IN-NETWORK
BENEFITS |
Traditional $3,500 Plan |
HDHP* $6,050 Plan |
MEC Plus(Limited Benefit Plan; NOT Major Medical) |
Preventive Care† |
Covered at 100% |
Covered at 100% |
Covered at 100% |
Office Visit Copay |
$35 PCP $70 Specialist $0 Doctor on Demand $35 Urgent Care |
Deductible
$0 Doctor on Demand
|
PCP: $20 Copay (3 visits per plan year)
Specialist: Not covered
Urgent Care: $50 copay (3 visits per plan year)
Telemed: $0 copay (unlimited visits)
Behavioral Health Services: $0 copay (unlimited visits) |
Emergency Room Copay |
You pay 20% Plan pays 80% |
Deductible |
Not Covered |
Prescription Drug
Rx Copay
|
$100 Deductible
$10 Generic $35 Brand $200 Specialty |
Deductible |
$0 Generic 10% Tier 1 (coinsurance) |
Deductible
|
$3,500 Single $7,000 Family |
$6,050 Single $12,100 Family |
N/A - See page 5 of your Benefits Enrollment Guide |
Coinsurance§ |
You pay 20% Plan pays 80% |
You pay 0% Plan pays 100% |
N/A - See page 5 of your Benefits Enrollment Guide |
Out of Pocket Maximum
|
$6,350 Single $12,700 Family |
$6,050 Single $12,100 Family |
N/A - See page 5 of your Benefits Enrollment Guide |
ENGINEERED PLASTIC COMPONENTS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
HOW TO ENROLL
To simplify the enrollment process, you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
Qualifying Life Events (QLE)
This is a change in your situation - like getting married, having a baby, or losing health coverage - that may allow you to enroll in health insurance outside the yearly Open Enrollment Period.
Preventive Care
This step can help prevent future health concerns and lower health insurance costs. Learn more about what's covered and what isn't.
Additional Coverage
Coverage at your fingertips - Home, Auto, and More! Get agent recommendations based on your needs.
Approaching Retirement?
Understanding how Medicare works-and how it compares to your current coverage-can help you make informed decisions.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Welcome
New Hires
What You Need To Know
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions when you do not understand.
Most benefits are effective on the first day of the month following 60 days of employment.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
Changes to your benefits enrollment can only be made:
- at the time of hire
- during the annual enrollment period (January 1 effective date)
- and due to a qualifying event
Qualifying Life Events (QLE) include:
- Marriage
- Divorce / Legal Separation
- Birth of a child
- Adoption of a child
- Loss of other employer-sponsored coverage
- New election of other employer-sponsored coverage
Benefit summaries, brochures, forms, and applicable applications can be viewed in Plan Documents:
- EDUCATE
Review your benefit options. - EVALUATE
Review available benefit options for the year.
Use carrier resources and tools to make decisions. - ENROLL
Enroll Online: www.paycomonline.net
Review your benefit options.
Summary Plan Descriptions (SPD) for plans can be found in:
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
EDUCATE YOURSELF
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
MAKE DECISIONS
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
We partner with Paycom to simplify the enrollment process! With Paycom you can:
- Enroll or re-enroll
- Make changes to your benefits
- Add or remove dependents
- Enroll in flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits portal whenever you or your family members have questions or want to review your benefits.
Benefits Questions?
Our Benefits Staff is Here to Help
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team!
A team member will respond within 24 hours.
Monday - Friday | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2027 MEDICAL BENEFITS
Major medical is administered by Wellmark.
MEC is administered by Apex-MEC & Globe Life.
Rx administered by MedOne.
Engineered Plastic Components is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
* HDHP is a low monthly premium plan with a future savings account.
† Preventive Care is defined by the Affordable Care Act (ACA). Visit Healthcare.gov/coverage/preventive-care-benefits to access a list of covered preventive services by gender and age.
§ Coinsurance is what you pay out of pocket after the deductible is met.
