2027 Open Enrollment
Information Coming Soon
Welcome
Benefits are more valuable than ever and are a significant part of your total compensation package. The resources and videos here are designed to provide you the information you need so you can identify which offerings are the best for you and your family.
Open Enrollment
We know how important benefits are for you and your family. That is why Streamland Media is committed to offering excellent, well-rounded options that protect your physical, mental, and financial health. Our programs are designed to provide you peace of mind and protect you and your loved ones.
Choosing your benefits takes careful thought and planning. Use this benefits showcase to learn about the benefits available to you and your family.
Benefit changes made during open enrollment will become effective January 1. As a new hire, your benefits will become effective on the 1st of the month following 30 days of full-time employment.
New and Noteworthy
- The Cigna OAP $1,500 PPO will be eliminated. Employees currently enrolled in this plan will need to select another medical plan during open enrollment.
- There will be design changes to the OAP $750 PPO and the $OAP HDHP plan.
- Fertility coverage will be included in all Cigna and Kaiser medical plans in accordance with California law.
- Increased annual contribution limits for your HSA and FSA accounts.
- Explore discounted gym passes and workout classes with Cigna and Kaiser if you are enrolled in a Streamland Media medical plan (more details on the Wellness page).
- If you are enrolled in a Kaiser medical plan, you have access to Calm and Headspace emotional wellness support at no additional cost to you (more details on the Wellness page).
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Medical Plans
Streamland Media is committed to offering a variety of medical benefits that provide generous coverage for both employees and their covered dependents. We are offering two medical plans, administerd though Cigna and Kaiser, to fit your budget and needs.
Kaiser HMO Plan
An HMO usually offers lower monthly premiums than other types of insurance plans. They also tend to have lower copays and coinsurance, which helps make them more affordable.
With this plan you are required to choose a Primary Care Provider (PCP) and stay within a network of providers, urgent cares, and hospitals to receive coverage under the plan. You must receive referrals from your PCP before you visit a specialist or are admitted to a hospital, except in a qualifying emergency. There is also no out-of-network coverage under an HMO.
Enrolling in an HMO can be a great option to help minimize your healthcare costs so long as you stay within the network.
Open Access Plus (OAP) Network
OAP plans provide more flexibility when picking a doctor or hospital. These plans offer deductibles and require copays when receiving treatment. If you are enrolled in the OAP plan you can choose to contribute to a tax-advantaged health care flexible spending account to help pay for health care expenses not covered by your plan.
With the OAP medical plan, you have the choice of two benefit tiers: Plan providers (in-network) and non-plan providers (out-of-network). The OAP option offers a larger network of providers and specialists to choose from.
Unlike an HMO, you do not need to designate a Primary Care Provider (PCP) and you do not need to obtain a referral to see a specialist.
See plan details below for more information.
OAP HDHP
The High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) offers lower monthly premiums and higher deductibles, providing a cost-effective option for managing your healthcare expenses.
Enrollees can contribute to an HSA, which is a tax-advantaged account used to pay for qualified medical expenses, with unused funds rolling over year to year. Many preventive services are covered at no cost before meeting the deductible. The plan also offers the flexibility to choose any doctor or hospital, with potential savings for in-network services.
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Dental & Vision
As part of the comprehensive health insurance coverage, Streamland Media offers employees the option to select dental and vision coverage for themselves and their dependents.
Dental Insurance
Maintaining good oral hygiene is paramount to your overall health and wellness. That is why Streamland Media has partnered with Cigna, one of the largest carriers, to provide our employees and their families with excellent dental coverage.
Regular dental care is an important part of caring for your overall health, and keeping your teeth fit may protect you from major expenses in the future. Use dental coverage through Cigna to help pay for the cost of routine checkups and just about any other type of dental work you might need, such as crowns or root canals.
If you have an HSA or an FSA, you can use these funds to cover eligible dental costs like your deductible or copay.
Streamland Media offers two dental plans, a PPO and an HMO. The PPO allows you to visit in and out-of-network dentists and has an individual deductible of $50. The HMO provides coverage for in-network dentists only and does not require a deductible. Both plans cover preventive care at 100%.
Vision Insurance
Regular eye examinations can not only determine your need for corrective eyewear, but also may detect general health problems in their earliest stages. It can help identify early signs of diseases that impact your whole body such as high blood pressure, diabetes and high cholesteral.
Whether you have perfect vision or require some type of corrective lenses, preventive eye care is an important part of your overall health. VSP can help you offset the expensive costs of exams, frames, contact lenses, corrective surgery, and more.
