |
$47.51 |
$95.01 |
$46.28 |
$92.57 |
|
29 |
$55.37 |
$110.74 |
$48.90 |
$97.81 |
$47.65 |
$95.29 |
|
30 |
$56.16 |
$112.32 |
$49.60 |
$99.21 |
$48.33 |
$96.66 |
|
31 |
$57.35 |
$114.70 |
$50.65 |
$101.30 |
$49.35 |
$98.70 |
|
32 |
$58.54 |
$117.08 |
$51.70 |
$103.40 |
$50.37 |
$100.74 |
|
33 |
$59.28 |
$118.56 |
$52.36 |
$104.71 |
$51.01 |
$102.02 |
|
34 |
$60.07 |
$120.14 |
$53.06 |
$106.11 |
$51.69 |
$103.38 |
|
35 |
$60.47 |
$120.93 |
$53.40 |
$106.81 |
$52.03 |
$104.07 |
|
36 |
$60.86 |
$121.73 |
$53.75 |
$107.51 |
$52.37 |
$104.75 |
|
37 |
$61.26 |
$122.52 |
$54.10 |
$108.21 |
$52.71 |
$105.43 |
|
38 |
$61.66 |
$123.31 |
$54.45 |
$108.91 |
$53.05 |
$106.11 |
|
39 |
$62.45 |
$124.89 |
$55.15 |
$110.31 |
$53.74 |
$107.47 |
|
40 |
$63.24 |
$126.48 |
$55.85 |
$111.70 |
$54.42 |
$108.83 |
|
41 |
$64.43 |
$128.85 |
$56.90 |
$113.80 |
$55.44 |
$110.88 |
|
42 |
$65.57 |
$131.13 |
$57.91 |
$115.81 |
$56.42 |
$112.83 |
|
43 |
$67.15 |
$134.30 |
$59.31 |
$118.61 |
$57.78 |
$115.56 |
|
44 |
$69.13 |
$138.25 |
$61.05 |
$122.11 |
$59.48 |
$118.97 |
|
45 |
$71.45 |
$142.91 |
$63.11 |
$126.21 |
$61.49 |
$122.97 |
|
46 |
$74.22 |
$148.45 |
$65.55 |
$131.11 |
$63.87 |
$127.74 |
|
47 |
$77.34 |
$154.68 |
$68.31 |
$136.62 |
$66.55 |
$133.10 |
|
48 |
$80.90 |
$161.81 |
$71.45 |
$142.91 |
$69.62 |
$139.23 |
|
49 |
$84.42 |
$168.84 |
$74.56 |
$149.11 |
$72.64 |
$145.28 |
|
50 |
$88.38 |
$176.75 |
$78.05 |
$156.11 |
$76.05 |
$152.09 |
|
51 |
$92.29 |
$184.57 |
$81.51 |
$163.01 |
$79.41 |
$158.82 |
|
52 |
$96.59 |
$193.18 |
$85.31 |
$170.62 |
$83.12 |
$166.23 |
|
53 |
$100.94 |
$201.89 |
$89.15 |
$178.31 |
$86.86 |
$173.73 |
|
54 |
$105.65 |
$211.29 |
$93.31 |
$186.61 |
$90.91 |
$181.81 |
|
55 |
$110.35 |
$220.69 |
$97.46 |
$194.91 |
$94.95 |
$189.90 |
|
56 |
$115.44 |
$230.89 |
$101.96 |
$203.92 |
$99.34 |
$198.68 |
|
57 |
$120.59 |
$241.18 |
$106.50 |
$213.01 |
$103.77 |
$207.53 |
|
58 |
$126.08 |
$252.16 |
$111.36 |
$222.71 |
$108.49 |
$216.99 |
|
59 |
$128.80 |
$257.61 |
$113.76 |
$227.52 |
$110.84 |
$221.67 |
|
60 |
$134.30 |
$268.59 |
$118.61 |
$237.22 |
$115.56 |
$231.12 |
|
61 |
$139.05 |
$278.09 |
$122.81 |
$245.61 |
$119.65 |
$239.30 |
|
62 |
$142.16 |
$284.33 |
$125.56 |
$251.12 |
$122.33 |
$244.66 |
|
63 |
$146.07 |
$292.15 |
$129.01 |
$258.02 |
$125.69 |
$251.39 |
|
64 |
$148.45 |
$296.90 |
$131.11 |
$262.22 |
$127.74 |
$255.48 |
|
65+ |
$148.45 |
$296.90 |
$131.11 |
$262.22 |
$127.74 |
$255.48 |
For full plan details, please review the plan documents.
