Noble Benefits
At Noble, we recognize the important role that benefits play for you and your family. Our goal is always to provide top of the industry benefits at affordable costs, so you and your loved ones can focus on what matters most – your health and well-being.
For more information or questions on your benefits, contact a member of our Human Resources Team.
Phone: 312-521-5287 | Email: humanresources@nobleschools.org
Insurance Benefits
Carrier: BlueCross BlueShield
Website: www.bcbsil.com
Phone: 800-828-3116 (HDHP and PPO), 800-892-2803 (HMO)
All benefits eligible employees can choose from four medical plan options depending on your needs and budget.
High Deductible Health Plans (HDHP)
Under these plan, you have access to the largest network of doctors and hospitals available. Preventive care is covered at 100%, and all other services are paid by you until you meet your annual deductible. The plans are comprised of two components: a High Deductible Health Plan and a Health Savings Account.
Noble offers two High Deductible Health Plans with varying deductibles and premium levels.
Health Savings Accounts (HSA)
Carrier: Health Equity
Website: www.healthequity.com
Phone: 877-924-3967
An HSA is a tax-advantaged account paired with your High Deductible Health Plan allowing you to set aside money on a tax-free basis to pay for medical, dental and vision expenses throughout the year or in the future. You own the money in your HSA account and it is yours to keep – even if you change plans, leave Noble or retire.
Luckily, if you enroll in a High Deductible Health Plan, Noble will contribute to your HSA each year that you are enrolled in the plan to help pay for qualified medical expenses now and in the future.
In order to contribute to a HSA, you cannot be:
Preferred Provider Organizations (PPO)
Like the High Deductible Health Plans, you’ll need to meet your deductible before the plan will begin to pay for medical expenses. The differences are (1) you’ll pay copays for services which will not go towards your annual deductible and (2) you are not eligible for the HSA.
Noble offers two PPO Plans:
Health Maintenance Organization (HMO)
This plan gives you access to certain doctors and hospitals, but restricts services to in-network providers only. Your care is managed by a Primary Care Physician (PCP) chosen at the time of enrollment. If you require a specialist, outpatient procedure or hospitalization, your registered PCP must refer you. There are no out-of-network benefits.
Plan Comparison
Flexible Spending Accounts (FSA)
Carrier: Health Equity
Website: www.healthequity.com
Phone: 877-924-3967
Flexible Spending Accounts (FSA) allow you to save money on a pre-tax basis to pay for qualified medical expenses and/or dependent care expenses throughout the year. The money you put into your FSA is done so on a pre-tax basis. This means you are lowering your taxable income and also not paying taxes when the money is used for qualified expenses.
Health Care FSA
You may contribute up to $1,000 per plan year to pay for qualified medical, dental and vision expenses for yourself and eligible family members. Funds in this account can cover all eligible expenses on your tax dependents even if they are not enrolled under your health care plan. Eligible reimbursable expenses include medical and dental plan deductibles and copays (if applicable), orthodontia expenses not covered by your dental plan, prescription drugs, prescription eyeglasses and contact lenses, Lasik eye surgery and much more.
Limited Purpose FSA
If you enroll in one of the High Deductible PPO/HSA plans and open a health savings account, you cannot enroll in the Health Care FSA, since you’re already putting tax-free dollars aside to pay for qualified expenses. You may, however, enroll in the Limited Purpose FSA, which allows you to pay for eligible out-of-pocket dental and vision expenses. You can put up to $1,000 into your Limited Purpose FSA for 2025.
Making the Most of Noble's Medical Benefits
BlueAccess for Members
Employees have access to a secure member website that gives you immediate access to health care benefit information. Here you can check claim status, find in-network providers, use the hospital comparison tool, and much more. You can also access your account from your mobile device. Opt in to receive texts for Rx refill reminders, diet and fitness tips, claim updates and more. Download the app for immediate access or visit www.bcbsil.com.
MDLIVE Virtual Visits (PPO/HSA Members Only)
MDLIVE’s telehealth program provides enrolled members with access to non-emergency medical care without even leaving the couch. Visit a doctor virtually 24 hours a day, 7 days a week for a variety of ailments and symptoms. Log on to MDLIVE.com/bcbsil or call 888.676.4204 today to learn more.
24/7 Nurseline (PPO Members Only)
Access general health information and guidance for specific conditions from fevers to bee stings from a registered nurse at 800-299-0274.
Maternity Care Program
Receive personalized support provided by Obstetrical nurses at 888-421-7781.