If you have an HSA or an FSA, you can use these funds to cover eligible vision-related costs like your deductible, glasses or contact lenses.
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Spending Accounts
Streamland Media is providing both an HSA and FSA to help employees budget and save for qualified medical expenses incurred over the course of the plan year.
Flexible Saving Account
A Flexible Spending Account (FSA) is a plan that allows you to budget and save up to $3,400 of pre-tax dollars through payroll deductions to pay for qualified expenses (as defined by the IRS) incurred for the plan year. Streamland Media partners with HealthEquity for FSAs and HSAs.
Dollars invested in an FSA are tax-free and the entire amount is available on the first day of the plan year. However, any money not used by end of the plan year is forfeited.
An FSA covers eligible out-of-pocket health care expenses such as medical copays, coinsurance, prescription drugs, dental and vision costs. It's available to you and any eligible dependents including spouse, children and any other person who is a qualified IRS dependent.
Dependent Care FSA
A Dependent Care Flexible Spending Account (DCFSA) is a pre-tax benefit account that allows you to set aside money to pay for eligible dependent care expenses. These expenses can include childcare, adult daycare, preschool, summer day camp, and before or after school programs. The purpose of a DCFSA is to help you and your spouse work, look for work, or attend school full-time while still being able to care for your dependents.
The limit is $7,500 for single filers and couples filing jointly, and $3,750 for married couples filing separately. Any contributions that exceed the limit are treated as taxable income. You can't change your contribution amount for the year unless you experience a qualifying event, such as a change in your marital status, employment status, or the number of dependents you have.
Limited Purpose FSA
The Limited Purpose FSA works the exact same way as the healthcare FSA except it can only be used for eligible Dental and Vision expenses. It allows you to set aside pre-tax dollars to pay for eligible Dental and Vision expenses not covered by your dental and vision plans. You decide how much money you want to place in your Limited Purpose FSA based on your estimated dental and vision expenses for the coming plan year.
This amount will be deducted on a pre-tax basis each pay period and contributed to your Limited FSA Account. It is important to note a FSA is use-it or lose-it, so plan carefully when trying to decide if and how much you'd like to contribute.
Health Savings Account
A Health Savings Account (HSA) is a tax-free account that you can use to pay for current and future medical expenses.
If you're enrolled in a consumer-driven High Deductible Health Plan (HDHP with HSA), you're eligible to contribute on a pre-tax basis to an HSA. You can use these funds to cover medical, dental and vision expenses.
Money you don't spend rolls over from year to year. So, if you change jobs, switch to another medical plan or even retire, your HSA and the money in it is still yours to keep. You can choose to save it for eligible healthcare expenses tax-free in retirement.
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Wellness
Our program supports and gives you the tools you need to thrive in all areas of your life.
Our resources provide elements of wellness from mental health to financial wellness to fitness & nutrition and so much more.
Connect to Wellness at Streamland Media
At Streamland Media, we believe true success starts with well-being. When our people feel supported, fulfilled, and empowered, they do their best work—and that’s good for everyone. Our wellness approach is built around five core pillars, designed to support the whole person, both at work and beyond. Together, these pillars reflect our commitment to helping you thrive in your health, your relationships, your career, and your future.
From feeling energized and resilient to building meaningful connections, financial confidence, and purpose in your work, our wellness programs are here to support you every step of the way. Because at Streamland, your well-being isn’t an extra—it’s essential.
Physical - Feeling good and energized every day.
Physical well-being focuses on building healthy habits that support your energy, strength, and overall health. Through education, resources, and encouragement, we aim to help you feel your best so you can stay engaged and productive both at work and at home.
Social - Your connection with others within your community.
Strong connections matter. Social well-being is about fostering a sense of belonging and building meaningful relationships within our teams and the broader community.
- Building Meaningful Connections
- Encouraging positive relationships and collaboration across teams to foster a sense of belonging.
- Healthy Communication
- Supporting respectful dialogue, teamwork, and trust in our day‑to‑day interactions.Inclusive & Supportive Culture
- Promoting respect, inclusion, and open communication so everyone feels valued and heard.
Emotional - Being resilient and mentally strong to face life's adversities.
Emotional well-being is essential for navigating life’s ups and downs. We are committed to supporting mental resilience, stress management, and emotional balance. By fostering awareness and providing meaningful resources, we help create an environment where you can manage challenges, maintain focus, and feel supported.
Financial - Supporting your financial health for you and your family's future.