USE WHEN:
-
You don't have time to wait a week to see a doctor
-
You don't want to infect (or be infected by) another person
-
You need a lower-cost option.
GET TREATED FOR:
- Cold and flu
- Sore throats
- Allergies
- Fever
- Bronchitis, sinus infections
- Urinary tract infections
- Pink eye
- Skin condition
- Headache
- Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
4 Ways to SAVE on Prescription Drug Costs
Many are feeling the strain of rising healthcare costs. Learn how to alleviate the burden of prescription medication costs and prioritize your health!
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL
& VISION
2027 DENTAL & VISION BENEFITS
Administered by Delta Dental of Iowa.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
DENTAL INSURANCE
IN-NETWORK SERVICES |
DELTA DENTAL PREMIER DENTIST |
Annual Maximum |
$2,000 |
Deductibles |
$25 per person per calendar year |
Preventive Services |
Covered at 100% |
Basic Services |
Covered at 80% |
Major Services |
Covered at 50% |
OrthodonticDependent children covered up to age 19
|
Covered at 50% to a lifetime maximum of $2,500 |
DENTAL RATE PER PAY PERIOD (26) |
|
Employee - Age 0-20 |
$10.61 |
Employee - Age 21+ |
$8.66 |
Kurrent Electric |
50% of Dental Premium Rates |
For full plan details, please review the plan documents.
VISION INSURANCE
IN-NETWORK SERVICES |
VISION BENEFIT |
Eye Exam1 every 12 months
|
$10 copay |
Eyeglass Frames*1 every 24 months
|
Plan provides $130 allowance, then 20% off the balance over $130 |
Eyeglass Lenses * **1 every 12 months
|
Single Vision-$10 Bifocal-$10 Trifocal-$10 Lenticular-$10 |
Contact Lenses * **1 every 12 months
|
Conventional: Member pays 85% of balance over $130
Medically Necessary: Plan pays 100% after $0 copay |
*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.
**Plan allows only eyeglass lenses or contact lenses within the calendar year, not both.
VISION RATE PER PAY PERIOD (26) |
|
Employee Only |
$3.30 |
Employee + Spouse |
$6.27 |
Employee + Child(ren) |
$7.07 |
Employee + Family |
$9.35 |
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
SIMPLE IRA PLAN
2027 RETIREMENT PLAN
Administered by Northwest Mutual.
Whatever the future looks like for you—are you saving enough money today to make your retirement dreams come true?
For full plan details, please review the plan documents.
SIMPLE IRA PLAN |
|
Eligibility |
To participate in the Simple IRA plan and employer match, employees must have been employed with Kurrent Electric for one year. |
Company Match |
Kurrent Electric will match up to 3% if the employee contributes 3%.
If an employee contributes 1%, the employer will match.
The company match stops at 3%. |
Can I track my account online? |
Yes, at freedomwealthadvisors.nm.com |
RETIREMENT PLAN CONTACT INFORMATION
PORTFOLIO MANAGEMENT: AMERICAN FUNDS
Reach out when you:
-
Have questions about your Retirement account
-
Should begin contributing
Northwest Mutual:
1606 Golden Aspen Dr.
Ste 106
Ames, IA 50010
Ready to make sense of Medicare?
Every situation is unique, and the right choice depends on yourspecific circumstances. Our Medicare specialists can support you in making informed decisions about your healthcare coverage.
To request a quote, please visit: khisolutions.com/tn
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
SUPPLEMENTAL COVERAGES
2027 SUPPLEMENTAL COVERAGES
Administered by Advantage Group.
We offer additional coverage plans to help you plan for your family's financial security.
