IN-NETWORKBENEFITS |
PPO $1,000 Plan |
HDHP $1,700 Plan |
HDHP $3,000 Plan |
|
Deductible |
Individual: $1,000 Family: $2,000 |
Individual: $1,700 Family: $3,400 |
Individual: $3,000 Family: $6,000 |
|
Coinsurance |
You pay 20% (after deductible) Plan pays 80% |
You pay 20% (after deductible) Plan pays 80% |
You pay 20% (after deductible) Plan pays 80% |
|
Out-of-Pocket Maximum |
Individual: $3,500 Family: $10,500 |
Individual: $5,000 Family: $10,000 |
Individual: $6,000 Family: $12,000 |
|
Office Visit Copay |
$25 PCP $25 Specialist $25 Urgent Care $0 Teladoc |
You pay 20% (after deductible) |
You pay 20% (after deductible) |
|
Preventive Office Copay |
Covered at 100% |
Covered at 100% |
Covered at 100% |
|
Emergency Room Copay |
You pay $125 / visit + 20% coinsurance |
You pay 20% (after deductible) Plan pays 80% |
You pay 20% (after deductible) Plan pays 80% |
|
Prescription Drug |
Tier 1: $10 copay Tier 2: $20 copay Specialty: 40% coinsurance |
20% after deductible |
20% after deductible |
WEEKLY RATEWELLNESS |
PPO $1,000 Plan |
HDHP $1,700 Plan |
HDHP $3,000 Plan |
|
Employee Only |
$101.08 |
$72.44 |
$21.32 |
|
Employee + Spouse |
$298.76 |
$235.82 |
$129.20 |
|
Employee + Child(ren) |
$231.55 |
$176.89 |
$87.52 |
|
Employee + Family |
$455.78 |
$357.08 |
$206.68 |
WEEKLY RATENON-WELLNESS |
PPO $1,000 Plan |
HDHP $1,700 Plan |
HDHP $3,000 Plan |
|
Employee Only |
$126.47 |
$90.26 |
$25.38 |
|
Employee + Spouse |
$375.14 |
$291.41 |
$160.78 |
|
Employee + Child(ren) |
$291.77 |
$222.76 |
$109.74 |
|
Employee + Family |
$573.42 |
$448.59 |
$258.50 |
LEGACY TRANSPORTATION SERVICES
Welcome to Your Benefits Portal
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
How to Enroll
We partner with Paylocity to simplify the enrollment process! With Paylocity you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Qualifying Life Events (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
Preventive Care
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
Additional Coverage
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
Approaching Retirement?
Understanding how Medicare works-and how it compares to your current coverage-can help you make informed decisions.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Welcome
New Hires
What You Need To Know
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
All new hires must make their elections within 60 days of your hire date.
Enrollment requests must be received by Human Resources within 60 calendar days following the date of the event.
Changes to your benefits enrollment can only be made:
-
at the time of hire
-
during the annual enrollment period (January 1 effective date)
-
and due to a qualifying event
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
Summary Plan Descriptions (SPD), Benefit summaries, brochures, forms, and applicable applications can be viewed in Plan Documents:
-
EDUCATE
Review your benefit options.
-
EVALUATE
Review available benefit options for the year.
Use carrier resources and tools to make decisions.
-
ENROLL
Enroll Online: access.paylocity.com
Review your benefit options.
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and ensure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
With Paylocity you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE
WELLNESS
LEGACY WELLNESS PROGRAM
Preventive care is one of the most important things you can do for your health and wellbeing. Because of this, Legacy will be providing a discount on 2027 Medical premiums if members complete one of the following activities:
- Receive your annual preventive exam from your Primary Care Provider (PCP) by December 15, 2026
- Complete a Catapult VirtualCheckup and speak with a Catapult Health Provider by October 16, 2026
The Rewards
- Lower medical costs out of your paycheck
- Decreased cost of disease management
- Cut down on risks and health problems
Program Eligibility
All employees and spouses who are currently enrolled or will be enrolled in the Legacy Medical plan. Dependent children are not eligible to participate.
Catapult Health At-Home Preventive Kit Delivery
-
Step 1: Watch this video to learn more about the VirtualCheckup
-
Step 2: If you are interested in this option, you must request a kit to be delivered to your home.
-
Step 3: Complete the kit and speak to a Catapult Health Provider by October 16, 2026.
Note: If your spouse is also enrolled in the Legacy Medical plan, you both must complete the steps above to qualify for lower medical premiums.
Check out the attached flyers for more information:
Alternative to Catapult Health At-Home Kit
-
In lieu of completing the Catapult Health preventive at-home kit, members can get their preventive visit from their Primary Care Provider (PCP) by December 15, 2026.