Mail Order Prescriptions
Members can access benefit information, look up the cost of drugs, sign up for mail order prescriptions and more through the Express Scripts member portal at express-scripts.com/rx or by calling 833-715-0942.
Blue365 Discounts
Employees can take advantage of special discount programs through Blue365. Log into BlueAccess for Members at www.bcbsil.com, go to the My Coverage tab and click on Discounts found under Member Advantages.
Dental Insurance
Carrier: BlueCross BlueShield
Website: www.bcbsil.com
Phone: 800-367-6401
Preferred Provider Organization (PPO)
This dental plan allows the flexibility to select any dentist in-network or out-of-network, but if you stay in network, you’ll pay less. Dental coverage focuses on preventive and diagnostic procedures in an effort to avoid more expensive services associated with dental disease and surgery. The type of service or procedure received determines the amount the plan will cover for each visit. Each type of service fits into a class of services according to complexity and cost.
Noble offers two dental plan options. The Basic Plan has higher deductibles and lower annual plan maximums for a lower premium. The Plus Plan offers lower deductibles, higher annual plan maximums and includes orthodontia coverage.
Vision Insurance
Carrier: VSP
Website: www.vsp.com
Phone: 800-877-7195
Vision insurance helps offset the cost of routine eye exams and also helps pay for vision correction eye wear like eyeglasses and contacts that may be prescribed by an eye-care provider. You’re eligible for an eye exam and lenses or contact lenses every 12 months and frames every 24 months. Out-of-network providers will only offer you an allowance towards your vision services.
Participating eye-care providers include many independent optical shops and national chains.
Extra Savings
Life and AD&D Insurance
Carrier: BlueCross BlueShield
Website: www.bcbsil.com/ancillary
Phone: 800-367-6401
Basic
Life insurance helps ease your loved ones’ financial burden. Your designated beneficiary will receive a benefit of 2x your salary up to $500,000 if you pass away from a covered accident or illness. In addition, accidental death and dismemberment (AD&D) paired with life insurance provides a benefit of 2x your salary up to $500,000 to your beneficiary if you pass on or become dismembered due to a specifically covered accident.
The cost of the benefit is 100% paid for by Noble.
Supplemental
Supplemental term life and AD&D insurance allows you to purchase additional coverage for yourself and your dependents. Your age and the amount of insurance you elect determines the premium you’ll pay. Costs will Increase as you age.
An employee’s maximum benefit election cannot exceed 5x their basic annual earnings. A spouse’s maximum election cannot exceed 100% of what the employee takes out on themselves.
The cost of the benefit is 100% paid for by you.
Disability Insurance
Carrier: BlueCross BlueShield
Website: www.bcbsil.com/ancillary
Phone: 800-367-6401
This coverage helps you maintain your lifestyle and pay day-to-day bills while you are unable to work. The cost of short-term and long-term disability insurance is 100% paid for by Noble.
Short-Term Disability
If you become ill or suffer an injury that prevents you from working, short-term disability insurance replaces a portion of your income for a defined time. Beginning on the 11th day of continuous injury or illness, eligible employees will receive 60% of their weekly earnings, for a maximum benefit of $3,000 per week, for up to 12 weeks.
Long-Term Disability
Long-term disability insurance is a type of income protection that is designed to cover serious injuries and illnesses that keep you out of work for three months or longer. Beginning on the 91st day of continuous injury or illness, eligible employees will receive 66.67% of their monthly earnings, for a maximum benefit of $15,000 per month. Benefits are paid as long as you remain disabled and under a physician’s care or until you reach Social Security Normal Retirement Age.
Wellness Benefits
For those members that are on the BCO, BCS and HSA plans, they have the following Wellness prgrams...
Those on the HMO plan have..
Discounted Fitness Memberships
Access to On-Campus Fitness Facilities
All staff have access to on-campus fitness facilities during designated weekday and weekend times. Check with your campus athletic department or principal for more information.
Divvy Bike
Employees can save over 50% with a $65.45 annual membership to Divvy Bike. For more information, contact humanresources@nobleschools.org.
Blue Cross Blue Shield Fitness Program
BCBS members and your eligible dependents (age 16 and older) have exclusive access to a nationwide network of fitness locations. You can choose from a variety of gyms, fitness classes and on-demand options that fit your budget and preferences. The month-to-month membership is $25 per month per member with a one-time enrollment fee of $25 per member.