For full plan details, please review the plan documents.
ADVANTAGE GROUP SUPPLEMENTAL
TERM LIFE INSURANCE BENEFIT |
|
What is it? |
Purchasing life insurance is all about protecting the things that are most important to you. It's about showing you care by protecting your loved ones and fulfilling your financial obligations even after you're gone. With life insurance coverage, if the unexpected were to happen to you, your loved ones' goals for the future could still be realized. |
What is covered? |
Illinois Mutual's worksite term life insurance can help you be prepared for the unexpected. Our term life insurance provides a death benefit that can help your beneficiaries cover expenses such as final costs, mortgage payments, utilities, outstanding debts, and everyday living expenses to maintain your family's lifestyle. |
SHORT-TERM DISABILITY BENEFIT |
|
What is it? |
If you become Totally Disabled and unable to work, how long could you survive financially without an income? Do you have substantial savings, investments, or home equity? Maybe. But for those who don't, short-term disability insurance can help you survive financially during the initial weeks of a disability. |
What does it cover? |
This coverage helps protect your ability to earn a living. Suppose you become Totally Disabled from a non-occupational injury or illness and are unable to work. You'll receive benefits (based on the policy selected by your employer) from Illinois Mutual, which can help you continue paying living expenses such as rent, mortgage, car payment, food, insurance, utilities, medical expenses, and more. It can offer you peace of mind in the event of an unexpected disability. |
ACCIDENT INSURANCE BENEFIT |
|
What is it? |
When you have a covered accident, you can receive cash benefits to use however you see fit. |
What is covered? |
Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc. |
CRITICAL ILLNESS BENEFIT |
|
What is it? |
This typically pays a lump-sum benefit directly to you at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed. |
What is covered? |
You can use the money for everyday expenses like mortgage payments, utility bills or childcare. |
HOSPITAL INDEMNITY BENEFIT |
|
What is it? |
Similar to Accident and Critical Illness Plans, Hospital Indemnity provides a lump-sum benefit to use for expenses related to a hospital stay. |
What is covered? |
Expenses covered include: hospital admission, hospital confinement, lodging, transportation and more. |
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
INJURIES
AT WORK
2027 SAFETY PROGRAM
Kurrent Electric believes in a safety framework based on personal care and common sense.
WIN SAFETY BUCKS!
You can win each month you navigate through your workday without injuries!
JOURNEYMAN
$25 per month
APPRENTICE
$15 per month
STEP 1
Fill Out an Incident Report
-
Download the fillable INCIDENT REPORT form
-
Or pick up a report form in the office
STEP 2
Call the Nurse Hotline With Your Supervisor
Phone number:
NOTE: Supervisors have to set up the appointment.
For life-threatening injuries call 911.
STEP 3
Submit Paperwork
As soon as possible, submit the following paperwork to your supervisor:
- Completed INCIDENT REPORT form
- Any paperwork received from a physician
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
HR & ENROLLMENT FORMS
ANNUAL LEGAL NOTICES
Notice: The following is being furnished to you electronically. It describes the terms and benefits provided to you under the Kurrent Electric Inc. Employee Welfare Benefit Plan.
Paper Copy: You have a right to request and obtain a paper version of the at no charge. You can print a copy from your computer or you may contact HR at ashley@kurrentelectric.net or (515) 292-1155 to request a copy and one will be provided to you.
Thank you and please reach out if you have any questions.
MEDICAL DOCUMENTS - EnhancedBlue 3000 POS
MEDICAL DOCUMENTS - CompleteBlue 4000 POS
MEDICAL DOCUMENTS - CompleteBlue 5000 POS
DENTAL DOCUMENTS
SIMPLE IRA DOCUMENTS
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
VISION CARRIER
DELTA VISION
PH: 877-423-3582
NETWORK: EyeMed Vision Care Access
SUPPLEMENTAL COVERAGES
ADVANTAGE GROUP
Audrey Reynolds
WEB: advantagegroupga.com
PH: 715-241-5372 ext. 100
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Benefits Clarity
Benefits Education Video Library
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enroll in your benefits or change your existing enrollment - as easy as online shopping.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