-
Members don’t have to do anything to prove completion of PCP preventive care visit. This information will be collected directly from the Medical carrier.
Note: If your spouse is also enrolled in the Legacy Medical plan, you both must complete the steps above to qualify for lower medical premiums.
Deadlines to Qualify for Lower Medical Premiums
Existing And Future Medical Plan Members
-
Catapult Virtual Checkup: Complete the steps by October 16, 2026
-
Preventive Exam with PCP: Complete by December 15, 2026
New Employees hired in 2026 & 2027:
-
Complete the steps within 60 days of your hire date.
For full plan details, please review the plan documents.
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2026 MEDICAL & PRESCRIPTION DRUG BENEFITS
Administered by UMR.
Legacy Transportation Services is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans to fit your budget and needs.
MedOne, partnered with CanaRx and RxManage, offers simple, safe, and smart ways to fill prescriptions.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
For full plan details, please review the plan documents.
PRESCRIPTION DRUG
SERVICES |
Rx COST SAVINGS |
|
Pharmacy Benefit Manager (PBM) MedOne |
Log in to the MedOne member portal to access your personalized pharmacy hub.
|
|
CanaRx |
FREE Brand-Name Medications
CANARX offers hundreds of brand-name maintenance medications that you can get — copay-free — in just a few easy steps.
Medications are shipped direct to you from licensed and regulated pharmacies located in Canada, the United Kingdom and Australia.
All medications are backed by a Quality Assurance Team of doctors and pharmacists, as well as 20-plus years of experience in the industry.
CALL CANARX to enroll |
|
RxManage |
International prescription sourcing can save you up to 70% on Specialty prescriptions compared to US pricing. Your Prescription drug carrier, MedOne, offers a suite of specialty cost containment solutions with RxManage (RxAlly).
Included in the suite is the opportunity to internationally source specialty medications. MedOne has partnered with a selection of international pharmacy vendors that offer access to medications from other countries at much lower costs to MedOne clients and members, this means savings for you on Specialty prescription drugs.
To get enrolled to save money on Specialty Rx call our Patient Care Coordinators at 877-794-2218 or email PCC@myRxAlly.com.
|
|
Mail Order for Maintenance Medications |
Enroll on the member portal or on the website medone-rx.com. |
|
More Savings With Mark Cuban's Cost-Plus Drug Company |
Visit markcubancostplusdrugcompany.com to see if your prescription can be obtained through mail-order at a lower cost than a retail pharmacy. |
For full plan details, please review the plan documents.
TELADOC
1-800-TELADOC
Visit a doctor virtually anywhere, anytime.
Get treated for:
- Cold and flu
- Sore throats
- Allergies
- Fever
- Bronchitis, sinus infections
- Urinary tract infections
- Pink eye
- Skin condition
- Headache
- Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your UMR Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2026 DENTAL & VISION BENEFITS
Administered by Mutual of Omaha.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans administered through Mutual of Omaha.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
DENTAL PLAN COMPARISON
IN-NETWORKSERVICES |
HIGH PLAN |
LOW PLAN |
|
Annual Maximum |
$1,500 |
$1,000 |
|
Deductibles |
$50 Individual $150 Family |
$50 Individual $150 Family |
|
Preventive Services |
Covered at 100% |
Covered at 100% |
|
Basic Services |
You pay 20% (after deductible) Plan pays 80% |
You pay 20% (after deductible) Plan pays 80% |
|
Major Services |
You pay 50% (after deductible) Plan pays 50% |
You pay 50% (after deductible) Plan pays 50% |
|
Orthodontic |
You pay 50% (after deductible) Plan pays 50%, up to $1,000 lifetime maximum Available for dependent children to age 19. |
You pay 50% (after deductible) Plan pays 50%, up to $1,000 lifetime maximum Available for dependent children to age 19. |
WEEKLY RATE |
HIGH PLAN |
LOW PLAN |
|
Employee Only |
$2.65 |
$1.70 |
|
Employee + Spouse |
$5.38 |
$3.45 |
|
Employee + Child(ren) |
$6.18 |
$3.98 |
|
Employee + Family |
$9.45 |
$6.08 |
For full plan details, please review the plan documents.
VISION BENEFIT
IN-NETWORKSERVICES |
VISION BENEFIT |
|
Eye Exam 1 every 12 months |
You pay $10 copay |
|
EYEGLASSES* |
|
|
Frames 1 every 24 months |
Plan pays allowance up to $130 |
|
Lenses** 1 every 12 months |
You pay $25 copay |
|
Contact Lenses** 1 every 12 months |
Plan pays allowance up to $130 |
*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.