The mobile app allows members to access location searches, studio class registrations, location check-ins and activity history.
To sign up for the BlueCross BlueShield Fitness Program:
Well onTarget Wellness Portal
Carrier: BlueCross BlueShield
Website: www.wellontarget.com
Phone: 877-806-9380
BlueCross BlueShield members have access to a user-friendly online portal that helps you set and reach your wellness goals. When you log in to the portal, you will find a variety of health and wellness resources including a Health Assessment (HA), self-management programs, health trackers and trusted news and health education content. Your dashboard shows all of your Well onTarget programs and you can see where you are today compared with where you were when you started. With Well onTarget, you can also earn Blue Points for making healthy choices and redeem your points in the online shopping mall for a variety of merchandise. The mobile app can help you work on your wellness goals - anytime and anywhere.
Mental Health Resources
Employee Assistance Program
Carrier: All One Health
Website: www.ers-eap.com (code: benoble)
Phone: 800-292-2780
Noble’s Employee Assistance Program (EAP) offers caring and professional assistance for a range of concerns including stress management, depression and anxiety, relationship or family conflicts, workplace conflicts, legal or financial difficulties, and drug or alcohol abuse. The EAP offers up to 3 face-to-face counseling sessions per issue, per year, at no cost for you and your eligible dependents.
Costs will vary based on additional services you use.
Meditation and Mindfulness
Carrier: Headspace
Website: https://work.headspace.com/nobleschools/member-enroll
Email: teamsupport@headspace.com
Mindfulness has been shown to help people stress less, increase focus, and sleep more soundly. Meditation helps you to be more mindful and headspace is your personal guide, with hundreds of meditations, and exercises for sleep, focus, and movement. Noble has partnered with Headspace to provide all interested employees plus five guests with a free premium membership at no cost to you.
Substance Abuse and Mental Health Support
Carrier: Care Solace
Website: www.caresolace.com/nobleschools
Phone: 888-515-0595
Care Solace is available at no cost to Employees, Students and your Families. The Care Companion team offers easy access to personalized care to fit your needs. If you are looking for help with mental health or substance use, Care Solace will quickly and confidentially find available providers matched to your needs.
Care Solace is available at no cost to you. Matched providers will charge separately and costs will vary based on individual benefits/services.
Medical Plan Services
Carrier: BlueCross BlueShield
Website: www.bcbsil.com
Phone: 800-828-3116 (HDHP and PPO), 800-892-2803 (HMO)
Employees enrolled in Noble’s medical plan have access to counseling, marriage and family support, substance abuse support, psychiatry, psychology and social workers to assist with a variety of challenges.
Members of the HDHP or PPO plans have the ability to select any in-network providers. In-person and/or virtual appointments may be available depending on the provider. The BCBS Provider Finder tool can assist you in selecting the provider that is right for you.
Members of the HMO plan must seek care through your primary care physician chosen at the time of enrollment. If you require a specialist (including mental health providers), outpatient procedure or hospitalization, your registered PCP must refer you.
Costs will vary based on the types of services you use.
Virtual Visits
Carrier: MDLIVE
Website: ww.MDLIVE.com/bcbsil
Phone: 888-676-4204
Members of the HDHP or PPO plans have access to virtual visits through MDLIVE. Licensed behavioral health therapists are available to assist with anxiety, depression, stress management and more.
You can access MDLIVE by visiting MDLIVE.com/bcbsil, calling 888-676-4204, texting “BCBSIL” to 635-483, or downloading the BCBS app (make sure to include your BCBS member ID to receive in-network charges).
Costs will vary based on the types of services you use.
Financial Benefits
Retirement Planning
401(k) Plan
Carrier: Fidelity NetBenefits
Website: www.netbenefits.com
Phone: 800-835-5097
The company retirement plan offers several benefits that can help you take steps toward a more secure financial future. Noble makes it easy for you to start saving for your retirement by automatically enrolling you in the plan unless you actively opt-out.
Benefits of the plan include:
Chicago Teachers' Pension Fund
Salaried employees with an Illinois Educators’ License must participate in the Chicago Teachers' Pension Fund. Please notify credentials@nobleschools.org of your licensure as soon as possible.
Dependent Care Flexible Spending Account (FSA)
Carrier: Health Equity
Website: www.healthequity.com
Phone: 877-924-3967
You may contribute up to $5,000 per plan year to pay for qualified eligible dependent care expenses. Funds in this account are saved on a tax-free basis.
