IN-NETWORKBENEFITS |
$1,000 HMO PLAN* |
$1,500 HMO PLAN* |
$3,400 HDHP PLAN** |
Preventive CarePreventive Care is defined by the Affordable Care Act (ACA). Visit HealthCare.gov to access a list of covered preventive services by gender and age. |
100% Covered |
100% Covered |
100% Covered |
Office Visit Copay |
$25 PCP$50 Specialist$0 Doctor on Demand$25 Urgent Care |
$25 PCP$50 Specialist$0 Doctor on Demand$25 Urgent Care |
Deductiblethen 0% coinsurance$0 Doctor on Demand
|
Emergency Room |
$150 copay |
$150 copay |
Deductible Applies |
Prescription Drugs |
|
|
|
Rx Deductible |
$100 Single /$200 Family
|
$100 Single /$200 Family
|
Medical Deductible |
Rx Copay |
$15 Tier 1 $30 Tier 2 $50 Tier 3 |
$15 Tier 1 $30 Tier 2 $50 Tier 3 |
Deductible Applies |
Specialty Rx Copay |
$150 Preferred Specialty $300 Non-Preferred Specialty |
$150 Preferred Specialty $300 Non-Preferred Specialty |
Deductible Applies |
Deductible |
$1,000 Single$2,000 Family |
$1,500 Single$3,000 Family |
$3,500 Single$5,600 Family |
Coinsurance |
You pay 20% (after deductible)Plan pays 80% |
You pay 20% (after deductible)Plan pays 80% |
You pay 0% (after deductible)Plan pays 100% |
Out-of-Pocket Maximum |
$3,500 Single$7,000 Family |
$5,000 Single$10,000 Family |
$3,500 Single$5,600 Family |
WARREN COUNTY
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
HOW TO ENROLL
We partner with ADP to simplify the enrollment process! With ADP you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
QUALIFYING LIFE EVENTS (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
PREVENTIVE CARE
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
ADDITIONAL COVERAGE
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
APPROACHING RETIREMENT?
Understanding how Medicare works—and how it compares to your current coverage—can help you make informed decisions.
The HealthJoy Mobile App
Get Your Benefits Questions Answered
Activate Your TrueNorth HealthJoy Account
Let HealthJoy be the first place you go for all your healthcare and benefits needs right from your mobile phone. Activate your HealthJoy account to simplify and save on high-quality care. Make the most of your benefits today!
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Welcome
New Hires
What You Need To Know
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
ELIGIBILITY
Most benefits are effective the first day of the month following the date of hire for full-time employees working a minimum of 30 hours per week.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
DEPENDENT ELIGIBILITY
Your eligible dependents include:
-
Your legal spouse;
-
Married or Unmarried dependents who are:
-
Your natural, adopted, legal guardianship and/or stepchildren from birth until the end of the month in which they reach the age of 26, regardless of whether they are eligible for another group health plan as an employee.
CHANGES
Changes to your benefits enrollment can only be made:
-
At the time of hire
-
During the annual enrollment period
-
January 1 effective date
-
-
Due to a Qualifying Life Event
Qualifying Life Events (QLE) include:
-
Marriage
-
Divorce / Legal Separation
-
Birth of a child
-
Adoption of a child
-
Loss of other employer-sponsored coverage
-
New election of other employer-sponsored coverage
RESOURCES
The Plan Documents & Notices page contains benefit summaries (SBC), summary plan descriptions (SPD), brochures, forms, and applicable applications.
Documents can also be found in ADP.
TIPS FOR EASY ENROLLMENT
You have 30 DAYS from your date of hire to enroll in your new benefits.
DON'T WAIT
After this enrollment period, the only way you'll be able to change your plans before the following enrollment period is if you have a qualifying life event, such as getting married or having a baby.
TO ENROLL OR NOT TO ENROLL?
This year you are required to enroll in and/or waive your benefits.
Please note: All those who are enrolled in the Health Savings Account (HSA) and/or Flexible Spending Accounts (FSAs) MUST RE-ENROLL IN THESE PLANS EVERY YEAR no matter what!
UP YOUR BENEFITS IQ
Have questions about your benefit options? Not sure what is right for you? Reach out to HealthJoy! Just call (877) 500-3212.
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits showcase whenever you or your family members have questions or want to review your benefits.
The HealthJoy Mobile App
Get Your Benefits Questions Answered
Activate Your HealthJoy Account
Let HealthJoy be the first place you go for all your healthcare and benefits needs right from your mobile phone. Activate your HealthJoy account to simplify and save on high-quality care. Make the most of your benefits today!
