IN-NETWORK
BENEFITS |
WELLMARK PPO |
Partial Self-Funded PPO Plan
|
Deductible |
$6,000 Single$12,000 Family |
$1,750 Single$3,500 Family |
Coinsurance |
You pay 20% (after deductible)Plan pays 80% |
You pay 20% (after deductible)Plan pays 80% |
Out of Pocket Maximum |
$8,550 Single$17,100 Family |
$5,000 Single$10,000 Family |
Office Visit Copay |
$25 PCP$25 Specialist$10 Doctor on Demand$30 Urgent Care |
$25 PCP$25 Specialist$10 Doctor on Demand$30 Urgent Care |
Preventive Office Copay |
Covered at 100% |
Covered at 100% |
Emergency Room Copay |
$250 copay |
$250 copay |
Inpatient Hospital or Outpatient Surgery |
You pay 20% after deductible, plan pays 80% |
You pay 20% after deductible
|
Prescription DrugDeductibleCost Per Tier |
$100 Single / $200 Family
|
$100 Single / $200 Family
|
RADIOLOGY CONSULTANTS OF IOWA
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
Member Physician
HOW TO ENROLL
To simplify the enrollment process, you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Qualifying Life Events (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
Preventive Care
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
Additional Coverage
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
Approaching Retirement?
Understanding how Medicare works-and how it compares to your current coverage-can help you make informed decisions.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Welcome
New Hires
What You Need To Know
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
ELIGIBILITY
Most benefits are effective the first day of the month following the date of hire .
The enrollment deadline is the end of the day on your first day of employment.
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
DEPENDENT ELIGIBILITY
Your eligible dependents include:
-
Your legal spouse;
-
Married or Unmarried dependents who are:
-
Your natural, adopted, legal guardianship and/or stepchildren from birth until the end of the month in which they reach the age of 26, regardless of whether they are eligible for another group health plan as an employee.
CHANGES
Changes to your benefits enrollment can only be made:
-
At the time of hire
-
During the annual enrollment period
-
January 1 effective date
-
-
Due to a Qualifying Life Event
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
RESOURCES
The Plan Documents & Notices page contains benefit summaries (SBC), summary plan descriptions (SPD), brochures, forms, and applicable applications.
ENROLL IN YOUR BENEFITS
You have until the end of your 1st day of employment to enroll in your new benefits.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Review available benefit options for the year. Use carrier resources and tools to make decisions
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA?
Having correct First and Last names on hand is also helpful.
ENROLL
-
An email will be sent to complete an electronic enrollment form.
-
Return elections electronically.
-
If newly enrolling in medical, complete the carrier form.
-
If switching to the HMO plan, complete a doctor selection form
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2026 MEDICAL BENEFITS
Administered by Wellmark BCBS and EBS.
Radiology Consultants of Iowa is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer partially self-funded medical plans to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
PARTIAL SELF-FUNDED (PSF) PPO PLAN
PARTIAL SELF-FUNDED (PSF) HMO PLAN
IN-NETWORK
BENEFITS |
WELLMARK HMO |
Partial Self-Funded HMO Plan
|
Deductible |
$6,000 Single$12,000 Family |
$1,750 Single$3,500 Family |
Coinsurance |
You pay 20% (after deductible)Plan pays 80% |
You pay 20% (after deductible)Plan pays 80% |
Out of Pocket Maximum |
$8,550 Single$17,100 Family |
$5,000 Single$10,000 Family |
Office Visit Copay |
$20 Designated PCP$25 PCP$25 Specialist$10 Doctor on Demand$30 Urgent Care |
$20 Designated PCP$25 PCP$25 Specialist$10 Doctor on Demand$30 Urgent Care |
Preventive Office Copay |
Covered at 100% |
Covered at 100% |
Emergency Room Copay |
$250 copay |
$250 copay |
Inpatient Hospital or Outpatient Surgery |
You pay 20% after deductible, plan pays 80% |
You pay 20% after deductible
|
Prescription DrugDeductibleCost Per Tier |
$100 Single / $200 Family
|
$100 Single / $200 Family
|
HIGH DEDUCTIBLE HEALTH PLAN (HDHP)
IN-NETWORK
BENEFITS |
WELLMARK HDHP |
Deductible |
$6,350 Single$12,700 Family |
Coinsurance |
You pay 0% (after deductible)Plan pays 100% |
Out of Pocket Maximum |
$6,350 Single$12,700 Family |
Office Visit Copay |
You pay 0% (after deductible)Plan pays 100%
$61 Doctor on Demand |
Preventive Office Copay |
Covered at 100% |
Emergency Room Copay |
You pay 0% (after deductible)Plan pays 100% |
Inpatient Hospital or Outpatient Surgery |
You pay 0% (after deductible)Plan pays 100% |
Prescription DrugCost Per Tier |
|
MONTHLY RATE |
WELLMARK PPO |
WELLMARK HMO |
WELLMARK HDHP |
Employee Only |
$1,081.82 |
$972.46 |
$933.53 |
Employee + Family |
$2,646.90 |
$2,373.40 |
$2,276.08 |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
TELEMEDICINE
2026 TELEMEDICINE BENEFITS
Administered by Doctor on Demand.