**Plan allows only eyeglass lenses or contact lenses within the calendar year, not both.
WEEKLY RATE |
VISION PREMIUM |
|
Employee |
$1.22 |
|
Employee + 1 |
$2.18 |
|
Employee + 2 |
$2.94 |
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HSA & FSA
2026 HSA & FSA BENEFITS
Administered by Navia.
HSAs and FSAs help you save pre-tax dollars for healthcare or dependent care. Eligibility in each plan will be based on enrollment.
To learn more about the differences, watch the video, "HSA vs. FSA."
Go deeper and learn the different kinds of accounts and how they differ in eligibility, ownership, and how money can be used. Download the flyer, "HSA vs. FSA vs. DCFSA."
For full plan details, please review the plan documents.
HEALTH SAVINGS ACCOUNT (HSA) |
|
Eligibility Requirements:*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
Below are the eligibility requirements for HSA: |
Maximum contributions |
Single: $4,400 Family: $8,750 Catch-up: $1,000 (those 55+) |
Pre-tax contributions? |
Yes |
Availability of funds |
Funds must accumulate before using |
Use it or lose it? |
No, unused funds roll over from year to year |
Can take it with you if you leave the company? |
Yes |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
More common examples |
|
Less common examples |
|
Download the full list from the Internal Revenue Service |
|
For full plan details, please review the plan documents.
FLEXIBLE SPENDING ACCOUNT (FSA) |
|
Eligibility rules: |
If you are enrolled in a High Deductible Health Plan (HDHP), you can only enroll in a Limited Purpose Flexible Spending Account |
Maximum contributions |
Healthcare: $3,400 |
Pre-tax contributions? |
Yes |
Availability of funds |
Healthcare and Limited: Available on day 1
Dependent Care: Funds must accumulate before using |
Use it or lose it? |
Yes, however, the plan has a grace period that allows you to use current-year funds to pay for services incurred in the first 2.5 months of the next plan year. |
Unused funds carry over? |
Yes, you can carry over up to $680 unused funds in 2026 into 2027. |
Can take it with you if you leave the company? |
No |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
Common examples |
|
Download information on Health Care and Limited FSAs from the Internal Revenue Service |
|
Download information on Child and Dependent Care Expenses from the Internal Revenue Service |
|
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2026 LIFE & SUPPLEMENTAL BENEFITS
Administered by Mutual of Omaha.
We offer life, disability, and additional coverage plans to help you plan for your family's financial security.
For full plan details, please review the plan documents.
LIFE INSURANCE
Basic Life and AD&D Insurance*COMPANY-PAID |
|
Life Benefit and Accidental Death & Dismemberment |
Flat $25,000 |
Age Reduction |
Benefit reduces 35% at age 65 and 50% at age 70. |
*100% of the cost of this benefit is covered by the Legacy Transport Services.
Employee Benefit |
|
Increments of $00,000 up to $000,000 |
Guaranteed Issue**:Up to $000,000 |
Spouse Benefit |
|
Increments of $0,000 up to $000,000 |
Guaranteed Issue**:Up to $000,000 |
Child Benefit |
|
Increments of $00,000 for children 6 months and older.
$0,000 benefit for children 14 days to 6 months. |
Guaranteed Issue**:Up to $00,000 |
Additional Life and AD&D Insurance*EMPLOYEE-PAID |
Employee Benefit |
|
Elect in increments of $10,000, up to a maximum of $500,000 or 5X of your salary |
Guaranteed Issue**:5X Annual Salary, up to $100,000 |
Spouse Benefit |
|
Elect in increments of $5,000, up to a maximum of 100% of employee’s coverage or $250,000 (whichever is less). |
Guaranteed Issue**:100% of Employee's Benefit, up to $30,000 |
Child Benefit |
|
$10,000 |
Guaranteed Issue**:$10,000 |
*Age reductions may apply. Refer to the benefit plan document.
**Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI).
If you are a late enrollee or requested coverage over the Guaranteed Issue amount, your coverage may require additional approval from the insurance company. Please note you are considered a late enrollee if you did not elect coverage when initially offered.
For full plan details, please review the plan documents.
DISABILITY INSURANCE
BENEFITS |
SHORT-TERM DISABILITY |
Coverage amount |
California Employees: 20% of your weekly pay up to $1,000
|
Maximum payment period |
Benefits may be paid for up to 12 weeks |
Elimination Period |
Benefits begin after 7-day elimination period/waiting period |
Who pays for coverage? |
You, if you choose to enroll
|
Designate Your Beneficiary(ies)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, log in to Paylocity to add or change your beneficiary(s).