Tobacco FREE(RATE PER PAY PERIOD) |
Traditional $3,500 Plan |
HDHP $6,050 Plan |
MEC Plus Plan |
Employee |
$151.18 |
$105.92 |
$61.38 |
Employee + Spouse |
$367.63 |
$270.22 |
$117.23 |
Employee + Child(ren) |
$335.61 |
$245.92 |
$110.77 |
Employee + Family |
$578.48 |
$430.29 |
$175.85 |
Tobacco USER(RATE PER PAY PERIOD) |
Traditional $3,500 Plan |
HDHP $6,050 Plan |
MEC Plus Plan |
Employee |
$197.34 |
$152.08 |
$61.38 |
Employee + Spouse |
$413.78 |
$316.37 |
$117.23 |
Employee + Child(ren) |
$381.77 |
$292.07 |
$110.77 |
Employee + Family |
$624.64 |
$476.44 |
$175.85 |
Minimum Essential Coverage (MEC)
A Minimum Essential Coverage (MEC) plan is designed to meet the Affordable Care Act's (ACA) requirement for minimum essential health coverage. This plan provides coverage for a wide range of preventive care services to help you stay healthy and avoid more serious health issues.
Your MEC plan is not a major medical plan!
It is a limited benefit plan that focuses on preventive care services, including but not limited to:
-
Routine physical exams
-
Associated imaging and laboratory services, such as mammograms and PSA tests
-
Well-child exams
-
Immunizations
This plan ensures access to essential preventive care but does not cover comprehensive medical services such as hospital stays, emergency care, or specialty care. For more extensive health coverage, consider enrolling in one of the Wellmark major medical plans.
To learn more and view a list of benefits and services, see page 5 of your Benefits Enrollment Guide
For full plan details, please review the plan documents.
4 Ways to SAVE on Prescription Drug Costs
Many are feeling the strain of rising healthcare costs. Learn how to alleviate the burden of prescription medication costs and prioritize your health!
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCTOR ON
DEMAND
Doctor on Demand
Getting sick is bad enough without having to get out of bed to see a doctor. With Doctor on Demand, you and your family members can connect face-to-face with a board-certified doctor 24 hours a day, 7 days a week, 365 days a year.
Questions? Call (800) 997-6196
For full plan details, please review the plan documents.
USE WHEN:
-
You don't have time to wait a week to see a doctor
-
You don't want to infect (or be infected by) another person
-
You need a lower-cost option.
GET TREATED FOR:
-
Cold and flu
-
Sore throats
-
Allergies
-
Fever
-
Bronchitis, sinus infections
-
Urinary tract infections
-
Pink eye
-
Skin condition
-
Headache
-
Other conditions such as mental health (if covered by your health plan)
HOW TO GET STARTED
HAVE YOUR ID CARD
Have your Wellmark Member ID card ready.
REGISTER OR SIGN IN
Create an account or sign in.
DOCTOR ON DEMAND BENEFITS |
|
| What is Doctor on Demand? |
Doctor on Demand provides you with access via online video consult to U.S. board-certified doctors so you can resolve non-emergency medical issues without having to visit a doctor's office. |
How Much Does a Consult Cost? |
$0 copay |
Non-Emergency Medical Treatments |
You can use it for non-emergency medical situations such as:
|
Short-Term Prescriptions |
If needed, the doctor can prescribe you short-term prescriptions and have them sent to your pharmacy. Please see below for some common prescriptions.
|
When are Doctors Available? |
There are doctors on call 24 hours a day, 7 days a week |
How Do I Use Doctor on Demand? |
1. The first step is go to the Doctor on Demand website at http://www.doctorondemand.com.
4. You can either see a doctor right then or schedule an appointment.
5. Enter your symptoms.
6. Video chat with a doctor. |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DENTAL & VISION
2027 DENTAL & VISION BENEFITS
Administered by Mutual of Omaha.
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans. If you have an HSA, you can use these funds to cover eligible costs like your deductible or copay.
✨ If you have an HSA or FSA, you can use these funds to cover eligible expenses, such as your deductible or copay.
For full plan details, please review the plan documents.
DENTAL INSURANCE
SERVICES |
PPO DENTISTS |
Preventive Services |
Covered at 100% |
Deductible |
$50 Individual$150 Family |
Annual Maximum |
$1,000 per person per year |
Basic Services |
You pay 20% coinsurance (after deductible), plan pays 80% |
Major Services |
You pay 50% coinsurance (after deductible), plan pays 50% |
Orthodontic
|
You pay 50% coinsurance (after deductible), plan pays 50% coinsurance, up to a lifetime maximum of $1,000 |
COVERAGE LEVEL |
RATE PER PAY PERIOD |
Employee |
$6.30 |
Employee + Spouse |
$12.28 |
Employee + Child(ren) |
$16.76 |
Employee + Family |
$22.56 |
For full plan details, please review the plan documents.