It's now easier than ever to meet your providers online. All you need is a smartphone, tablet, or computer/laptop to have a successful online doctor visit.
For full plan details, please review the plan documents.
USE WHEN:
-
You don't have time to wait a week to see a doctor
-
You don't want to infect (or be infected by) another person
-
You need a lower-cost option.
GET TREATED FOR:
-
Cold and flu
-
Sore throats
-
Allergies
-
Fever
-
Bronchitis, sinus infections
-
Urinary tract infections
-
Pink eye
-
Skin condition
-
Headache
-
Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2026 DENTAL & VISION BENEFITS
Administered by Delta Dental of IA and Avesis.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
SERVICES |
PPO DENTIST |
PREMIER DENTIST |
Preventive Services |
Covered at 100% |
Covered at 100% |
Deductible |
$50 |
$75 |
Basic Services |
You pay 30% (after deductible),
|
You pay 40% (after deductible),
|
Major Services |
You pay 50% (after deductible), Plan pays 50% |
You pay 50% (after deductible), Plan pays 50% |
Annual Maximum |
$1,200 per person per year |
$1,200 per person per year |
Orthodontic
|
Not covered |
Not covered |
COVERAGE LEVEL |
RATE PER MONTH |
Employee |
$37.40 |
Employee + Spouse |
$68.90 |
Employee + Child(ren) |
$68.90 |
Employee + Family |
$124.74 |
For full plan details, please review the plan documents.
SERVICES |
VISION BENEFIT |
Eye Exam
|
$10 copay |
Eyeglass Frames
(1 every 24 months) |
$150 plan allowance |
Eyeglass Lenses
(1 every 12 months) |
$15 copay |
Contact Lenses
(1 every 12 months) |
Please note: Contact lenses are in place of lenses and frame.
|
COVERAGE LEVEL |
RATE PER MONTH |
Employee |
$7.99 |
Employee + Spouse |
$14.52 |
Employee + Child(ren) |
$17.03 |
Employee + Family |
$21.39 |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
BENICOMP & HSA
2026 BENICOMP & HSA BENEFITS
Administered by Benicomp.
We offer an alternative option to the Flexible Spending Accounts (FSA). If you are enrolled in the HDHP, you are eligible to open a Health Savings Account (HSA) at the financial institution of your choice.
For full plan details, please review the plan documents.
BENICOMP |
|
What the plan is |
This is an alternative option to the Flexible Spending Account you had as a Salaried Physician for medical, dental and vision expenses. The entire cost of the premium, reimbursed claim amount, and the fee is paid from your Member compensation and is 100% tax deductible. At an estimated 40% tax rate (state and federal together), you would need to incur at least $640 in expenses in a calendar year to break even with the cost of this insurance plan. |
Annual Premium Cost |
$350 per yearContract runs from April - March
|
Claim Costs |
Reimbursed claim amount + a 12% fee |
Who Pays for Coverage? |
This will be paid from your Member compensation |
How to Enroll |
Please reach out to HR to initiate the process |
CONTACT |
|
Benicomp Select |
866-797-3343 |
HEALTH SAVINGS ACCOUNT (HSA) |
|
To be eligible you must:*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
|
Maximum contributions |
Single: $4,400Family: $8,750Catch-up: $1,000 (those 55+) |
Pre-tax contributions? |
|
Availability of funds |
Funds must accumulate before using |
Use it or lose it? |
No, unused funds roll over from year to year |
Can take it with you
|
Yes |
ELIGIBLE EXPENSESBeyond Your Plan Coverage
|
|
More common examples |
|
Less common examples |
|
Download the full list from the Internal Revenue Service |
|
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2026 LIFE & SUPPLEMENTAL BENEFITS
Administered by The Standard, Northwestern Mutual, and Aflac.