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2026 MEDICAL BENEFITS
Warren County Group is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans, administered through Wellmark, to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
*The $1,000 and $1,500 HMO are limited network plans. There are no out-of-network or out-of-state benefits except for emergencies. Out-of-network services on this plan may be paid at the in-network level in certain circumstances.
**When you enroll in the HDHP, you qualify to enroll in a Health Savings Account (HSA).
RATE(Wellness Monthly Rates) |
$1,000 HMO |
$1,500 HMO |
$3,300 HDHP PPO |
Employee |
$67.67 |
$30.20 |
$0.00 |
Employee + Spouse |
$258.30 |
$179.93 |
$44.58 |
Employee + Child(ren) |
$235.22 |
$162.72 |
$37.50 |
Employee + Family |
$410.30 |
$293.24 |
$91.18 |
RATE(Standard Monthly Rates) |
$1,000 HMO |
$1,500 HMO |
$3,300 HDHP PPO |
Employee |
$117.67 |
$80.20 |
$13.35 |
Employee + Spouse |
$308.30 |
$229.93 |
$94.58 |
Employee + Child(ren) |
$285.22 |
$212.72 |
$87.50 |
Employee + Family |
$460.30 |
$343.24 |
$141.18 |
4 Ways to SAVE on Prescription Drug Costs
Many are feeling the strain of rising healthcare costs. Learn how to alleviate the burden of prescription medication costs and prioritize your health!
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCTOR ON
DEMAND
Doctor on Demand
SEE A DOCTOR IN MINUTES
Getting sick is bad enough without having to get out of bed to see a doctor. With Doctor on Demand, you and your family members can connect face-to-face with a board-certified doctor 24 hours a day, 7 days a week, 365 days a year.
For full plan details, please review the plan documents.
USE WHEN:
-
You don't have time to wait a week to see a doctor
-
You don't want to infect (or be infected by) another person
-
You need a lower-cost option.
GET TREATED FOR:
-
Cold and flu
-
Sore throats
-
Allergies
-
Fever
-
Bronchitis, sinus infections
-
Urinary tract infections
-
Pink eye
-
Skin condition
-
Headache
-
Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
DOCTOR ON DEMAND BENEFITS |
|
What is Doctor on Demand? |
Doctor on Demand provides you with access via online video consult to U.S. board-certified doctors so you can resolve non-emergency medical issues without having to visit a doctor's office. |
Non-Emergency Medical Treatments |
You can use it for non-emergency medical situations such as:
|
Short-Term Prescriptions |
If needed, the doctor can prescribe you short-term prescriptions and have them sent to your pharmacy. Please see below for some common prescriptions.
|
When are Doctors Available? |
There are doctors on call 24 hours a day, 7 days a week |
How Do I Use Doctor on Demand? |
1. Log in to myWellmark on your computer to set up your Doctor on Demand account. 2. Download the mobile app from the App Store or Google Play. 3. Tap "See A Medical Doctor Now," enter your symptoms and begin your virtual visit. |
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2026 DENTAL & VISION BENEFITS
Administered by Delta Dental and Avesis.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
IN-NETWORK SERVICES |
PPO DENTISTS |
PREMIER DENTISTS |
Preventive Services |
Covered at 100% |
You pay 10% coinsurance; deductible waived. |
Deductibles |
$50 Individual/$100 Family |
$75 Individual/$150 Family |
Annual Maximum |
$1,000 per person per year |
$1,000 per person per year |
Basic Services |
Covered at 80% |
Covered at 70% |
Major Services |
Covered at 50% |
Covered at 50% |
OrthodonticFor dependent children up to age 19
|
Covered at 50% to a lifetime maximum of $1,500 |
Covered at 50% to a lifetime maximum of $1,500 |
COVERAGE LEVEL |
RATE PER MONTH |
Employee |
$1.44 |
Employee + Spouse |
$14.18 |
Employee + Child(ren) |
$17.20 |
Employee + Family |
$28.29 |
For full plan details, please review the plan documents.
IN-NETWORK SERVICES |
VISION BENEFIT |
Eye Exam1 every 12 months
|
Covered under the medical plan |
Eyeglasses |
|
Frames*1 every 24 months
|
Covered in full up to $150 retail allowance |
Lenses *1 every 12 months
|
Covered in full every 12 months
Polycarbonate - $0 Copay Standard Scratch-resistant - $0 Copay Standard Anti-Reflective - $0 Copay UV Screening - $0 Copay
Level 1 & 2 Progressive - $75 - $110 |
Contacts |
Please note: Contact lenses are in place of lenses and frame.
|
Elective Contacts1 every 12 months
|
$130 allowance |
Medically Necessary |
100% Covered |
Laser Vision Correction |
Provider discount up to 25%,One-time/lifetime allowance of $150. |
*Charges for lenses, frames, and contact lenses above the available benefit will be the responsibility of the participant.