VISION INSURANCE
SERVICES |
VISION BENEFIT |
Eye Exam
|
$10 copay |
Eyeglasses |
|
Frames*
|
$200 allowance and 20% off the amount over your allowance |
Lenses* **
|
$25 Materials copay |
Contacts |
Please note: Contact lenses are in place of lenses and frame. |
Contact Lenses* **
|
$200 Allowance plus 15% off balance over allowance |
Medically Necessary1 every 12 months |
100% Covered |
Laser Vision Correction |
15% off retail price or 5% off promotional price
|
**Plan allows only lenses or contacts within the calendar year not both.
COVERAGE LEVEL |
RATE PER PAY PERIOD |
Employee |
$2.03 |
Employee + Spouse |
$4.05 |
Employee + Child(ren) |
$4.33 |
Employee + Family |
$6.93 |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HEALTH SAVINGS ACCOUNTS
2027 HSA BENEFITS
Administered by Optum Bank.
We offer Health Savings Accounts (HSA). Eligibility in each plan will be based on enrollment.
For full plan details, please review the plan documents.
HEALTH SAVINGS ACCOUNT (HSA) |
|
To be eligible you must:*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
|
Eligible Expenses |
Most qualified health care expenses (medical, dental, vision, prescription drug expenses your plans do not cover) |
Maximum contributions |
Single: $4,500Family: $9,000Catch-up: $1,000 (those 55+) |
Pre-tax contributions? |
Yes |
Availability of funds |
Funds must accumulate before using |
Use it or lose it? |
No, unused funds roll over from year to year |
Can take it with you if you leave the company? |
Yes |
ELIGIBLE EXPENSESBeyond Your Plan Coverage
|
|
More common examples |
|
Less common examples |
|
Download the full list from the Internal Revenue Service |
|
Also, try: |
HSAstore.com |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2027 LIFE & SUPPLEMENTAL BENEFITS
Administered by Mutual of Omaha.
We offer life, disability, and additional coverage plans to help you plan for your family's financial security.
For full plan details, please review the plan documents.
LIFE AND AD&D BENEFIT* |
|
Life and Accidental Death & Dismemberment |
Flat amount of $20,000 |
Age Reduction |
33% at age 70 |
EMPLOYEE-PAIDLIFE AND AD&D |
BENEFITS |
GUARANTEE ISSUE** |
Employee |
Increments of $10,000 up to $500,000 |
up to $250,000 |
Spouse |
Increments of $5,000 up to $100,000 or 100% of employee benefit |
up to $50,000 |
Children |
Age 6 months and older Increments of $1,000 up to $10,000 Birth to 14 days: $0 14 days to 6 months: $1,000
|
up to $10,000 |
For full plan details, please review the plan documents.
BENEFITS |
SHORT-TERM DISABILITY |
Coverage amount |
60% of weekly income, Max $1,000 |
Maximum payment period |
11 weeks |
Benefits begin |
15th day of your disability |
Pre-existing conditions |
Benefits are not payable for any disability that existed in the 6 months prior to your initial enrollment date. Once you have been covered by this plan for 12 months, this exclusion no longer applies. |
DESIGNATE YOUR BENEFICIARY(S)
Choosing beneficiaries is an act of love and foresight. It secures the stability of your loved ones and empowers the causes closest to your heart.
First, collect the information you will need, such as:
-
Full legal name
-
Date of birth
-
Relationship (if applicable)
-
Tax Identification Number (TIN)
-
Social Security Number (SSN)
-
Employer Identification Number (EIN)
-
-
Mailing address
-
Email address
-
Phone number
Then, log in to Paycom to add or change your beneficiary(s).
For full plan details, please review the plan documents.
ACCIDENT INSURANCE BENEFIT |
|
What is it? |
When you have a covered accident, you can receive cash benefits to use however you see fit. |
What is covered? |
Coverage typically includes ambulance services, emergency room visits, intensive care unit confinement, etc. |
COVERAGE LEVEL |
RATE PER PAY PERIOD |
Employee |
$3.77 |
Employee + Spouse |
$6.99 |
Employee + Child(ren) |
$7.80 |
Employee + Family |
$9.59 |
For full plan details, please review the plan documents.