FSAs do have a use-it-or-lose-it provision, so be conservative when electing how much to contribute.
Commuter Benefits
Carrier: WEX
Website: www.wexbenefitsyou.com/openenrollment
Commuter benefits allow employees to use pre-tax income to pay for their public transportation or parking expenses. Elected amounts will not be subject to federal, state, social security or Medicare taxes.
You can enroll in this benefit or make changes at any time by visiting paycom.com, clicking "Benefits" then "Benefits Enrollment."
Voluntary Benefits
Sometimes unexpected occurrences happen and medical insurance isn’t enough to cover the unforeseen out of pocket expense associated with the incident(s). Voluntary benefits can help.
Accident Coverage
Carrier: BlueCross BlueShield
Website: www.bcbsil.com/ancillary
Accident coverage pays cash to help with out-of-pocket expenses when an accident occurs. You or your designated beneficiary will receive a benefit to help ease the financial burden if you suffer an accident or pass away from a covered accident or illness. Employees will also receive a $50 annual benefit for completing a qualified health screening (including a COVID-19 test).
Employees are eligible if you're actively at work and working at least 30 hours per week. Spouses and children (from birth to age 26) can also purchase coverage as long as you have purchased coverage for yourself. You can elect coverage without answer medical questions and can keep your coverage if you change jobs or retire.
Hospital Indemnity
Carrier: BlueCross BlueShield
Website: www.bcbsil.com/ancillary
Hospital Indemnity insurance protects your family when you have a hospital or ICU stay. This policy provides financial protection by paying you a benefit for hospital admission, hospital confinement and ICU care.
Benefits are paid based on admission and length of stay for a defined number of days. This policy does not coordinate with any other coverage, so you can still receive benefits on top of what your medical plan provides. Plus, the plan will also pay you a $50 benefit when you complete a qualified health screening (including a COVID-19 test).
Critical Illness
Carrier: BlueCross BlueShield
Website: www.bcbsil.com/ancillary
Critical illness insurance will provide you with a lump-sum payment upon diagnosis for many conditions such as heart attack, stroke, major organ transplant, coronary artery bypass, cancer, carcinoma in situ, skin cancer, infectious disease (including COVID-19) and more. Employees will also receive a $75 annual benefit for completing a qualified health screening (including a COVID-19 test).
Employees can choose increments of $5,000 up to $30,000 of coverage. Spouses can choose increments of $2,500 up to $15,000 not to exceed the employee amount. Children can purchase 50% of the employee coverage amount as long as you have purchased coverage for yourself. You can elect coverage without answer medical questions and can keep your coverage if you change jobs or retire. There is no pre-existing condition clause and you can use this coverage more than once. Even after you receive a payout for one illness, you are still covered for the remaining conditions and for the reoccurrence of some of the critical illnesses. The benefit maximum is 2 times the benefit amount for each critical illness. Please review your plan document for more details and limitations.
Pet Insurance
Carrier: Nationwide
Website: www.petinsurance.com/nobleschools
Phone: 877-738-7874
Pet insurance provides coverage for your dog or cat for all accidents and illnesses, specialist treatments, prescription medications, hereditary and chronic conditions and more. You can receive cash back on eligible vet bills and choose from three levels of reimbursement: 90%, 70%, or 50%. You are able to use any vet, anywhere, with no network limitations and no pre-approvals required.
Nationwide’s pet insurance plan has a $250 annual deductible and a maximum annual benefit of $7,500. Pre-existing conditions are not covered. Any illness or injury a pet had prior to the start of policy will be considered preexisting. Optional wellness coverage is available for a spay/neuter, dental cleanings, exams, vaccinations and more.
Employee Support
Paid Time Away
Paid Time Off
Though taking time off is often hard as an educator, we try to ensure our staff have supportive time off policies when life requires it. At the end of each PTO year (July 31), any unused PTO that can be carried over into the following year will be. There is a 3-day and 7-day PTO carryover cap for academic and administrative employees, respectively.
Sick Bank Days
Every employee, excluding seasonal employees and coaches, will have five days of sick time in addition to PTO and fixed time off.
Parental Leave Policy
An ever-increasing number of Noble staff are choosing to grow their families; Noble has some key supports for our parents and kids.
Noble Day Care
Parental Leave Policy
For more information, please reach out to your campus HR partner or review the Parental Leave Policy in the Noble Staff Handbook.
Family Planning and Parental Support
With an ever-increasing number of Noble staff choosing to grow their families, we offer key support programs for our employees and their families.