SUPPLEMENTAL INSURANCE
For full plan details, please review the plan documents.
ACCIDENT INSURANCE BENEFIT |
|
|
Benefit |
Benefit is a lump-sum payment depending on the injury and type of treatment received.
|
|
Covered Conditions |
Injuries
|
COVERAGE LEVEL |
RATE PER PAY PERIOD |
|
Employee |
$3.13 |
|
Employee + Spouse |
$4.07 |
|
Employee + Child(ren) |
$4.48 |
|
Employee + Family |
$5.37 |
For full plan details, please review the plan documents.
CRITICAL ILLNESS BENEFIT |
|
|
Benefit |
Employee initial benefit amount of $5,000 to $30,000
|
|
Initial Benefit Covered Conditions |
Initial Benefit 100%
|
|
Recurrence Benefit |
Recurrence Benefit 100%
|
|
Prior Diagnosis |
Initial diagnosis date must be after employee’s benefit effective date in order to be considered payable under this benefit |
|
Health Screening Benefit |
A health screening benefit of $50 is payable once per calendar year for each insured person who has a health screening test performed while insurance is in effect. |
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ADDITIONAL BENEFITS
2026 ADDITIONAL BENEFITS
See below for carrier information.
We offer EAP, Legal/ID Shield, Commuter, Will Prep, Hearing Program, Travel and Pet Insurances.
For full plan details, please review the plan documents.
MUTUAL OF OMAHA EMPLOYEE ASSISTANCE PROGRAM
EAP BENEFIT |
|
|
EAP Benefits |
Your EAP benefit design includes:
|
|
Enhanced EAP Services |
|
|
Is contact with the EAP confidential? |
Yes |
|
Can I access information online? |
Yes. Go to mutualofomaha.com/eap |
|
How do I reach a counselor? |
Call 1-800-316-2796 |
For full plan details, please review the plan documents.
DARIO DIABETIC PROGRAM |
|
|
About Dario Diabetic |
DarioHealth, an easy-to-use digital diabetes management and healthy living program. |
|
What's included? |
|
|
Get Started! |
Call a DarioHealth Enrollment Specialist: Monday-Friday | 9:00AM - 9:00PM EST |
For full plan details, please review the plan documents.
HEARING DISCOUNT PROGRAM BENEFIT |
|
|
Program Benefits |
In addition to your hearing care benefit, you will have access to complimentary aftercare* including:
|
|
Accessing Your Benefits is as Easy as
|
1. Call Amplifon at 1-888-534-1747 and a Patient Care Advocate will assist you in finding a hearing care provider near you. |
For full plan details, please review the plan documents.
BENEFITS |
LEGAL AND ID SHIELD |
|
Legal Shield Benefit Overview |
|
|
ID Shield Benefit Overview |
|
PLAN |
WEEKLYRATE |
|
Individual Legal Shield/ID Shield |
$6.44 |
|
Family Legal Shield/ID Shield |
$7.82 |
|
Commercial Drivers Legal Plan |
$7.60 |
For full plan details, please review the plan documents.
THE SAMARITAN FUND PROGRAM
GIVING THE PEACE OF MIND TO HEAL
A serious medical diagnosis brings worry and anxiety. Unfortunately, much of that anxiety stems from the high cost of quality medical care. The Samaritan Fund Program exists to eliminate the financial burden of medical costs while you navigate a difficult journey, giving the peace of mind to heal.
HOW TO GET STARTED
-
Complete the confidential HIPAA Authorization Form:
-
A Samaritan Fund Program representative will contact you
-
If you are eligible and an acceptable plan is found, a formal application will be submitted
-
If accepted, the Samaritan Fund Program will be set up to take care of the expenses associated with your medical care
-
The program will be reassessed annually for eligibility
For full plan details, please review the plan documents.
COMMUTER INSURANCE BENEFIT |
|
|
Eligibility |
Only available to Bay Area Residents |
|
How does it work? |
Once you're registered on the Navia Benefits website, you can place an order for your monthly transit and parking needs. The order amount will be deducted from your paycheck pretax and loaded onto a Navia Benefits Card. You can then use the Navia Benefits card, in place of a personal debit or credit card, to purchase services at any transit or parking facility that accepts MasterCard |
|
What expenses are eligible? |
The GoNavia Commuter Benefit covers your work-related public transit and parking expenses including, but not limited to:
Ineligible expenses include non-work-related expenses and individual transportation services like a taxi or a driving service |
|
Where can I use my card? |
You can use your card at transit authorities or parking merchants that accept MasterCard. This includes transit authority websites, kiosks, ticket offices, or parking vendors |
Benefits |
Maximum Monthly Contributions |
|
Transit |
$315 |
|
Parking |
$315 |
For full plan details, please review the plan documents.