**Plan allows only lenses or contacts within the calendar year not both.
**Plan allows only lenses or contacts within the calendar year not both.
COVERAGE LEVEL |
RATE PER PAY PERIOD |
Employee |
$0.84 |
Employee + Spouse |
$5.98 |
Employee + Child(ren) |
$5.98 |
Employee + Family |
$5.98 |
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HSA & FSA
2026 HSA & FSA BENEFITS
Health Savings Account (HSA) administered by HSA Bank.
Flexible Spending Accounts (FSA) administered by iSolved Benefits.
HSAs and FSAs help you save pre-tax dollars for healthcare or dependent care. Eligibility in each plan will be based on enrollment.
To learn more about the differences, watch the video, "HSA vs. FSA."
Go deeper and learn the different kinds of accounts and how they differ in eligibility, ownership, and how money can be used. Download the flyer, "HSA vs. FSA vs. DCFSA."
For full plan details, please review the plan documents.
HEALTH SAVINGS ACCOUNT (HSA)
An HSA can help you lower your taxes, cover some expenses your plan doesn't, and even help save for retirement.
HSA OVERVIEW |
|
|
To be eligible you must:
*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
• Be covered under a qualified High Deductible Health Plan (HDHP) • Not be claimed as a dependent on someone else's tax return • Not maintain a full-purpose Healthcare FSA • Not be enrolled in Medicare* • Have not received VA benefits within the past three months • Not have a spouse with an full-purpose FSA plan through their employer |
|
Maximum contributions |
Single: $4,500 Family: $9,000 Catch-up: $1,000 (those 55+) |
|
Pre-tax contributions? |
Yes |
Warren CountyEmployer contributions?Please note: Contributions will be made on a quarterly basis. (January, April, July, October) |
Employee: $600 per year Employee and Spouse: $750 per year
|
|
Availability of funds |
Funds must accumulate before using |
|
Use it or lose it? |
No, unused funds roll over from year to year |
|
Can take it with you if you leave the company? |
Yes |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
|
More common examples |
|
|
Less common examples |
|
|
Download the full list from the Internal Revenue Service |
|
|
Also, try: |
|
For full plan details, please review the plan documents.
FLEXIBLE SPENDING ACCOUNTS (FSA)
An FSA can help you use pretax money to pay for certain out-of-pocket health expenses or dependent care expenses.
FSA OVERVIEW |
|
|
How do Flexible Spending Accounts compare? |
Healthcare FSA: A full-purpose FSA that's best for predictable medical, dental, or vision expenses
Limited Purpose FSA: Can be used for dental and vision only
Dependent Care FSA: Covers child or dependent care needed, so you (and your spouse, if applicable) can work |
|
Eligibility rules |
If you are enrolled in a High Deductible Health Plan (HDHP), you can only enroll in a Limited Purpose Flexible Spending Account. |
|
Maximum contributions |
Healthcare and Limited Purpose: $3,500
Dependent Care: $7,500 ($3,750, if filing Single) |
|
Pre-tax contributions? |
Yes |
|
Availability of funds |
Healthcare and Limited Purpose: Available on day 1
Dependent Care: Funds must accumulate before using |
|
Use it or lose it? |
Yes, however, you have a grace period of 75 days after the end of the year in which to spend any money left in your account. After this grace period, you will lose any funds left in your account |
|
Can you take it with you if you leave the company? |
No |
ELIGIBLE EXPENSESBeyond Your Plan Coverage |
|
|
Common examples |
|
|
Download information on Health Care and Limited FSAs from the Internal Revenue Service |
|
|
Download information on Child and Dependent Care Expenses from the Internal Revenue Service |
|
|
Also, try: |
|
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2026 LIFE & SUPPLEMENTAL BENEFITS
Administered by Symetra Life Insurance Company.
We offer life, disability, and additional coverage plans through Symetra Life Insurance Company to help you plan for your family's financial security.
For full plan details, please review the plan documents.
LIFE INSURANCE
LIFE AND AD&D BENEFIT*EMPLOYER-PAID
|
|
Life and Accidental Death & Dismemberment |
Flat $20,000 |
* 100% of the cost of this benefit is covered by Warren County Group.
** Age reductions may apply. Refer to the benefit plan document.
Additional Life and AD&D*EMPLOYEE-PAID |
BENEFITS |
Employee |
Increments of $10,000 up to a maximum of $500,000 not to exceed 5 times your basic annual earnings.
Guaranteed Issue**: $100,000 (New hires only). If you are a late entrant or increasing your benefit amount, you will be required to answer medical questions. |
Spouse |
Increments of $10,000 up to a maximum of $150,000 not to exceed 50% of Supplemental Employee Coverage.