We offer Life, Disability, and additional coverage plans to help you plan for your family's financial security.
For full plan details, please review the plan documents.
EMPLOYER PAID LIFE AND AD&D BENEFIT* |
|
Life and Accidental Death & Dismemberment |
Employee: 1x annual earnings, rounded to the next higher multiple of $1,000 up to a max benefit of $50,000
Spouse: Flat $5,000 (AD&D not available)***
Child(ren): Flat $2,500 (AD&D not available)***
|
EMPLOYEE-PAIDLIFE AND AD&D |
BENEFITS |
GUARANTEE ISSUE** |
Employee |
Increments of $10,000 up to $500,000 or 6 times earnings. |
Up to $50,000 |
Spouse |
Increments of $5,000 up to $250,000 or 100% of employee.(AD&D not available) |
Up to $10,000 |
Children |
Increments of $1,000 for children up to $10,000.
|
Up to $10,000 |
*100% of the cost of this benefit is covered by Radiology Consultants of Iowa.
**Guaranteed Issue is the amount you can elect as a new hire before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI). If you are not a new hire and wish to increase or enroll for the first time, you will need to complete a health questionnaire for approval. To complete your EOI form click here.
-
Email (Iowa only): Download PDF form, then email completed for to MUSC@standard.com
-
Outside Iowa: Download your state's form from Medical History Statement - Forms by State, then email completed form to MUSC@standard.com
Please allow 6-8 weeks (up to 12 weeks) for processing following submission
***Employee must work a minimum of 35 hours per week to be eligible for the spouse and/or dependent benefits.
For full plan details, please review the plan documents.
LONG TERM DISABILITY |
|
Monthly Benefit |
60% of your monthly pay, up to $15,000/month
Please note: Salary cap is $300,000 |
Elimination Period |
Benefit begins after 90-day elimination/waiting period
|
Benefit Period |
Social Security Retirement Age
|
Who pays for coverage? |
Your employer
|
Designate Your Beneficiary(ies)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, complete the form below and submit to HR to add or change your beneficiary(s).
For full plan details, please review the plan documents.
AFLAC VOLUNTARY BENEFITS |
|
Accident Plan |
Aflac pays you cash benefits that help manage out-of-pocket expenses incurred after an accidental injury. This coverage helps with things such as co-payments, treatment-related travel and hospital stays.
|
Cancer Plan |
Aflac pays you cash benefits to help offset the cost of cancer treatment and loss of income, by providing cash benefits for such things as the diagnosis, treatment regimen, hospital confinement, radiation and chemotherapy.
|
Hospital Plan |
Aflac pays you daily benefits for any reason you are hospitalized, including childbirth and in and outpatient surgeries.
|
Critical Care Plan |
Aflac pays you for medical expenses related to a covered serious health event.
|
How Do I Apply for Coverage? |
To apply for coverage, please contact Diana Bramow at:
Phone - 319-560-9124 Email - diana_bramow@us.aflac.com |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE ASSISTANCE
PROGRAM
2026 EMPLOYEE ASSISTANCE PROGRAM (EAP)
Administered by EFR (Employee & Family Resources).
Radiology Consultants of Iowa is committed to the overall well-being of our employees and your covered dependents. Our Employee Assistance Program (EAP) includes 24/7 services.
For full plan details, please review the plan documents.