Financial confidence plays a key role in overall well-being. Our focus on financial well-being includes providing access to tools, resources, and guidance that help you manage your finances, plan ahead, and feel secure about your future. Supporting financial health helps reduce stress and creates peace of mind for you and your family.
Emotional Wellbeing Resources
Uprise EAP is available to all employees
- Online modules and coaching — learn, develop, and practice new skills to improve mental fitness; includes a well-being check, online modules selected specifically for you, and up to 3 coaching sessions
- Face-to-face and virtual counseling — up to 3 visits per employee/household member per issue, per year
- Bereavement — support available through telephonic or face-to-face sessions; online resources available on EAP website
- EAP website resources — includes webinars, podcasts, articles, videos, FAQs, etc.; additionally, individuals can chat online with an EAP consultant
Connect to a counselor for complimentary support services:
Phone: 1-800-386-7055 Available 24 hours, 7 days a week
Web: worklife.uprisehealth.com (Access code: worklife)
Cigna Healthcare Wellness Resources
Cigna offers employees with health engagement opportunities to improve your total well-being and mind-body connection through their coaching, support, and resources.
Whether you’re motivated by reducing stress, having more energy or getting more involved in your community, you can customize your goals and find the best path to get there. It’s all included with your Cigna Healthcare plan — at no extra charge to you.
Kaiser Permanent Wellness Resources
Leading a healthy lifestyle can play a critical role in preventing a variety of illnesses and chronic conditions.
As part of this initiative, we’re sharing regular tips and guidance from Kaiser Permanente on staying active and eating well. Building sustainable habits can be challenging, particularly with busy work schedules, families, and personal commitments. But investing in yourself and adopting a healthier routine is vital for engaging at your best.
ADP LifeMart Discounts
ADP's LifeMart program offers a variety of discounts on meal kits, childcare, home, auto, gym membership and much more.
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Voluntary Benefits
While no one likes to think about it, planning for your family’s financial security in the event of sickness, serious injury, or death is one of the greatest gifts you can give your loved ones.
Accident Insurance
The Cigna Voluntary Accident Plan can pay for expenses resulting from a covered accident or accidental dealth and dismemberment not covered by your medical plan.
This benefit can complement your medical and disability insurance to help you pay for unexpected or common costs such as your medical deductible, coinsurance, emergency room visits, physician office visits and hospital charges. This coverage is available to purchase for yourself and dependents.
Accident insurance is an extra layer of protection and an affordable way to supplement the additional expenses associated with your injuries, treatments and services.
Critical Illness Insurance
While major medical insurance may pay for a good portion of the costs associated with an illness, there are lots of expenses that are just not covered — from deductibles and copays to living expenses. With a critical illness policy, you can rest assured you will be protected from extreme financial burdens in the event of severe illness or injury.
The voluntary critical illness coverage is designed to help offset the financial effects of a catastrophic illness with a lump sum benefit if you are diagnosed with a qualified serious illness.
Critical illness insurance coverage can help pay for expenses such as rent, mortgage or other daily living expenses, as well as health-related expenses not covered by major medical insurance.
Hospital Indemnity
A Hospital Indemnity plan can help soften the financial and emotional impact surrounding a hospitalization for your or a covered family member. Money can help offset medical plan expenses (e.g. deductibles, coinsurance), medical equipment, daily living expenses or caregiving assistance.
Identity Protection
IDShield provides consultation and guidance on ways you can protect your privacy and personal identifiable information across the internet and your smart devices. Streamland Media’s IDTheft plan includes unlimited consultations, monthly credit score tracking with Experian, social media and financial account monitoring, and a $3 million identity fraud protection plan.
You are your dependents are eligible to enroll in LegalSield ID Theft protection for 2026.
Commuter Benefits
Did you know you could reduce your work-related commuting and parking expenses by enrolling in Commuter Benefits?
Streamland Media's commuter benefits accounts allow employees residing in NY, NJ, or WA to use pre-tax dollars to pay for eligible work-related transit and parking expenses. This account is separate from a healthcare flexible spending account, or FSA, that assists with eligible healthcare expenses, though they are sometimes referred to as Commuter or Transit FSAs. Your contribution minimum for 2026 is $25 per paycheck, or $54.17 per month. The IRS contribution limit for 2026 is $340 per month.
Other than the amount you choose to contribute, there’s no cost to maintain a commuter benefits account.The IRS limits tend to change annually so be sure to look up the current monthly contribution limits on www.irs.gov.
IMPORTANT: To enroll, dual enrollment is required by Health Equity and with ADP Employee Self-Service.