WILL PREPARATION BENEFIT |
|
|
Benefit Overview |
Creating a will is an important investment in your future. It specifies how you want your possessions to be distributed after you die. Whether you’re single, married, have children or are a grandparent, your will should be tailored for your life situation. |
|
Here’s how it works: |
|
For full plan details, please review the plan documents.
TRAVEL ASSISTANCE BENEFIT |
|
|
Benefit Overview |
Take comfort in knowing that Travel Assistance* travels with you worldwide, offering access to a network of professionals who can help you with local medical referrals or provide other emergency assistance services in foreign locations |
|
Emergency Travel Support Services |
|
|
Pre-trip Assistance |
Minimize travel hassles by calling us pre-departure for:
|
For full plan details, please review the plan documents.
PET INSURANCE BENEFIT
Take advantage of your special employee discount today!
-
Up to 90% back on vet bills
-
Preventive Care add-ons
-
24/7 Pet Telehealth Line through VetAccessTM
PET INSURANCE COVERAGE |
|
|
Coverage Options Available |
There are several plan options you can choose from including:
Add-On Preventative Care Coverage Options:
This allows you to choose the plan that best fits your needs and budget |
|
How do I get started? |
Two ways to get started: |
|
Premium Discount |
Up to 20% premium discount!* |
Ready to make sense of Medicare?
Every situation is unique, and the right choice depends on yourspecific circumstances. Our Medicare specialists can support you in making informed decisions about your healthcare coverage.
To request a quote, please visit: khisolutions.com/tn
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
ANNUAL LEGAL NOTICES
MEDICAL DOCUMENTS
MEDICAL DOCUMENTS
FLEXIBLE SPENDING ACCOUNT (FSA) DOCUMENTS
ADDITIONAL LIFE DOCUMENTS | VOLUNTARY
SHORT-TERM DISABILITY (STD) DOCUMENTS | VOLUNTARY
EAP DOCUMENTS
SAMARITAN FUND DOCUMENTS
ADDITIONAL BENEFITS
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
MEDICAL CARRIER
UMR
WEB https://www.umr.com
PH 800-826-9781
DENTAL CARRIER
Mutual of Omaha
WEB www.mutualofomaha.com
PH
VISION CARRIER
Mutual of Omaha
WEB www.mutualofomaha.com
PH
FSA CARRIER
Navia
WEB https://www.naviabenefits.com
PH 425-452-3500
HSA CARRIER
Navia
WEB https://www.naviabenefits.com
PH 425-217-0927
TOLL FREE 1-866-987-0031
LIFE INSURANCE CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com
PLAN ID G000C35S
PH 800-877-5176
DISABILITY CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com
PLAN ID G000C35S
PH 800-877-5176
ACCIDENT CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com
PLAN ID G000C35S
PH 800-877-5176
CRITICALL ILLNESS CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com
PLAN ID G000C35S
PH 800-877-5176
EAP CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com/eap
PH 800-316-2796
LEGAL AND ID SHIELD CARRIER
Legal Shield
WEB https://www.legalshield.com
PH
TRANSIT CARRIER
Navia
WEB https://www.naviabenefits.com
PH 425-452-3500
WILL PREP CARRIER
Mutual of Omaha
WEB https://willprep.clientsecured.com/willprep
PH 800-877-5176
HEARING DISCOUNT CARRIER
Amplifon
WEB https://www.amplifonusa.com/lp/mutualofomaha
PH 888-534-1747
TRAVEL ASSISTANCE CARRIER
Mutual of Omaha
WEB https://www.mutualofomaha.com
PH 800-856-9947
PET INSURANCE CARRIER
Spot Pet
WEB https://spotpet.link/legacytsi
PH 800-905-1595
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Benefits Clarity
Benefits Education Video Library
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE & SUPPLEMENTAL
DISABILITY INSURANCE
ADDITIONAL SUPPLEMENTAL
EMPLOYEE ASSISTANCE & WELLNESS
ADDITIONAL COVERAGES
FINANCIAL BENEFITS
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
YOUR ENROLLMENT BLUEPRINT
IT'S TIME TO ENROLL IN YOUR BENEFITS!
Remember, make your elections within 60 days of your hire date.
EDAUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Use carrier resources and tools to make decisions.
Make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA or FSA?
Having correct First and Last names on hand is also helpful.
Have Benefit Questions?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