EMPLOYEE ASSISTANCE PROGRAM
EMPLOYEE ASSISTANCE PROGRAM (EAP) |
|
Who is eligible? |
The Employee Assistance Program (EAP) is available to all employees and members of your household, whether you are enrolled in a medical plan or not. |
Is it confidential? |
YES.You have confidential access to experienced clinicians and professional staff. |
When can I access? |
24 hours per day |
What is covered? |
The EAP can help with challenges like:
|
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
401(k) SAVINGS
PLAN
2026 401(k) SAVINGS PLAN
Administered by Principal.
Whatever the future looks like for you, are you saving enough money today to make your dreams happen tomorrow? The retirement plan available from your company can help you get there.
For full plan details, please review the plan documents.
401(k) SAVINGS PLAN |
|
When Can you Participate? |
Employees may participate in 401(k) the first of the month following 3 months of consecutive employment. |
Contribution Limits |
1% - 100% of your pay.
For 2026, the IRS retirement contribution limits are:
SECURE 2.0: Employees 50+ with prior‑year FICA wages $150,000+ must make catch‑up contributions as Roth (after‑tax). |
Company match |
All three 401(k) components (salary deferral, matching contributions, and profit sharing) will be paid from your member compensation and computed with the quarterly bonuses. |
Can I track my account online? |
Yes at https://www.principal.com |
Ready to make sense of Medicare?
Every situation is unique, and the right choice depends on yourspecific circumstances. Our Medicare specialists can support you in making informed decisions about your healthcare coverage.
To request a quote, please visit: khisolutions.com/tn
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
ANNUAL LEGAL NOTICES
NEW HIRES & CURRENT EMPLOYEE DOCUMENTS
NEW HIRES & CURRENT EMPLOYEE DOCUMENTS CONT.
NEW HIRES & CURRENT EMPLOYEE DOCUMENTS CONT.
MEDICAL DOCUMENTS - PPO PLAN
MEDICAL DOCUMENTS - HMO PLAN
MEDICAL DOCUMENTS - HDHP PLAN
VISION DOCUMENTS
BASIC LIFE INSURANCE DOCUMENTS CONT.
VOLUNTARY LIFE INSURANCE DOCUMENTS
BENICOMP DOCUMENTS
EAP DOCUMENTS
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
PARTIAL SELF - FUNDING
Employee Benefit Systems (EBS)
Name: Mirayah Hagemeier
Phone: 800-373-1327
Email: mhagemeier@ebs-tpa.com
Website: www.ebs-tpa.com
MEDICAL CARRIER
Wellmark BlueCross BlueShield
Phone: 800-524-9242
Website: www.wellmark.com
DENTAL CARRIER
Delta Dental
Phone: 877-423-3582
Website: www.deltadentalia.com
VISION CARRIER
Avesis
Phone: 800-828-9341
Website: www.avesis.com
FSA CARRIER
Employee Benefit Systems (EBS)
Name: Elaine Pence
Phone: 319-758-8456
Email: epence@ebs-tpa.com
Website: www.ebs-tpa.com
LIFE INSURANCE CARRIER
EAP CARRIER
Employee and Family Resources (EFR)
Phone 800-327-4692
Website: www.efr.org
401(K) SAVINGS CARRIER
Principal Financial
Phone 800-986-3343
Website: https://www.principal.com
AFLAC BENEFITS CARRIER
Brittany White
Phone 319-538-868
Email: B7_White@us.aflac.com
Website: https://www.aflac.com
LTD CARRIER
Northwestern Mutual
Phone 866-950-4644
Website: https://www.northwesternmutual.com
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Benefits Clarity
Benefits Education Video Library
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS EDUCATION VIDEOS
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE & SUPPLEMENTAL
DISABILITY INSURANCE
ADDITIONAL SUPPLEMENTAL
EMPLOYEE ASSISTANCE & WELLNESS
ADDITIONAL COVERAGES
FINANCIAL BENEFITS
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HOW TO ENROLL
YOUR ENROLLMENT BLUEPRINT
Enroll in your benefits or change your existing enrollment.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Review available benefit options for the year. Use carrier resources and tools to make decisions
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA?
Having correct First and Last names on hand is also helpful.
ENROLL
-
An email will be sent to complete an electronic enrollment form.
-
Return elections electronically.
-
If newly enrolling in medical, complete the carrier form.
-
If switching to the HMO plan, complete a doctor selection form
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