Pet Insurance
Streamland Media offers two pet insurance plans through Nationwide, My Pet Protection and My Pet Protection with Wellness500. My Pet Protection is a medical plan that offers an annual benefit of $7,500 for eligible veterinary bills related to accidents, injuries and illnesses, including emergency clinics and specialists. My Pet Protection with Wellness500 offers the same protection as our medical plan but includes coverage for preventive care. With this plan, up to $500 of the annual $7,500 benefit can be used for wellness, including checkups, flea and heartworm preventives, vaccinations, spay and neuter and more. Both plans are guaranteed issuance, have a $250 annual deductible and include medical coverage with the choice of 50% or 70% reimbursement levels.
Legal Plan
With Metlife's Legal Plan, you, your spouse and dependents receive legal assistance for personal legal matters. There are no waiting periods, deductibles, or claim forms when using a network attorney for a covered matter.
Covered matters include money matters, home & real estate, estate planning, family & personal matters, civil lawsuits, elder-care issues, and traffic violations.
Auto and Home Insurance
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Retirement
Streamland Media recognizes how important it is to invest in your future, which is why we offer a 401(k) retirement plan.
401(k)
Streamland Media 's 401(k) Retirement Savings Plan gives you an easy way to save through payroll deductions. Streamland Media offers both a Traditional (pre-tax) and Roth (post-tax) 401(k) option administered by John Hancock.
Employees can contribute up to 50% of their pay to their 401(k) Savings Plan account.
You are eligible to begin contributing to the 401(k) plan on the 1st of the month following or coinciding with the completion of one month of service. The plan includes a 2% auto-enrollment feature and will increase by 1% every year up to 6% unless you make a different election or decide not to participate in the plan.
You can save on a pre-tax basis (post-tax for the Roth IRA option) up to $24,500 in 2026. If you are over the age of 50, or will reach 50 during the plan year, you can contribute an additional $8,000 to your 401(k) or Roth IRA account under the plans catch-up provision.
Visit John Hancock at myplan.johnhancock.com to register and access your account. To speak with a John Hancock representative contact 800-294-3575 or you may contact TJ Arcuri, Sage Investment Advisor at 310-899-3942 or by email at tjarcuri@sageviewadvisory.com.
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Life & Disability
While no one likes to think about it, planning for your family’s financial security in the event of sickness, serious injury, or death is one of the greatest gifts you can give your loved ones.
Life Insurance
Basic Life Insurance is provided to all full-time employees at no cost to you. Enrollment in this benefit is automatic.
Salaried employees receive 2x your annual salary up to $1,000,000.
You can purchase additional Life coverage beyond what Streamland Media provides through Guardian Insurance. Additional coverage can be purchased for yourself or your dependents. They guarantee coverage during your initial enrollment period, which means you can't be turned down for coverage based on medical history.
Disability
Short-term disability insurance usually lasts three to six months but benefit payments may not go into effect immediately after the disabling event. The period between the disabling event and the start of benefit payments is known as the elimination period. This period can vary by policy and provider, but for most short-term disability policies it's 14 days.
Long-term disability insurance provides benefit payments over a longer length of time – usually a two-, five- or ten-year period – with the length of coverage depending on your policy. Longer benefits periods often mean higher premiums. In most cases, the elimination period for long-term disability is three to six months, so many enroll in both short- and long-term disability coverage to minimize income loss.
AD&D
Accidental Death and Dismemberment (AD&D) insurance is a valuable benefit that provides financial support in the event of a severe injury or accidental death. This coverage pays a benefit to you or your beneficiaries if you suffer a covered accident that results in the loss of life, limb, sight, speech, or hearing. AD&D insurance is designed to supplement life insurance and disability insurance by covering incidents that occur due to accidents, offering an additional layer of financial protection for you and your loved ones.
This coverage can help you and your family with life-altering events including: medical bills, rehabilitation costs, and other expenses that arise from accidental injuries, as well as provide financial security in the unfortunate event of an accidental death.
Taking a Leave of Absence
Streamland Media’s Leave of Absence Program provides employees with options and supplemental disability pay when an unfortunate illness or injury occurs. This program is coordinated with Guardian and Streamland Media’s HR – Benefits Department. Benefits-eligible employees have a variety of options for Leave of Absence:
- Family and Medical Leave Act (FMLA)
- Workers’ Compensatio
- California Family Rights Act (CFRA)
- State Disability
- Short-term Disability
- Long-term Disability
- Unpaid Leaves
- Domestic Violence Leave
- Military Leave
- Reasonable Accommodations
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