Carrier: Maven Maternity
Website: www.mavenclinic.com/join/noble1
Email: support@mavenclinic.com
Maven is your virtual clinic that lets you meet and message with 35+ provider types 24/7 (yep, even at 2am). Maven complements your in-person care so you can get your questions answered between appointments -- saving you time and money with same-day access specialists.
As of January 1, 2025, Noble Schools will offer you and your partner free access to Maven as your new virtual health benefit for parenting and pediatrics.
Maven is with you every step of the way! Get 24/7 support from Maven!
Sign up for Maven for around-the-clock support through adoption support, creating your birth plan, midwives and doula support, parent coaching, developmental milestones, childcare options, toddler nutrition, career coaching, supporting you and your child’s mental health, and so much more. Video chat or message with top-rated providers in over 20 specialties, join a supportive community, and read expert resources on every topic.
Noble Schools employees and their partners receive unlimited access to Maven at no cost.
Get started today and meet your dedicated Care Advocate who can answer any question, anytime, and connect you with specialists on Maven’s supported topics
Career Support
Whether developing as a teacher, honing leadership skills or seeking additional distinction in your career, Noble has a variety of programs to support you.
On-Going Instructional Support
Noble provides best-in-country opportunities for instructors, leaders and staff focused on delivering relevant and rigorous content aligned to our defined approach to instruction known as The Noble Classroom. In addition to resources and workshops, all Noble teachers are provided personalized coaching through regular 1:1 instructional support.
Leadership Pathways
Noble offers a variety of annual career-development pathways that can change annually including the Diverse Leaders Fellowship, Principal Fellowship, and Management Accelerator, which pairs aspiring staff with senior leaders in a year-long mentorship and career cohort.
Distinguished Teacher
Each year, through a rigorous application and selection process, a cohort of Noble teachers who have consistently demonstrated exceptional results with students can earn Distinguished Teacher recognition. In addition to the honor and recognition of being selected, Distinguished Teachers are eligible for an annual $10,000 salary increase and a variety of other benefits for the duration of their time as a Noble teacher.
Tuition Support for Master of Arts in Teaching
Noble offers teachers 75% tuition coverage for traditional and alternative teacher licensure programs at select partner universities. If deemed eligible, teachers have the opportunity to obtain a Master of Arts in Teaching and an Illinois teaching license in just two years while remaining in the classroom. For more information visit Noble’s Careers page and navigate to the Teacher Licensure Program.
Teacher Licensure
Tuition Support for Subject Endorsement Programs
Noble has partnered with University of Phoenix to offer online subject endorsement courses at a subsidized cost for current Noble teachers. Noble provides tuition support up to $5,000 for endorsements in Math, ELA, Science, Social Science, Foreign Language, and ESL/Bilingual. Please reach out to credentials@nobleschools.org to learn more, determine eligibility and access enrollment support.
Career Advice
Are you interested in exploring opportunities within Noble or looking for career support? You are welcome to reach out to careers@nobleschools.org to talk to a member of the Talent Team.
Referral Incentives
40-50% of Noble’s hires each year come from referrals from current staff members. Noble offers $1,000 referral bonuses to eligible staff who recommend someone hired at Noble and completes 120 days of active service. Contact compensation@nobleschools.org for more information. Please refer to Noble's Staff Handbook for additional information.
Enroll
2025 Open Enrollment
November 4 - November 15
This is the time of year to review your plan options, add plans or make changes, and enroll in 2025 benefits for you and your family. To make changes, enroll or re-enroll in benefits for 2025, you must complete the enrollment process. The benefits you're currently enrolled in will end December 31, 2024 if you don't re-enroll during this Open Enrollment.
To begin the process, review this website and the 2025 Benefit Summary, then visit the Paycom website or mobile app and follow the instructions below.
As a reminder, changes to your initial benefit elections can only be made during the annual benefits open enrollment period each year unless you experience a qualifying life event as defined by the federal government.
New Employees
As a new employee, you may elect your benefits on the first of the month following 30 days of your effective hire date. To make your benefit elections, visit the Paycom website or mobile app and follow the instructions below.
For more information or questions on your benefits, contact a member of our Human Resources Team.
Phone: 312-521-5287 | Email: humanresources@nobleschools.org
Contact Us
Our dedicated Human Resources Team is here to support you throughout your benefits journey. For more information or questions, contact the appropriate team below:
Notices
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