Guaranteed Issue**: $30,000 |
Children |
Increments of $2,000 for children 6 months and older.
Guaranteed Issue**: $10,000 Maximum |
* Age reductions may apply. Refer to the benefit plan document.
** New hire Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI).
To complete your EOI form, click here.
** New hire Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI).
To complete your EOI form, click here.
For full plan details, please review the plan documents.
DISABILITY INSURANCE
BENEFITS |
SHORT-TERM DISABILITYEMPLOYER-PAID |
LONG-TERM DISABILITYEMPLOYER-PAID |
Coverage amount |
60% of weekly incomeUp to $350 per week |
60% of monthly incomeUp to $3,000 per month |
Accident benefits begin |
Day 15 |
Day 61 |
Illness benefits begin |
Day 15 |
Day 61 |
Maximum payment period |
7 weeks |
Social Security Normal Retirement Age (SSNRA) |
Pre-existing conditions |
3 months / 12 months look back |
3 months / 12 months look back |
DESIGNATE YOUR BENEFICIARY(S)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, log in to ADP to add or change your beneficiary(s).
For full plan details, please review the plan documents.
ACCIDENT INSURANCE BENEFIT |
|
What is it? |
When you have a covered accident, you can receive cash benefits to use however you see fit. |
What is covered? |
Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc. |
COVERAGE LEVEL |
LOW PLAN |
HIGH PLAN |
Employee |
$6.26 |
$9.68 |
Employee + Spouse |
$10.34 |
$16.71 |
Employee + Child(ren) |
$11.43 |
$18.97 |
Employee + Family |
$15.51 |
$26.00 |
For full plan details, please review the plan documents.
CRITICAL ILLNESS BENEFIT |
|
Benefits Options |
Employee: Elect increments of $5,000 up to $20,000
|
What is it? |
This typically pays a lump-sum benefit directly to you at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed. |
What is covered? |
You can use the money for everyday expenses like mortgage payments, utility bills or childcare. |
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE ASSISTANCE
2026 EMPLOYEE ASSISTANCE PROGRAM (EAP)
Administered by Symetra.
Warren County Group is committed to the overall well-being of our employees and your covered dependents. Our Employee Assistance Program (EAP) includes 24/7 services.
For full plan details, please review the plan documents.
EMPLOYEE ASSISTANCE PROGRAM
EMPLOYEE ASSISTANCE PROGRAM (EAP) |
|
Who is eligible? |
The EAP is available to:
You are not required to be enrolled in a medical plan. |
Is it confidential? |
YES.You have confidential access to experienced clinicians and professional staff. |
When can I access? |
24 hours per day |
What is covered? |
The EAP can help with challenges like:
|
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
WELLNESS
PROGRAM
2026 WELLNESS PROGRAM
Warren County cares about your health and wellness! We know that it can be difficult to focus on your health when you have a busy lifestyle, but it is so important!
For full plan details, please review the plan documents.
Remember, you can earn points throughout the year to qualify for a $50 wellness incentive.
Please take a look at the "Warren County Wellness Points List" on plan documents to see how you can earn these points. You will need to earn 1000 points throughout the year to receive the wellness incentive
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
DENTAL DOCUMENTS
FLEXIBLE SPENDING ACCOUNT (FSA) DOCUMENTS
LIFE INSURANCE DOCUMENTS
WELLNESS PROGRAM DOCUMENTS
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
The HealthJoy Mobile App
Get Your Benefits Questions Answered
Healthcare Decisions
Can Get Complicated
That is why we are excited to share that you have access to HealthJoy as part of your employee benefits. Simplify and save on high-quality care by activating your HealthJoy account. Make the most of your benefits today!
HealthJoy will become the first place you go when dealing with all your healthcare and benefits needs right from your mobile phone.
It's an incredible app for iPhone and Android that gives you access to live healthcare concierge, online doctors, your benefit cards, and much more.
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Benefits Clarity
Benefits Education Video Library
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
FLEXIBLE SPENDING ACCOUNT (FSA)
LIFE & SUPPLEMENTAL
DISABILITY INSURANCE
ADDITIONAL SUPPLEMENTAL
EMPLOYEE ASSISTANCE & WELLNESS
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enrolling in your benefits or changing your existing enrollment is as easy as online shopping.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA or FSA?
Having correct First and Last names on hand is also helpful.
The HealthJoy Mobile App
Get Your Benefits Questions Answered
Activate Your HealthJoy Account
Let HealthJoy be the first place you go for all your healthcare and benefits needs right from your mobile phone. Activate your HealthJoy account to simplify and save on high-quality care. Make the most of your benefits today!
Have Benefit Questions?
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