CRITICAL ILLNESS BENEFIT |
|
What is it? |
This typically pays a lump-sum benefit directly to you at the time a covered illness (such as a stroke, heart attack or cancer) occurs or is diagnosed. |
What is covered? |
You can use the money for everyday expenses like mortgage payments, utility bills or childcare. |
RATES PER PAY PERIOD
Age Range |
$10,000.00 |
$20,000.00 |
$30,000.00 |
0 - 29 |
$1.25 |
$2.49 |
$3.74 |
30 - 39 |
$1.75 |
$3.51 |
$5.26 |
40 - 49 |
$3.60 |
$7.20 |
$10.80 |
50 - 59 |
$8.82 |
$17.63 |
$26.45 |
60 - 69 |
$20.03 |
$40.06 |
$60.09 |
70 - 79 |
$36.14 |
$72.28 |
$108.42 |
80+ |
$50.72 |
$101.45 |
$152.17 |
For full plan details, please review the plan documents.
HOSPITAL INDEMNITY BENEFIT |
|
Admission Benefit
|
(paid concurrent with admission benefit) |
Confinement Benefit
|
(paid concurrently with confinement benefit up to 15 days) |
Pre-Existing Limitation |
3 months prior to effective date; excluded for 12 months |
Reduction |
Benefits reduce at age 65 and 70 |
COVERAGE LEVEL |
RATE PER PAY PERIOD |
Employee |
$6.87 |
Employee + Spouse |
$14.03 |
Employee + Child(ren) |
$10.79 |
Employee + Family |
$17.95 |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
PLAN DOCUMENTS & LEGAL NOTICES
Download the documents you need for each benefit plan you are enrolled in.
MEDICAL
DOCTOR ON DEMAND
DENTAL
VISION DOCUMENTS
DISABILITY DOCUMENTS
CRITICAL ILLNESS DOCUMENTS
HOSPITAL INDEMNITY DOCUMENTS
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
CONTACT INFORMATION
Benefits contact information for when you need answers.
SUPPLEMENTAL INSURANCE CARRIER
ACCIDENT / CRITICAL ILLNESS / HOSPITAL INDEMNITY
Mutual of Omaha
800-775-6000
Group ID: G000CT6L
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
HR CONTACTS
CONTACT HUMAN RESOURCES
Reach out to the individual listed for your location.
HR CONTACT |
LOCATION |
Kraag Pedersen |
Anderson, SC |
Heather Glenn |
Bellevue, OH |
No HR / Steve Martin |
Bessmer, AL |
Sydney Walker |
Circleville, OH |
Travia Doxley |
Columbia, MI |
Arica Iverson |
DeWitt, IA |
Arica Iverson |
Franklin, GA |
Ashlynn Kramer |
Grinnell, IA |
Stacy Moore |
Kalona, IA |
Christy Brady |
Lebanon, KY |
Rosie Bernabe |
Leeds, AL |
Marialice Eliopoulos |
Ormond Beach, FL |
Isabella Gatten |
Osceola, WI |
Irish Broyles |
Scottsburg, IN |
Doug Bassil |
St. Clair, MI (Haas Drive) |
Arica Iverson |
St Louis, MI |
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
Benefits Clarity
Benefits Education Video Library
Understand confusing benefits terms by browsing our extensive video library.
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
HEALTH SAVINGS ACCOUNT (HSA)
LIFE & SUPPLEMENTAL
WELLNESS
DISABILITY INSURANCE
ADDITIONAL SUPPLEMENTAL
Unlock Benefits Clarity
Monthly Minute Communications Library
Ever feel lost in the world of employee benefits? We know it can be confusing. Our Monthly Minute communications library and your company's Benefits Education video library provide clear, concise information to help you understand your valuable benefits package.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enroll in your benefits or change your existing enrollment - as easy as online shopping.
EDUCATE
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
EVALUATE
Make your benefit decisions and make sure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Have you decided how much to contribute to your HSA?
Having correct First and Last names on hand is also helpful.
HAVE BENEFIT QUESTIONS?
Contact your
TRUEAdvocate Team
Monday - Friday
7:30 AM to 5:00 PM
Central Time (CT)
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2026 TrueNorth Companies, L.C. All rights reserved.
